Best Cheap Auto Insurance in Bowling Green, OH (2021)

The average Bowling Green, OH auto insurance rates are $209 per month. The minimum auto insurance in Bowling Green is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Bowling Green, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The average commute length in Bowling Green is 16.0 minutes
  • The cheapest auto insurance company in Bowling Green is USAA
  • The most expensive auto insurance company in Bowling Green for teen drivers is Liberty Mutual

Bowling Green, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Bowling Green can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bowling Green, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Bowling Green to other Ohio cities, including Columbus auto insurance rates, Cleveland auto insurance rates, and Youngs auto insurance rates to see how Bowling Green, Ohio auto insurance rates stack up.

Before you buy Bowling Green, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bowling Green, Ohio auto insurance quotes.

Minimum Auto Insurance in Bowling Green, Ohio

Bowling Green, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bowling Green, Ohio.

Minimum Required Auto Insurance Coverage in Bowling Green, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bowling Green, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bowling Green, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bowling Green, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,878 $1,868 $1,700 $1,815 $5,188 $5,940 $1,965 $2,092
American Family $869 $900 $797 $799 $2,691 $2,914 $1,074 $1,129
Farmers $1,665 $1,660 $1,467 $1,551 $7,437 $7,717 $1,863 $1,938
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,876 $2,048 $1,439 $1,758 $9,991 $11,283 $1,980 $2,158
Nationwide $2,017 $2,025 $1,824 $1,835 $5,205 $6,692 $2,159 $2,505
Progressive $1,422 $1,336 $1,187 $1,225 $6,369 $7,161 $1,696 $1,753
State Farm $1,402 $1,402 $1,258 $1,258 $4,434 $5,568 $1,630 $1,868
Travelers $1,227 $1,245 $1,217 $1,213 $5,271 $8,348 $1,278 $1,454
USAA $779 $786 $741 $741 $2,371 $2,640 $1,037 $1,121

Cheap Bowling Green, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bowling Green, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Bowling Green, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Bowling Green, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,188 $5,940
American Family $2,691 $2,914
Farmers $7,437 $7,717
GEICO $3,091 $2,874
Liberty Mutual $9,991 $11,283
Nationwide $5,205 $6,692
Progressive $6,369 $7,161
State Farm $4,434 $5,568
Travelers $5,271 $8,348
USAA $2,371 $2,640

Cheap Bowling Green, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Bowling Green, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bowling Green, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,700 $1,815
American Family $797 $799
Farmers $1,467 $1,551
GEICO $1,096 $1,110
Liberty Mutual $1,439 $1,758
Nationwide $1,824 $1,835
Progressive $1,187 $1,225
State Farm $1,258 $1,258
Travelers $1,217 $1,213
USAA $741 $741

Cheap Bowling Green, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bowling Green, Ohio compared to the annual auto insurance rates with a clean record in Bowling Green, Ohio.

Annual Bowling Green, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,360 $2,849 $3,345 $2,669
American Family $1,340 $1,416 $1,416 $1,416
Farmers $2,607 $3,360 $3,277 $3,404
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,409 $4,395 $4,478 $3,984
Nationwide $2,437 $3,091 $3,912 $2,691
Progressive $2,388 $3,248 $2,544 $2,895
State Farm $2,140 $2,565 $2,352 $2,352
Travelers $1,962 $2,551 $3,839 $2,274
USAA $985 $1,316 $1,718 $1,089

Cheap Bowling Green, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bowling Green, Ohio is not easy. Compare the annual rates for DUI auto insurance in Bowling Green, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Bowling Green, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,345
American Family $1,416
Farmers $3,277
GEICO $2,282
Liberty Mutual $4,478
Nationwide $3,912
Progressive $2,544
State Farm $2,352
Travelers $3,839
USAA $1,718

Cheap Bowling Green, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bowling Green, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bowling Green, Ohio

Insurance Company Poor Fair Good
Allstate $3,595 $2,626 $2,196
American Family $1,855 $1,264 $1,071
Farmers $3,578 $3,027 $2,882
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,816 $3,578 $2,806
Nationwide $3,657 $2,949 $2,492
Progressive $3,105 $2,689 $2,512
State Farm $3,352 $2,072 $1,633
Travelers $2,967 $2,585 $2,417
USAA $1,656 $1,174 $1,001

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Cheap Bowling Green, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bowling Green, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Bowling Green, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bowling Green, Ohio

ZIP Code Average Annual Rates
43402 $2,372
43403 $2,422

Cheap Bowling Green, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Bowling Green, Ohio auto insurance. Find the cheapest annual Bowling Green, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bowling Green, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,806 $2,806
American Family $1,380 $1,413
Farmers $3,162 $3,162
GEICO $1,575 $1,629
Liberty Mutual $4,067 $4,067
Nationwide $3,033 $3,033
Progressive $2,769 $2,769
State Farm $2,294 $2,411
Travelers $2,657 $2,657
USAA $1,229 $1,325

Cheap Bowling Green, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bowling Green, Ohio? Check out the comparison of annual Bowling Green, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bowling Green, Ohio

Insurance Company Low Medium High
Allstate $2,715 $2,800 $2,903
American Family $1,370 $1,407 $1,413
Farmers $2,988 $3,112 $3,387
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,888 $4,091 $4,221
Nationwide $3,336 $2,941 $2,821
Progressive $2,657 $2,744 $2,905
State Farm $2,231 $2,360 $2,466
Travelers $2,580 $2,692 $2,698
USAA $1,223 $1,276 $1,333

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Best By Category: Cheapest Auto Insurance in Bowling Green, Ohio

Compare the cheapest auto insurance companies in Bowling Green, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bowling Green, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Bowling Green, Ohio Auto Insurance Companies

What auto insurance companies in Bowling Green, Ohio are the cheapest? Compare the top Bowling Green, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bowling Green, Ohio

Insurance Company Average Annual Rates
Allstate $2,806
American Family $1,397
Farmers $3,162
GEICO $1,602
Liberty Mutual $4,067
Nationwide $3,033
Progressive $2,769
State Farm $2,352
Travelers $2,657
USAA $1,277

What affects auto insurance rates in Bowling Green, Ohio?

There are a lot of reasons why auto insurance rates in Bowling Green, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bowling Green, Ohio. Many local factors may affect your Bowling Green auto insurance rates.

Bowling Green Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bowling Green, Ohio auto theft statistics, there have been 8 auto thefts in the city.

Bowling Green Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bowling Green, Ohio commute length is 16.0 minutes according to City-Data.

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Compare Bowling Green, Ohio Auto Insurance Quotes

Before you buy Bowling Green, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bowling Green, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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