Best Cheap Auto Insurance in Braden, TN (2021)

The average Braden, TN auto insurance rates are $310 per month. The minimum auto insurance in Braden is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Braden, Tennessee, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Braden is 48.5 minutes
  • The minimum auto insurance required in Braden, Tennessee is 25/50/15
  • The most expensive auto insurance company in Braden for teen drivers is Liberty Mutual

Braden, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Braden can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Braden, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Braden to other Tennessee cities, including Hendersonville auto insurance rates, Johnson City auto insurance rates, and Bartlett auto insurance rates to see how Braden, Tennessee auto insurance rates stack up.

Before you buy Braden, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Braden, Tennessee auto insurance quotes.

Minimum Auto Insurance in Braden, Tennessee

Braden, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Braden, Tennessee.

Minimum Required Auto Insurance Coverage in Braden, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Braden, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Braden, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Braden, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,159 $3,027 $2,861 $2,971 $12,164 $13,225 $3,349 $3,439
Farmers $1,945 $1,981 $1,752 $1,918 $7,846 $8,366 $2,626 $2,761
GEICO $2,140 $2,165 $1,977 $1,977 $6,312 $6,444 $2,162 $2,229
Liberty Mutual $3,207 $129 $2,645 $2,957 $13,267 $14,743 $3,431 $3,647
Nationwide $2,400 $2,423 $2,143 $2,183 $6,600 $8,546 $2,763 $3,013
Progressive $1,822 $1,726 $1,484 $1,549 $7,964 $8,978 $2,192 $2,387
State Farm $1,752 $1,752 $1,578 $1,578 $5,305 $6,650 $1,979 $2,292
Travelers $1,754 $1,848 $1,581 $1,685 $4,780 $5,895 $1,871 $1,970
USAA $1,642 $1,681 $1,476 $1,485 $5,702 $6,534 $2,149 $2,303

Cheap Braden, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Braden, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Braden, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Braden, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,164 $13,225
Farmers $7,846 $8,366
GEICO $6,312 $6,444
Liberty Mutual $13,267 $14,743
Nationwide $6,600 $8,546
Progressive $7,964 $8,978
State Farm $5,305 $6,650
Travelers $4,780 $5,895
USAA $5,702 $6,534

Cheap Braden, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Braden, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Braden, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,861 $2,971
Farmers $1,752 $1,918
GEICO $1,977 $1,977
Liberty Mutual $2,645 $2,957
Nationwide $2,143 $2,183
Progressive $1,484 $1,549
State Farm $1,578 $1,578
Travelers $1,581 $1,685
USAA $1,476 $1,485

Cheap Braden, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Braden, Tennessee compared to the annual auto insurance rates with a clean record in Braden, Tennessee.

Annual Braden, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,619 $5,525 $6,665 $5,288
Farmers $3,119 $3,847 $3,948 $3,683
GEICO $2,293 $3,090 $5,027 $2,293
Liberty Mutual $4,461 $6,437 $5,982 $5,133
Nationwide $3,243 $3,243 $4,904 $3,645
Progressive $3,097 $4,006 $3,300 $3,648
State Farm $2,611 $3,111 $2,861 $2,861
Travelers $2,171 $2,780 $3,073 $2,669
USAA $2,092 $3,123 $3,678 $2,592

Cheap Braden, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Braden, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Braden, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Braden, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,665
Farmers $3,948
GEICO $5,027
Liberty Mutual $5,982
Nationwide $4,904
Progressive $3,300
State Farm $2,861
Travelers $3,073
USAA $3,678

Cheap Braden, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Braden, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Braden, Tennessee

Insurance Company Poor Fair Good
Allstate $7,075 $5,395 $4,102
Farmers $4,348 $3,392 $3,208
GEICO $3,608 $3,084 $2,835
Liberty Mutual $7,880 $4,842 $3,788
Nationwide $4,522 $3,582 $3,172
Progressive $3,962 $3,402 $3,174
State Farm $4,156 $2,492 $1,934
Travelers $3,412 $2,661 $1,947
USAA $4,175 $2,434 $2,005

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Braden, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Braden, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Braden, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Braden, Tennessee

ZIP Code Average Annual Rates
38010 $3,774

Cheap Braden, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Braden, Tennessee auto insurance. Find the cheapest annual Braden, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Braden, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,524 $5,524
Farmers $3,649 $3,649
GEICO $3,160 $3,192
Liberty Mutual $5,503 $5,503
Nationwide $3,759 $3,759
Progressive $3,513 $3,513
State Farm $2,792 $2,930
Travelers $2,568 $2,778
USAA $2,788 $2,954

Cheap Braden, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Braden, Tennessee? Check out the comparison of annual Braden, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Braden, Tennessee

Insurance Company Low Medium High
Allstate $5,215 $5,504 $5,854
Farmers $3,431 $3,630 $3,887
GEICO $3,033 $3,170 $3,324
Liberty Mutual $5,246 $5,500 $5,763
Nationwide $3,785 $3,678 $3,813
Progressive $3,288 $3,510 $3,740
State Farm $2,696 $2,875 $3,012
Travelers $2,518 $2,671 $2,830
USAA $2,778 $2,860 $2,976

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Braden, Tennessee

Compare the cheapest auto insurance companies in Braden, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Braden, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Braden, Tennessee Auto Insurance Companies

What auto insurance companies in Braden, Tennessee are the cheapest? Compare the top Braden, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Braden, Tennessee

Insurance Company Average Annual Rates
Allstate $5,524
Farmers $3,649
GEICO $3,176
Liberty Mutual $5,503
Nationwide $3,759
Progressive $3,513
State Farm $2,861
Travelers $2,673
USAA $2,871

What affects auto insurance rates in Braden, Tennessee?

There are a lot of reasons why auto insurance rates in Braden, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Braden, Tennessee. Many local factors may affect your Braden auto insurance rates.

Braden Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Braden, Tennessee commute length is 48.5 minutes according to City-Data.

Braden Traffic

How does Braden, Tennessee rank for traffic? According to Inrix Braden, Tennessee is the 173rd most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Braden, Tennessee Auto Insurance Quotes

Before you buy Braden, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Braden, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption