Best Cheap Auto Insurance in Bozeman, MT (2021)

The average Bozeman, MT auto insurance rates are $254 per month. The minimum auto insurance in Bozeman is at least 25/50/20 in coverage to comply with Montana auto insurance laws. To find the best cheap auto insurance in Bozeman, Montana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The cheapest auto insurance company in Bozeman is Liberty Mutual
  • Average auto insurance rates in Bozeman, MT for senior drivers are $1,940 per year
  • The average commute length in Bozeman is 14.4 minutes

Bozeman, Montana auto insurance requirements are 25/50/20 according to Montana auto insurance laws. Finding cheap auto insurance in Bozeman can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bozeman, Montana, including driving record, credit, commute time, and more.

Compare auto insurance in Bozeman to other Montana cities, including Bozeman auto insurance rates, Helena auto insurance rates, and Belgrade auto insurance rates to see how Bozeman, Montana auto insurance rates stack up.

Before you buy Bozeman, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bozeman, Montana auto insurance quotes.

Minimum Auto Insurance in Bozeman, Montana

Bozeman, Montana auto insurance laws require that you have at least the Montana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bozeman, Montana.

Minimum Required Auto Insurance Coverage in Bozeman, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Bozeman, Montana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bozeman, Montana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bozeman, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,832 $2,832 $2,592 $2,592 $10,941 $10,941 $3,056 $3,056
Farmers $2,581 $2,581 $2,309 $2,309 $7,168 $7,168 $2,835 $2,835
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $946 $946 $919 $919 $2,022 $2,022 $1,149 $1,149
Nationwide $2,550 $2,550 $2,329 $2,329 $5,155 $5,155 $2,700 $2,700
Progressive $2,854 $2,854 $2,590 $2,590 $7,066 $7,066 $3,222 $3,222
State Farm $1,568 $1,568 $1,387 $1,387 $4,709 $4,709 $1,703 $1,703
USAA $1,291 $1,291 $1,155 $1,155 $4,301 $4,301 $1,603 $1,603

Cheap Bozeman, Montana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bozeman, Montana is a challenge. Take a look at the annual teen auto insurance rates in Bozeman, Montana.

Annual Auto Insurance Rates for Teen Drivers in Bozeman, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,941 $10,941
Farmers $7,168 $7,168
GEICO $5,830 $5,426
Liberty Mutual $2,022 $2,022
Nationwide $5,155 $5,155
Progressive $7,066 $7,066
State Farm $4,709 $4,709
USAA $4,301 $4,301

Cheap Bozeman, Montana Auto Insurance for Seniors

What are senior auto insurance rates in Bozeman, Montana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bozeman, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,592 $2,592
Farmers $2,309 $2,309
GEICO $2,342 $2,136
Liberty Mutual $919 $919
Nationwide $2,329 $2,329
Progressive $2,590 $2,590
State Farm $1,387 $1,387
USAA $1,155 $1,155

Cheap Bozeman, Montana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bozeman, Montana compared to the annual auto insurance rates with a clean record in Bozeman, Montana.

Annual Bozeman, Montana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,071 $4,819 $5,871 $4,661
Farmers $3,264 $4,236 $4,129 $3,264
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $848 $1,502 $1,502 $1,183
Nationwide $2,332 $3,328 $4,269 $2,805
Progressive $3,378 $4,407 $4,191 $3,756
State Farm $2,170 $2,514 $2,342 $2,342
USAA $1,566 $1,957 $2,917 $1,910

Cheap Bozeman, Montana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bozeman, Montana is not easy. Compare the annual rates for DUI auto insurance in Bozeman, Montana to find the best deal.

Annual Auto Insurance Rates After a DUI in Bozeman, Montana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,871
Farmers $4,129
GEICO $4,768
Liberty Mutual $1,502
Nationwide $4,269
Progressive $4,191
State Farm $2,342
USAA $2,917

Cheap Bozeman, Montana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bozeman, Montana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bozeman, Montana

Insurance Company Poor Fair Good
Allstate $5,865 $4,699 $4,002
Farmers $4,382 $3,494 $3,293
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,259 $1,259 $1,259
Nationwide $4,017 $2,911 $2,623
Progressive $4,721 $3,653 $3,425
State Farm $3,366 $2,050 $1,609
USAA $2,801 $1,910 $1,551

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Cheap Bozeman, Montana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bozeman, Montana can vary. Compare the annual cost of auto insurance by ZIP code in Bozeman, Montana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bozeman, Montana

ZIP Code Average Annual Rates
59715 $3,125
59718 $3,126

Cheap Bozeman, Montana Auto Insurance Rates By Commute

Commute length and annual mileage affect Bozeman, Montana auto insurance. Find the cheapest annual Bozeman, Montana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bozeman, Montana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,740 $4,971
Farmers $3,723 $3,723
GEICO $2,984 $3,092
Liberty Mutual $1,259 $1,259
Nationwide $3,184 $3,184
Progressive $3,933 $3,933
State Farm $2,273 $2,410
USAA $2,063 $2,112

Cheap Bozeman, Montana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bozeman, Montana? Check out the comparison of annual Bozeman, Montana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bozeman, Montana

Insurance Company Low Medium High
Allstate $4,631 $4,844 $5,090
Farmers $3,451 $3,719 $4,000
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,167 $1,262 $1,347
Nationwide $2,437 $3,384 $3,730
Progressive $3,708 $3,922 $4,168
State Farm $2,205 $2,332 $2,488
USAA $1,992 $2,077 $2,194

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Best By Category: Cheapest Auto Insurance in Bozeman, Montana

Compare the cheapest auto insurance companies in Bozeman, Montana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bozeman, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Bozeman, Montana Auto Insurance Companies

What auto insurance companies in Bozeman, Montana are the cheapest? Compare the top Bozeman, Montana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bozeman, Montana

Insurance Company Average Annual Rates
Allstate $4,855
Farmers $3,723
GEICO $3,038
Liberty Mutual $1,259
Nationwide $3,184
Progressive $3,933
State Farm $2,342
USAA $2,088

What affects auto insurance rates in Bozeman, Montana?

There are a lot of reasons why auto insurance rates in Bozeman, Montana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bozeman, Montana. Many local factors may affect your Bozeman auto insurance rates.

Bozeman Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bozeman, Montana auto theft statistics, there have been 57 auto thefts in the city.

Bozeman Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bozeman, Montana commute length is 14.4 minutes according to City-Data.

Bozeman Traffic

How does Bozeman, Montana rank for traffic? According to Inrix Bozeman, Montana is the 684th most congested worldwide.

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Compare Bozeman, Montana Auto Insurance Quotes

Before you buy Bozeman, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bozeman, Montana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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