Best Cheap Auto Insurance in Boynton Beach, FL (2021)

The average Boynton Beach, FL auto insurance rates are $509 per month. The minimum auto insurance in Boynton Beach is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Boynton Beach, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Boynton Beach, Florida is 10/20/10
  • The most expensive auto insurance company in Boynton Beach for teen drivers is Allstate
  • Average auto insurance rates in Boynton Beach, FL for senior drivers are $3,696 per year

Boynton Beach, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Boynton Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Boynton Beach, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Boynton Beach to other Florida cities, including Port St. Lucie auto insurance rates, St. Petersburg auto insurance rates, and Hialeah auto insurance rates to see how Boynton Beach, Florida auto insurance rates stack up.

Before you buy Boynton Beach, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Boynton Beach, Florida auto insurance quotes.

Minimum Auto Insurance in Boynton Beach, Florida

Boynton Beach, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Boynton Beach, Florida.

Minimum Required Auto Insurance Coverage in Boynton Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Boynton Beach, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Boynton Beach, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boynton Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,613 $5,319 $4,888 $4,938 $19,496 $21,115 $5,455 $5,481
GEICO $4,206 $4,217 $3,935 $3,935 $7,627 $9,535 $4,638 $4,680
Liberty Mutual $4,755 $4,755 $4,343 $4,343 $10,217 $15,827 $4,755 $6,509
Nationwide $4,109 $4,049 $3,658 $3,785 $9,983 $12,287 $4,531 $4,709
Progressive $5,097 $4,741 $4,312 $4,642 $14,453 $15,614 $6,110 $5,705
State Farm $2,898 $2,898 $2,637 $2,637 $7,964 $10,082 $3,228 $3,388
USAA $1,976 $1,938 $1,858 $1,835 $6,966 $8,048 $2,469 $2,659

Cheap Boynton Beach, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Boynton Beach, Florida is a challenge. Take a look at the annual teen auto insurance rates in Boynton Beach, Florida.

Annual Auto Insurance Rates for Teen Drivers in Boynton Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,496 $21,115
GEICO $7,627 $9,535
Liberty Mutual $10,217 $15,827
Nationwide $9,983 $12,287
Progressive $14,453 $15,614
State Farm $7,964 $10,082
USAA $6,966 $8,048

Cheap Boynton Beach, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Boynton Beach, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Boynton Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,888 $4,938
GEICO $3,935 $3,935
Liberty Mutual $4,343 $4,343
Nationwide $3,658 $3,785
Progressive $4,312 $4,642
State Farm $2,637 $2,637
USAA $1,858 $1,835

Cheap Boynton Beach, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Boynton Beach, Florida compared to the annual auto insurance rates with a clean record in Boynton Beach, Florida.

Annual Boynton Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,769 $9,371 $10,374 $8,638
GEICO $3,662 $4,737 $7,152 $5,835
Liberty Mutual $4,897 $6,467 $9,562 $6,824
Nationwide $5,004 $5,510 $7,468 $5,574
Progressive $5,994 $8,846 $7,470 $8,027
State Farm $4,075 $4,858 $4,466 $4,466
USAA $2,696 $3,351 $4,996 $2,831

Cheap Boynton Beach, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Boynton Beach, Florida is not easy. Compare the annual rates for DUI auto insurance in Boynton Beach, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Boynton Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,374
GEICO $7,152
Liberty Mutual $9,562
Nationwide $7,468
Progressive $7,470
State Farm $4,466
USAA $4,996

Cheap Boynton Beach, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Boynton Beach, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Boynton Beach, Florida

Insurance Company Poor Fair Good
Allstate $12,709 $7,982 $6,423
GEICO $7,877 $4,690 $3,473
Liberty Mutual $8,984 $6,550 $5,279
Nationwide $7,400 $5,399 $4,868
Progressive $9,867 $7,046 $5,839
State Farm $6,145 $3,995 $3,259
USAA $5,616 $2,772 $2,018

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Cheap Boynton Beach, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Boynton Beach, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Boynton Beach, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Boynton Beach, Florida

ZIP Code Average Annual Rates
33426 $4,722
33435 $4,722
33436 $4,680
33437 $4,680
33472 $4,656
33473 $4,656

Cheap Boynton Beach, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Boynton Beach, Florida auto insurance. Find the cheapest annual Boynton Beach, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Boynton Beach, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,781 $9,295
GEICO $5,321 $5,372
Liberty Mutual $6,708 $7,168
Nationwide $5,889 $5,889
Progressive $7,584 $7,584
State Farm $4,303 $4,629
USAA $3,429 $3,508

Cheap Boynton Beach, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Boynton Beach, Florida? Check out the comparison of annual Boynton Beach, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boynton Beach, Florida

Insurance Company Low Medium High
Allstate $6,779 $9,550 $10,785
GEICO $4,298 $5,550 $6,192
Liberty Mutual $6,315 $7,062 $7,436
Nationwide $4,487 $6,151 $7,029
Progressive $6,047 $7,799 $8,907
State Farm $3,764 $4,578 $5,056
USAA $2,905 $3,617 $3,884

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Best By Category: Cheapest Auto Insurance in Boynton Beach, Florida

Compare the cheapest auto insurance companies in Boynton Beach, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Boynton Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Boynton Beach, Florida Auto Insurance Companies

What auto insurance companies in Boynton Beach, Florida are the cheapest? Compare the top Boynton Beach, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Boynton Beach, Florida

Insurance Company Average Annual Rates
Allstate $9,038
GEICO $5,347
Liberty Mutual $6,938
Nationwide $5,889
Progressive $7,584
State Farm $4,466
USAA $3,469

What affects auto insurance rates in Boynton Beach, Florida?

There are a lot of reasons why auto insurance rates in Boynton Beach, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Boynton Beach, Florida. Many local factors may affect your Boynton Beach auto insurance rates.

Boynton Beach Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Boynton Beach, Florida auto theft statistics, there have been 285 auto thefts in the city.

Boynton Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Boynton Beach, Florida commute length is 25.7 minutes according to City-Data.

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Compare Boynton Beach, Florida Auto Insurance Quotes

Before you buy Boynton Beach, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Boynton Beach, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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