Best Cheap Auto Insurance in Boston, KY (2021)

The average Boston, KY auto insurance rates are $385 per month. The minimum auto insurance in Boston is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Boston, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Boston is 31.2 minutes
  • Average auto insurance rates in Boston, KY for senior drivers are $2,570 per year
  • The most expensive auto insurance company in Boston for teen drivers is Travelers

Boston, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Boston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Boston, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Boston to other Kentucky cities, including Bowling Green auto insurance rates, Richmond auto insurance rates, and Covington auto insurance rates to see how Boston, Kentucky auto insurance rates stack up.

Before you buy Boston, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Boston, Kentucky auto insurance quotes.

Minimum Auto Insurance in Boston, Kentucky

Boston, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Boston, Kentucky.

Minimum Required Auto Insurance Coverage in Boston, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Boston, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Boston, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boston, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,396 $3,348 $3,086 $3,294 $13,133 $14,759 $3,726 $3,916
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,845 $3,085 $2,423 $2,712 $11,682 $12,930 $2,966 $3,075
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,197 $2,092 $1,973 $1,982 $10,703 $12,112 $2,725 $2,781
State Farm $1,928 $1,928 $1,715 $1,715 $5,696 $7,224 $2,152 $2,404
Travelers $2,274 $2,313 $2,247 $2,248 $11,181 $17,958 $2,384 $2,731
USAA $1,914 $1,916 $1,731 $1,759 $5,109 $5,375 $2,413 $2,639

Cheap Boston, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Boston, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Boston, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Boston, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,133 $14,759
GEICO $8,260 $9,795
Liberty Mutual $11,682 $12,930
Nationwide $7,618 $9,461
Progressive $10,703 $12,112
State Farm $5,696 $7,224
Travelers $11,181 $17,958
USAA $5,109 $5,375

Cheap Boston, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Boston, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Boston, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,086 $3,294
GEICO $4,219 $3,821
Liberty Mutual $2,423 $2,712
Nationwide $3,031 $3,157
Progressive $1,973 $1,982
State Farm $1,715 $1,715
Travelers $2,247 $2,248
USAA $1,731 $1,759

Cheap Boston, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Boston, Kentucky compared to the annual auto insurance rates with a clean record in Boston, Kentucky.

Annual Boston, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,010 $6,585 $7,055 $5,679
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,350 $6,690 $5,198 $4,621
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,780 $5,600 $4,309 $4,593
State Farm $2,833 $3,357 $3,095 $3,095
Travelers $4,718 $4,852 $7,038 $5,060
USAA $2,155 $3,044 $3,636 $2,594

Cheap Boston, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Boston, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Boston, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Boston, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,055
GEICO $8,093
Liberty Mutual $5,198
Nationwide $6,153
Progressive $4,309
State Farm $3,095
Travelers $7,038
USAA $3,636

Cheap Boston, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Boston, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Boston, Kentucky

Insurance Company Poor Fair Good
Allstate $8,050 $5,569 $4,628
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,454 $4,578 $3,612
Nationwide $5,732 $4,513 $3,919
Progressive $5,105 $4,454 $4,153
State Farm $4,484 $2,700 $2,102
Travelers $6,035 $5,117 $5,099
USAA $4,248 $2,382 $1,942

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Cheap Boston, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Boston, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Boston, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Boston, Kentucky

ZIP Code Average Annual Rates
40107 $4,135

Cheap Boston, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Boston, Kentucky auto insurance. Find the cheapest annual Boston, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Boston, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,082 $6,082
GEICO $4,955 $5,049
Liberty Mutual $5,215 $5,215
Nationwide $4,721 $4,721
Progressive $4,571 $4,571
State Farm $3,019 $3,171
Travelers $5,417 $5,417
USAA $2,750 $2,964

Cheap Boston, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Boston, Kentucky? Check out the comparison of annual Boston, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boston, Kentucky

Insurance Company Low Medium High
Allstate $5,587 $6,055 $6,604
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,940 $5,179 $5,526
Nationwide $4,750 $4,668 $4,746
Progressive $4,194 $4,508 $5,010
State Farm $2,926 $3,095 $3,265
Travelers $5,132 $5,443 $5,676
USAA $2,719 $2,850 $3,002

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Best By Category: Cheapest Auto Insurance in Boston, Kentucky

Compare the cheapest auto insurance companies in Boston, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Boston, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Boston, Kentucky Auto Insurance Companies

What auto insurance companies in Boston, Kentucky are the cheapest? Compare the top Boston, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Boston, Kentucky

Insurance Company Average Annual Rates
Allstate $6,082
GEICO $5,002
Liberty Mutual $5,215
Nationwide $4,721
Progressive $4,571
State Farm $3,095
Travelers $5,417
USAA $2,857

What affects auto insurance rates in Boston, Kentucky?

There are a lot of reasons why auto insurance rates in Boston, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Boston, Kentucky. Many local factors may affect your Boston auto insurance rates.

Boston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Boston, Kentucky commute length is 31.2 minutes according to City-Data.

Boston Traffic

How does Boston, Kentucky rank for traffic? According to Inrix Boston, Kentucky is the 36th most congested worldwide.

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Compare Boston, Kentucky Auto Insurance Quotes

Before you buy Boston, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Boston, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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