Best Cheap Auto Insurance in Braceville, IL (2021)

The average Braceville, IL auto insurance rates are $267 per month. The minimum auto insurance in Braceville is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Braceville, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Braceville is State Farm
  • The minimum auto insurance required in Braceville, Illinois is 25/50/20
  • Average auto insurance rates in Braceville, IL for senior drivers are $1,810 per year

Braceville, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Braceville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Braceville, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Braceville to other Illinois cities, including Champaign auto insurance rates, Aurora auto insurance rates, and Peoria auto insurance rates to see how Braceville, Illinois auto insurance rates stack up.

Before you buy Braceville, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Braceville, Illinois auto insurance quotes.

Minimum Auto Insurance in Braceville, Illinois

Braceville, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Braceville, Illinois.

Minimum Required Auto Insurance Coverage in Braceville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Braceville, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Braceville, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Braceville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,397 $3,412 $3,560 $3,560 $8,910 $11,583 $4,088 $4,419
American Family $2,333 $2,333 $2,139 $2,139 $6,657 $9,204 $2,333 $3,011
Farmers $2,464 $2,464 $2,181 $2,310 $10,795 $11,264 $2,815 $2,938
GEICO $1,531 $1,563 $1,488 $1,651 $5,347 $5,552 $1,734 $1,812
Liberty Mutual $1,369 $1,475 $1,137 $1,269 $4,721 $5,248 $1,429 $1,503
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $1,955 $1,846 $1,613 $1,688 $7,095 $7,961 $2,330 $2,520
State Farm $1,406 $1,406 $1,265 $1,265 $4,104 $5,206 $1,591 $1,824
Travelers $1,498 $1,579 $1,374 $1,464 $4,371 $5,508 $1,584 $1,668
USAA $1,634 $1,670 $1,517 $1,501 $5,207 $5,761 $2,155 $2,379

Cheap Braceville, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Braceville, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Braceville, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Braceville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,910 $11,583
American Family $6,657 $9,204
Farmers $10,795 $11,264
GEICO $5,347 $5,552
Liberty Mutual $4,721 $5,248
Nationwide $4,616 $5,894
Progressive $7,095 $7,961
State Farm $4,104 $5,206
Travelers $4,371 $5,508
USAA $5,207 $5,761

Cheap Braceville, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Braceville, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Braceville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,560 $3,560
American Family $2,139 $2,139
Farmers $2,181 $2,310
GEICO $1,488 $1,651
Liberty Mutual $1,137 $1,269
Nationwide $1,503 $1,585
Progressive $1,613 $1,688
State Farm $1,265 $1,265
Travelers $1,374 $1,464
USAA $1,517 $1,501

Cheap Braceville, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Braceville, Illinois compared to the annual auto insurance rates with a clean record in Braceville, Illinois.

Annual Braceville, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,800 $6,547 $6,085 $5,033
American Family $2,770 $3,934 $5,228 $3,142
Farmers $3,928 $5,071 $4,945 $4,672
GEICO $1,747 $2,834 $3,703 $2,055
Liberty Mutual $1,885 $2,689 $2,357 $2,144
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $2,782 $4,128 $3,081 $3,513
State Farm $2,059 $2,459 $2,259 $2,259
Travelers $1,893 $2,480 $2,777 $2,374
USAA $1,950 $2,790 $3,824 $2,348

Cheap Braceville, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Braceville, Illinois is not easy. Compare the annual rates for DUI auto insurance in Braceville, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Braceville, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,085
American Family $5,228
Farmers $4,945
GEICO $3,703
Liberty Mutual $2,357
Nationwide $3,213
Progressive $3,081
State Farm $2,259
Travelers $2,777
USAA $3,824

Cheap Braceville, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Braceville, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Braceville, Illinois

Insurance Company Poor Fair Good
Allstate $6,837 $4,938 $4,323
American Family $5,005 $3,413 $2,888
Farmers $5,280 $4,450 $4,233
GEICO $4,144 $2,028 $1,582
Liberty Mutual $3,204 $2,007 $1,595
Nationwide $3,134 $2,540 $2,224
Progressive $3,847 $3,264 $3,017
State Farm $3,279 $1,968 $1,529
Travelers $2,902 $2,340 $1,900
USAA $3,643 $2,492 $2,049

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Cheap Braceville, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Braceville, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Braceville, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Braceville, Illinois

ZIP Code Average Annual Rates
60407 $3,153
60408 $3,174

Cheap Braceville, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Braceville, Illinois auto insurance. Find the cheapest annual Braceville, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Braceville, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,366 $5,366
American Family $3,720 $3,817
Farmers $4,654 $4,654
GEICO $2,539 $2,630
Liberty Mutual $2,269 $2,269
Nationwide $2,632 $2,632
Progressive $3,376 $3,376
State Farm $2,200 $2,317
Travelers $2,287 $2,474
USAA $2,651 $2,805

Cheap Braceville, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Braceville, Illinois? Check out the comparison of annual Braceville, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Braceville, Illinois

Insurance Company Low Medium High
Allstate $5,194 $5,361 $5,543
American Family $3,619 $3,907 $3,779
Farmers $4,418 $4,538 $5,006
GEICO $2,340 $2,578 $2,836
Liberty Mutual $2,139 $2,264 $2,404
Nationwide $2,596 $2,658 $2,643
Progressive $3,105 $3,364 $3,659
State Farm $2,119 $2,261 $2,396
Travelers $2,221 $2,377 $2,543
USAA $2,559 $2,725 $2,900

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Best By Category: Cheapest Auto Insurance in Braceville, Illinois

Compare the cheapest auto insurance companies in Braceville, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Braceville, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Braceville, Illinois Auto Insurance Companies

What auto insurance companies in Braceville, Illinois are the cheapest? Compare the top Braceville, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Braceville, Illinois

Insurance Company Average Annual Rates
Allstate $5,366
American Family $3,768
Farmers $4,654
GEICO $2,585
Liberty Mutual $2,269
Nationwide $2,632
Progressive $3,376
State Farm $2,259
Travelers $2,381
USAA $2,728

What affects auto insurance rates in Braceville, Illinois?

There are a lot of reasons why auto insurance rates in Braceville, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Braceville, Illinois. Many local factors may affect your Braceville auto insurance rates.

Braceville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Braceville, Illinois commute length is 28.8 minutes according to City-Data.

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Compare Braceville, Illinois Auto Insurance Quotes

Before you buy Braceville, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Braceville, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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