Best Cheap Auto Insurance in Botkins, OH (2021)

The average Botkins, OH auto insurance rates are $210 per month. The minimum auto insurance in Botkins is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Botkins, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Botkins is USAA
  • The most expensive auto insurance company in Botkins for teen drivers is Liberty Mutual
  • The average commute length in Botkins is 16.8 minutes

Botkins, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Botkins can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Botkins, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Botkins to other Ohio cities, including Cleveland auto insurance rates, Parma auto insurance rates, and Youngs auto insurance rates to see how Botkins, Ohio auto insurance rates stack up.

Before you buy Botkins, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Botkins, Ohio auto insurance quotes.

Minimum Auto Insurance in Botkins, Ohio

Botkins, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Botkins, Ohio.

Minimum Required Auto Insurance Coverage in Botkins, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Botkins, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Botkins, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Botkins, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,884 $1,875 $1,696 $1,811 $5,201 $5,960 $1,984 $2,122
American Family $856 $886 $783 $786 $2,603 $2,815 $1,056 $1,108
Farmers $1,568 $1,560 $1,384 $1,460 $6,807 $7,038 $1,759 $1,840
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,775 $1,935 $1,368 $1,657 $9,292 $10,495 $1,886 $2,061
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $1,492 $1,409 $1,244 $1,283 $6,548 $7,371 $1,784 $1,842
State Farm $1,265 $1,265 $1,133 $1,133 $3,960 $4,969 $1,470 $1,688
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $800 $807 $760 $761 $2,425 $2,701 $1,066 $1,151

Cheap Botkins, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Botkins, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Botkins, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Botkins, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,201 $5,960
American Family $2,603 $2,815
Farmers $6,807 $7,038
GEICO $3,279 $3,053
Liberty Mutual $9,292 $10,495
Nationwide $5,448 $7,025
Progressive $6,548 $7,371
State Farm $3,960 $4,969
Travelers $6,272 $9,870
USAA $2,425 $2,701

Cheap Botkins, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Botkins, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Botkins, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,811
American Family $783 $786
Farmers $1,384 $1,460
GEICO $1,153 $1,164
Liberty Mutual $1,368 $1,657
Nationwide $1,925 $1,939
Progressive $1,244 $1,283
State Farm $1,133 $1,133
Travelers $1,451 $1,441
USAA $760 $761

Cheap Botkins, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Botkins, Ohio compared to the annual auto insurance rates with a clean record in Botkins, Ohio.

Annual Botkins, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,857 $3,355 $2,681
American Family $1,307 $1,380 $1,380 $1,380
Farmers $2,410 $3,105 $3,029 $3,164
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,203 $4,104 $4,194 $3,734
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $2,479 $3,361 $2,640 $3,007
State Farm $1,922 $2,299 $2,110 $2,110
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,008 $1,347 $1,763 $1,116

Cheap Botkins, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Botkins, Ohio is not easy. Compare the annual rates for DUI auto insurance in Botkins, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Botkins, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,355
American Family $1,380
Farmers $3,029
GEICO $2,408
Liberty Mutual $4,194
Nationwide $4,131
Progressive $2,640
State Farm $2,110
Travelers $4,568
USAA $1,763

Cheap Botkins, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Botkins, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Botkins, Ohio

Insurance Company Poor Fair Good
Allstate $3,610 $2,635 $2,206
American Family $1,804 $1,235 $1,046
Farmers $3,322 $2,797 $2,663
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,452 $3,348 $2,626
Nationwide $3,855 $3,106 $2,623
Progressive $3,229 $2,786 $2,600
State Farm $3,006 $1,859 $1,466
Travelers $3,529 $3,069 $2,866
USAA $1,698 $1,203 $1,026

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Cheap Botkins, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Botkins, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Botkins, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Botkins, Ohio

ZIP Code Average Annual Rates
45306 $2,421

Cheap Botkins, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Botkins, Ohio auto insurance. Find the cheapest annual Botkins, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Botkins, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,817 $2,817
American Family $1,346 $1,378
Farmers $2,927 $2,927
GEICO $1,669 $1,728
Liberty Mutual $3,809 $3,809
Nationwide $3,195 $3,195
Progressive $2,872 $2,872
State Farm $2,059 $2,162
Travelers $3,155 $3,155
USAA $1,259 $1,359

Cheap Botkins, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Botkins, Ohio? Check out the comparison of annual Botkins, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Botkins, Ohio

Insurance Company Low Medium High
Allstate $2,742 $2,812 $2,896
American Family $1,338 $1,372 $1,376
Farmers $2,784 $2,885 $3,112
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,669 $3,825 $3,931
Nationwide $3,541 $3,096 $2,948
Progressive $2,758 $2,847 $3,010
State Farm $2,008 $2,117 $2,207
Travelers $3,077 $3,195 $3,192
USAA $1,252 $1,307 $1,367

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Best By Category: Cheapest Auto Insurance in Botkins, Ohio

Compare the cheapest auto insurance companies in Botkins, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Botkins, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Botkins, Ohio Auto Insurance Companies

What auto insurance companies in Botkins, Ohio are the cheapest? Compare the top Botkins, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Botkins, Ohio

Insurance Company Average Annual Rates
Allstate $2,817
American Family $1,362
Farmers $2,927
GEICO $1,699
Liberty Mutual $3,809
Nationwide $3,195
Progressive $2,872
State Farm $2,110
Travelers $3,155
USAA $1,309

What affects auto insurance rates in Botkins, Ohio?

There are a lot of reasons why auto insurance rates in Botkins, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Botkins, Ohio. Many local factors may affect your Botkins auto insurance rates.

Botkins Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Botkins, Ohio commute length is 16.8 minutes according to City-Data.

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Compare Botkins, Ohio Auto Insurance Quotes

Before you buy Botkins, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Botkins, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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