Best Cheap Auto Insurance in Bowdoin, ME (2021)

The average Bowdoin, ME auto insurance rates are $214 per month. The minimum auto insurance in Bowdoin is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Bowdoin, Maine, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Bowdoin for teen drivers is Progressive
  • The minimum auto insurance required in Bowdoin, Maine is 50/100/25
  • Average auto insurance rates in Bowdoin, ME for senior drivers are $1,501 per year

Bowdoin, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Bowdoin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bowdoin, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Bowdoin to other Maine cities, including Bangor auto insurance rates, Saco auto insurance rates, and Augusta auto insurance rates to see how Bowdoin, Maine auto insurance rates stack up.

Before you buy Bowdoin, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bowdoin, Maine auto insurance quotes.

Minimum Auto Insurance in Bowdoin, Maine

Bowdoin, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bowdoin, Maine.

Minimum Required Auto Insurance Coverage in Bowdoin, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bowdoin, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bowdoin, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bowdoin, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,837 $1,887 $1,655 $1,793 $4,698 $6,283 $1,992 $2,222
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $914 $946 $914 $914 $2,245 $2,916 $997 $1,062
Liberty Mutual $2,946 $2,946 $2,807 $2,807 $6,229 $9,309 $2,946 $4,138
Progressive $1,857 $1,820 $1,857 $1,820 $7,764 $8,721 $2,161 $2,440
State Farm $1,243 $1,243 $1,177 $1,177 $4,013 $5,007 $1,391 $1,521
Travelers $1,173 $1,213 $1,064 $1,088 $4,747 $6,381 $1,164 $1,335
USAA $845 $832 $841 $821 $2,781 $3,067 $1,074 $1,127

Cheap Bowdoin, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bowdoin, Maine is a challenge. Take a look at the annual teen auto insurance rates in Bowdoin, Maine.

Annual Auto Insurance Rates for Teen Drivers in Bowdoin, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,698 $6,283
Farmers $5,439 $5,995
GEICO $2,245 $2,916
Liberty Mutual $6,229 $9,309
Progressive $7,764 $8,721
State Farm $4,013 $5,007
Travelers $4,747 $6,381
USAA $2,781 $3,067

Cheap Bowdoin, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Bowdoin, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bowdoin, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,655 $1,793
Farmers $1,584 $1,697
GEICO $914 $914
Liberty Mutual $2,807 $2,807
Progressive $1,857 $1,820
State Farm $1,177 $1,177
Travelers $1,064 $1,088
USAA $841 $821

Cheap Bowdoin, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bowdoin, Maine compared to the annual auto insurance rates with a clean record in Bowdoin, Maine.

Annual Bowdoin, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,272 $3,099 $3,237 $2,575
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $993 $1,396 $2,072 $993
Liberty Mutual $3,277 $3,856 $6,364 $3,567
Progressive $2,848 $4,815 $3,172 $3,385
State Farm $1,900 $2,293 $2,097 $2,097
Travelers $1,892 $2,104 $2,635 $2,453
USAA $1,081 $1,425 $1,998 $1,189

Cheap Bowdoin, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bowdoin, Maine is not easy. Compare the annual rates for DUI auto insurance in Bowdoin, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Bowdoin, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,237
Farmers $2,677
GEICO $2,072
Liberty Mutual $6,364
Progressive $3,172
State Farm $2,097
Travelers $2,635
USAA $1,998

Cheap Bowdoin, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bowdoin, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bowdoin, Maine

Insurance Company Poor Fair Good
Allstate $3,514 $2,679 $2,194
Farmers $3,224 $2,646 $2,438
GEICO $1,835 $1,217 $1,038
Liberty Mutual $5,939 $3,849 $3,010
Progressive $4,017 $3,446 $3,201
State Farm $3,053 $1,824 $1,412
Travelers $2,674 $2,189 $1,949
USAA $1,866 $1,285 $1,119

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Cheap Bowdoin, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bowdoin, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Bowdoin, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bowdoin, Maine

ZIP Code Average Annual Rates
4287 $2,222

Cheap Bowdoin, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Bowdoin, Maine auto insurance. Find the cheapest annual Bowdoin, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bowdoin, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,796 $2,796
Farmers $2,769 $2,769
GEICO $1,341 $1,386
Liberty Mutual $4,179 $4,353
Progressive $3,555 $3,555
State Farm $2,028 $2,165
Travelers $2,271 $2,271
USAA $1,384 $1,463

Cheap Bowdoin, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bowdoin, Maine? Check out the comparison of annual Bowdoin, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bowdoin, Maine

Insurance Company Low Medium High
Allstate $2,760 $2,761 $2,867
Farmers $2,657 $2,675 $2,977
GEICO $1,334 $1,344 $1,413
Liberty Mutual $4,213 $4,213 $4,372
Progressive $3,479 $3,486 $3,700
State Farm $2,040 $2,073 $2,177
Travelers $2,234 $2,238 $2,339
USAA $1,395 $1,406 $1,469

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Best By Category: Cheapest Auto Insurance in Bowdoin, Maine

Compare the cheapest auto insurance companies in Bowdoin, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bowdoin, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Bowdoin, Maine Auto Insurance Companies

What auto insurance companies in Bowdoin, Maine are the cheapest? Compare the top Bowdoin, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bowdoin, Maine

Insurance Company Average Annual Rates
Allstate $2,796
Farmers $2,769
GEICO $1,364
Liberty Mutual $4,266
Progressive $3,555
State Farm $2,097
Travelers $2,271
USAA $1,423

What affects auto insurance rates in Bowdoin, Maine?

There are a lot of reasons why auto insurance rates in Bowdoin, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bowdoin, Maine. Many local factors may affect your Bowdoin auto insurance rates.

Bowdoin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bowdoin, Maine commute length is 47.7 minutes according to City-Data.

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Compare Bowdoin, Maine Auto Insurance Quotes

Before you buy Bowdoin, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bowdoin, Maine auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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