Best Cheap Auto Insurance in Bowling Green, KY (2021)

The average Bowling Green, KY auto insurance rates are $307 per month. The minimum auto insurance in Bowling Green is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Bowling Green, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Bowling Green, Kentucky is 25/50/25
  • Average auto insurance rates in Bowling Green, KY for senior drivers are $2,088 per year
  • The cheapest auto insurance company in Bowling Green is State Farm

Bowling Green, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Bowling Green can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bowling Green, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Bowling Green to other Kentucky cities, including Owensboro auto insurance rates, Covington auto insurance rates, and Nicholasville auto insurance rates to see how Bowling Green, Kentucky auto insurance rates stack up.

Before you buy Bowling Green, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bowling Green, Kentucky auto insurance quotes.

Minimum Auto Insurance in Bowling Green, Kentucky

Bowling Green, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bowling Green, Kentucky.

Minimum Required Auto Insurance Coverage in Bowling Green, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bowling Green, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bowling Green, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bowling Green, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,899 $2,868 $2,623 $2,794 $10,682 $12,014 $3,208 $3,389
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,160 $2,334 $1,850 $2,058 $8,925 $9,850 $2,251 $2,329
Nationwide $2,859 $2,851 $2,591 $2,696 $6,391 $7,916 $3,240 $3,385
Progressive $1,740 $1,648 $1,572 $1,575 $8,611 $9,725 $2,150 $2,187
State Farm $1,418 $1,418 $1,266 $1,266 $4,130 $5,255 $1,581 $1,750
Travelers $1,688 $1,718 $1,652 $1,659 $7,779 $12,487 $1,758 $2,022
USAA $1,715 $1,713 $1,553 $1,573 $4,608 $4,846 $2,158 $2,354

Cheap Bowling Green, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bowling Green, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Bowling Green, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Bowling Green, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,682 $12,014
GEICO $6,851 $8,131
Liberty Mutual $8,925 $9,850
Nationwide $6,391 $7,916
Progressive $8,611 $9,725
State Farm $4,130 $5,255
Travelers $7,779 $12,487
USAA $4,608 $4,846

Cheap Bowling Green, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Bowling Green, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bowling Green, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,623 $2,794
GEICO $3,510 $3,179
Liberty Mutual $1,850 $2,058
Nationwide $2,591 $2,696
Progressive $1,572 $1,575
State Farm $1,266 $1,266
Travelers $1,652 $1,659
USAA $1,553 $1,573

Cheap Bowling Green, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bowling Green, Kentucky compared to the annual auto insurance rates with a clean record in Bowling Green, Kentucky.

Annual Bowling Green, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,199 $5,470 $5,835 $4,734
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,315 $5,081 $3,960 $3,523
Nationwide $3,188 $4,103 $5,170 $3,503
Progressive $3,021 $4,479 $3,442 $3,662
State Farm $2,072 $2,449 $2,260 $2,260
Travelers $3,368 $3,462 $4,953 $3,600
USAA $1,935 $2,731 $3,265 $2,330

Cheap Bowling Green, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bowling Green, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Bowling Green, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Bowling Green, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,835
GEICO $6,731
Liberty Mutual $3,960
Nationwide $5,170
Progressive $3,442
State Farm $2,260
Travelers $4,953
USAA $3,265

Cheap Bowling Green, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bowling Green, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bowling Green, Kentucky

Insurance Company Poor Fair Good
Allstate $6,684 $4,631 $3,864
GEICO $6,836 $3,413 $2,224
Liberty Mutual $5,650 $3,495 $2,765
Nationwide $4,839 $3,817 $3,317
Progressive $4,060 $3,563 $3,330
State Farm $3,266 $1,974 $1,541
Travelers $4,282 $3,635 $3,621
USAA $3,805 $2,142 $1,748

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Cheap Bowling Green, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bowling Green, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Bowling Green, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bowling Green, Kentucky

ZIP Code Average Annual Rates
42101 $3,279
42103 $3,288
42104 $3,259

Cheap Bowling Green, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Bowling Green, Kentucky auto insurance. Find the cheapest annual Bowling Green, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bowling Green, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,060 $5,060
GEICO $4,119 $4,197
Liberty Mutual $3,970 $3,970
Nationwide $3,991 $3,991
Progressive $3,651 $3,651
State Farm $2,203 $2,318
Travelers $3,846 $3,846
USAA $2,471 $2,659

Cheap Bowling Green, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bowling Green, Kentucky? Check out the comparison of annual Bowling Green, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bowling Green, Kentucky

Insurance Company Low Medium High
Allstate $4,738 $5,041 $5,399
GEICO $3,895 $4,144 $4,435
Liberty Mutual $3,784 $3,945 $4,180
Nationwide $4,029 $3,950 $3,995
Progressive $3,349 $3,607 $3,997
State Farm $2,109 $2,259 $2,414
Travelers $3,634 $3,862 $4,040
USAA $2,445 $2,559 $2,691

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Best By Category: Cheapest Auto Insurance in Bowling Green, Kentucky

Compare the cheapest auto insurance companies in Bowling Green, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bowling Green, Kentucky

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Bowling Green, Kentucky Auto Insurance Companies

What auto insurance companies in Bowling Green, Kentucky are the cheapest? Compare the top Bowling Green, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bowling Green, Kentucky

Insurance Company Average Annual Rates
Allstate $5,060
GEICO $4,158
Liberty Mutual $3,970
Nationwide $3,991
Progressive $3,651
State Farm $2,260
Travelers $3,846
USAA $2,565

What affects auto insurance rates in Bowling Green, Kentucky?

There are a lot of reasons why auto insurance rates in Bowling Green, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bowling Green, Kentucky. Many local factors may affect your Bowling Green auto insurance rates.

Bowling Green Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bowling Green, Kentucky commute length is 18.1 minutes according to City-Data.

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Compare Bowling Green, Kentucky Auto Insurance Quotes

Before you buy Bowling Green, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bowling Green, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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