Best Cheap Auto Insurance in Bowie, TX (2021)

The average Bowie, TX auto insurance rates are $297 per month. The minimum auto insurance in Bowie is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Bowie, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Bowie is 23.3 minutes
  • The most expensive auto insurance company in Bowie for teen drivers is Allstate
  • Average auto insurance rates in Bowie, TX for senior drivers are $2,174 per year

Bowie, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Bowie can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bowie, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Bowie to other Texas cities, including Corpus Christi auto insurance rates, San Antonio auto insurance rates, and Plano auto insurance rates to see how Bowie, Texas auto insurance rates stack up.

Before you buy Bowie, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bowie, Texas auto insurance quotes.

Minimum Auto Insurance in Bowie, Texas

Bowie, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bowie, Texas.

Minimum Required Auto Insurance Coverage in Bowie, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bowie, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bowie, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bowie, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,195 $3,127 $3,127 $8,381 $10,106 $3,913 $4,077
American Family $2,816 $3,086 $2,479 $2,798 $6,423 $8,525 $3,847 $4,382
GEICO $2,277 $2,445 $2,176 $2,446 $4,903 $5,122 $2,463 $2,473
Nationwide $2,449 $2,494 $2,158 $2,290 $6,987 $8,998 $2,880 $3,123
Progressive $2,145 $2,069 $1,899 $1,942 $8,572 $9,561 $2,558 $2,625
State Farm $1,813 $1,813 $1,610 $1,610 $4,280 $5,447 $1,966 $2,033
USAA $1,462 $1,473 $1,394 $1,386 $4,080 $4,452 $1,948 $2,095

Cheap Bowie, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bowie, Texas is a challenge. Take a look at the annual teen auto insurance rates in Bowie, Texas.

Annual Auto Insurance Rates for Teen Drivers in Bowie, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,106
American Family $6,423 $8,525
GEICO $4,903 $5,122
Nationwide $6,987 $8,998
Progressive $8,572 $9,561
State Farm $4,280 $5,447
USAA $4,080 $4,452

Cheap Bowie, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Bowie, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bowie, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,127 $3,127
American Family $2,479 $2,798
GEICO $2,176 $2,446
Nationwide $2,158 $2,290
Progressive $1,899 $1,942
State Farm $1,610 $1,610
USAA $1,394 $1,386

Cheap Bowie, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bowie, Texas compared to the annual auto insurance rates with a clean record in Bowie, Texas.

Annual Bowie, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,796 $5,840 $6,114 $3,796
American Family $3,939 $4,951 $4,350 $3,939
GEICO $2,581 $3,389 $2,858 $3,324
Nationwide $3,394 $3,394 $5,059 $3,842
Progressive $3,430 $4,383 $4,003 $3,870
State Farm $2,293 $2,620 $3,081 $2,293
USAA $1,708 $2,512 $2,965 $1,960

Cheap Bowie, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bowie, Texas is not easy. Compare the annual rates for DUI auto insurance in Bowie, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Bowie, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,114
American Family $4,350
GEICO $2,858
Nationwide $5,059
Progressive $4,003
State Farm $3,081
USAA $2,965

Cheap Bowie, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bowie, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bowie, Texas

Insurance Company Poor Fair Good
Allstate $6,202 $4,556 $3,902
American Family $6,068 $3,642 $3,174
GEICO $4,680 $2,657 $1,777
Nationwide $4,708 $3,777 $3,283
Progressive $4,435 $3,808 $3,521
State Farm $3,642 $2,267 $1,806
USAA $3,364 $1,938 $1,557

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Cheap Bowie, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bowie, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Bowie, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bowie, Texas

ZIP Code Average Annual Rates
76230 $5,171

Cheap Bowie, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Bowie, Texas auto insurance. Find the cheapest annual Bowie, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bowie, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,773 $5,001
American Family $4,295 $4,295
GEICO $2,980 $3,096
Nationwide $3,922 $3,922
Progressive $3,921 $3,921
State Farm $2,571 $2,571
USAA $2,258 $2,315

Cheap Bowie, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bowie, Texas? Check out the comparison of annual Bowie, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bowie, Texas

Insurance Company Low Medium High
Allstate $4,772 $4,844 $5,044
American Family $4,094 $4,192 $4,597
GEICO $2,892 $3,002 $3,220
Nationwide $4,246 $3,753 $3,768
Progressive $3,788 $3,908 $4,068
State Farm $2,453 $2,565 $2,696
USAA $2,215 $2,278 $2,366

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Best By Category: Cheapest Auto Insurance in Bowie, Texas

Compare the cheapest auto insurance companies in Bowie, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bowie, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Bowie, Texas Auto Insurance Companies

What auto insurance companies in Bowie, Texas are the cheapest? Compare the top Bowie, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bowie, Texas

Insurance Company Average Annual Rates
Allstate $4,887
American Family $4,295
GEICO $3,038
Nationwide $3,922
Progressive $3,921
State Farm $2,571
USAA $2,286

What affects auto insurance rates in Bowie, Texas?

There are a lot of reasons why auto insurance rates in Bowie, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bowie, Texas. Many local factors may affect your Bowie auto insurance rates.

Bowie Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bowie, Texas auto theft statistics, there have been 11 auto thefts in the city.

Bowie Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bowie, Texas commute length is 23.3 minutes according to City-Data.

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Compare Bowie, Texas Auto Insurance Quotes

Before you buy Bowie, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bowie, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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