Best Cheap Auto Insurance in Bottineau, ND (2021)

The average Bottineau, ND auto insurance rates are $357 per month. The minimum auto insurance in Bottineau is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Bottineau, North Dakota, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Bottineau for teen drivers is Liberty Mutual
  • Average auto insurance rates in Bottineau, ND for senior drivers are $2,322 per year
  • The average commute length in Bottineau is 14.3 minutes

Bottineau, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Bottineau can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bottineau, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Bottineau to other North Dakota cities, including Williston auto insurance rates, Fargo auto insurance rates, and West Fargo auto insurance rates to see how Bottineau, North Dakota auto insurance rates stack up.

Before you buy Bottineau, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bottineau, North Dakota auto insurance quotes.

Minimum Auto Insurance in Bottineau, North Dakota

Bottineau, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bottineau, North Dakota.

Minimum Required Auto Insurance Coverage in Bottineau, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Bottineau, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bottineau, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bottineau, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,557 $2,263 $2,397 $9,912 $11,680 $2,803 $3,030
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,882 $1,844 $1,681 $1,750 $6,815 $6,976 $2,145 $2,267
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,886 $1,936 $1,689 $1,805 $4,197 $5,200 $2,146 $2,282
Progressive $2,034 $1,937 $1,642 $1,707 $7,447 $8,319 $2,487 $2,516
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Bottineau, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bottineau, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Bottineau, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Bottineau, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,912 $11,680
American Family $6,100 $8,820
Farmers $6,815 $6,976
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,197 $5,200
Progressive $7,447 $8,319
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheap Bottineau, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Bottineau, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bottineau, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,263 $2,397
American Family $2,612 $2,612
Farmers $1,681 $1,750
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,689 $1,805
Progressive $1,642 $1,707
State Farm $1,575 $1,575
USAA $927 $930

Cheap Bottineau, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bottineau, North Dakota compared to the annual auto insurance rates with a clean record in Bottineau, North Dakota.

Annual Bottineau, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,757 $4,139 $6,324 $4,377
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,666 $3,408 $3,368 $3,238
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,944 $2,690 $3,722 $2,214
Progressive $3,243 $3,985 $3,280 $3,537
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheap Bottineau, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bottineau, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Bottineau, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Bottineau, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,324
American Family $5,597
Farmers $3,368
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,722
Progressive $3,280
State Farm $2,757
USAA $2,854

Cheap Bottineau, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bottineau, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bottineau, North Dakota

Insurance Company Poor Fair Good
Allstate $5,866 $4,460 $3,622
American Family $5,292 $3,681 $3,115
Farmers $3,671 $2,995 $2,844
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,222 $2,504 $2,201
Progressive $4,060 $3,387 $3,087
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Bottineau, North Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bottineau, North Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Bottineau, North Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bottineau, North Dakota

ZIP Code Average Annual Rates
58318 $4,509
58762 $4,581

Cheap Bottineau, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Bottineau, North Dakota auto insurance. Find the cheapest annual Bottineau, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bottineau, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,535 $4,763
American Family $3,979 $4,079
Farmers $3,170 $3,170
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,643 $2,643
Progressive $3,511 $3,511
State Farm $2,683 $2,831
USAA $2,008 $2,049

Cheap Bottineau, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bottineau, North Dakota? Check out the comparison of annual Bottineau, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bottineau, North Dakota

Insurance Company Low Medium High
Allstate $4,564 $4,648 $4,737
American Family $4,159 $4,230 $3,699
Farmers $3,101 $3,157 $3,252
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,580 $2,629 $2,719
Progressive $3,405 $3,497 $3,632
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Bottineau, North Dakota

Compare the cheapest auto insurance companies in Bottineau, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bottineau, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Bottineau, North Dakota Auto Insurance Companies

What auto insurance companies in Bottineau, North Dakota are the cheapest? Compare the top Bottineau, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bottineau, North Dakota

Insurance Company Average Annual Rates
Allstate $4,649
American Family $4,029
Farmers $3,170
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,643
Progressive $3,511
State Farm $2,757
USAA $2,028

What affects auto insurance rates in Bottineau, North Dakota?

There are a lot of reasons why auto insurance rates in Bottineau, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bottineau, North Dakota. Many local factors may affect your Bottineau auto insurance rates.

Bottineau Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bottineau, North Dakota commute length is 14.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Bottineau, North Dakota Auto Insurance Quotes

Before you buy Bottineau, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bottineau, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption