Best Cheap Auto Insurance in Borrego Springs, CA (2021)

The average Borrego Springs, CA auto insurance rates are $265 per month. The minimum auto insurance in Borrego Springs is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Borrego Springs, California, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Borrego Springs, California is 15/30/5
  • Average auto insurance rates in Borrego Springs, CA for senior drivers are $1,923 per year
  • The cheapest auto insurance company in Borrego Springs is Progressive

Borrego Springs, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Borrego Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Borrego Springs, California, including driving record, credit, commute time, and more.

Compare auto insurance in Borrego Springs to other California cities, including Los Angeles auto insurance rates, San Francisco auto insurance rates, and San Jose auto insurance rates to see how Borrego Springs, California auto insurance rates stack up.

Before you buy Borrego Springs, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Borrego Springs, California auto insurance quotes.

Minimum Auto Insurance in Borrego Springs, California

Borrego Springs, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Borrego Springs, California.

Minimum Required Auto Insurance Coverage in Borrego Springs, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Borrego Springs, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Borrego Springs, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Borrego Springs, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,570 $2,582 $1,870 $1,902 $7,065 $8,910 $3,330 $3,702
Farmers $2,236 $2,236 $2,014 $2,014 $7,141 $11,717 $2,650 $2,950
GEICO $1,396 $1,398 $1,314 $1,314 $4,254 $4,349 $2,006 $2,061
Liberty Mutual $2,179 $2,061 $2,029 $1,965 $4,738 $5,051 $2,453 $2,479
Nationwide $2,642 $2,525 $2,303 $2,176 $6,633 $7,322 $3,138 $3,111
Progressive $1,387 $1,429 $1,177 $1,398 $3,649 $4,413 $1,993 $2,146
State Farm $3,279 $3,279 $2,929 $2,929 $6,025 $7,466 $3,631 $3,745
Travelers $2,186 $2,122 $1,934 $1,913 $4,430 $5,079 $2,827 $2,773
USAA $1,748 $1,657 $1,710 $1,717 $3,954 $3,969 $2,415 $2,282

Cheap Borrego Springs, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Borrego Springs, California is a challenge. Take a look at the annual teen auto insurance rates in Borrego Springs, California.

Annual Auto Insurance Rates for Teen Drivers in Borrego Springs, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,065 $8,910
Farmers $7,141 $11,717
GEICO $4,254 $4,349
Liberty Mutual $4,738 $5,051
Nationwide $6,633 $7,322
Progressive $3,649 $4,413
State Farm $6,025 $7,466
Travelers $4,430 $5,079
USAA $3,954 $3,969

Cheap Borrego Springs, California Auto Insurance for Seniors

What are senior auto insurance rates in Borrego Springs, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Borrego Springs, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,870 $1,902
Farmers $2,014 $2,014
GEICO $1,314 $1,314
Liberty Mutual $2,029 $1,965
Nationwide $2,303 $2,176
Progressive $1,177 $1,398
State Farm $2,929 $2,929
Travelers $1,934 $1,913
USAA $1,710 $1,717

Cheap Borrego Springs, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Borrego Springs, California compared to the annual auto insurance rates with a clean record in Borrego Springs, California.

Annual Borrego Springs, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,401 $4,066 $6,346 $3,154
Farmers $3,047 $4,147 $5,166 $4,119
GEICO $1,584 $2,435 $3,062 $1,964
Liberty Mutual $2,490 $3,336 $3,012 $2,639
Nationwide $2,609 $3,338 $5,639 $3,338
Progressive $1,444 $2,440 $2,840 $2,072
State Farm $2,968 $3,540 $6,689 $3,445
Travelers $1,962 $3,150 $3,667 $2,853
USAA $1,618 $2,399 $3,937 $1,772

Cheap Borrego Springs, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Borrego Springs, California is not easy. Compare the annual rates for DUI auto insurance in Borrego Springs, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Borrego Springs, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,346
Farmers $5,166
GEICO $3,062
Liberty Mutual $3,012
Nationwide $5,639
Progressive $2,840
State Farm $6,689
Travelers $3,667
USAA $3,937

Cheap Borrego Springs, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Borrego Springs, California can vary. Compare the annual cost of auto insurance by ZIP code in Borrego Springs, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Borrego Springs, California

ZIP Code Average Annual Rates
92004 $4,339

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Borrego Springs, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Borrego Springs, California auto insurance. Find the cheapest annual Borrego Springs, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Borrego Springs, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,606 $4,378
Farmers $3,738 $4,501
GEICO $2,055 $2,468
Liberty Mutual $2,633 $3,105
Nationwide $3,296 $4,166
Progressive $2,000 $2,398
State Farm $4,011 $4,311
Travelers $2,620 $3,196
USAA $2,240 $2,623

Cheap Borrego Springs, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Borrego Springs, California? Check out the comparison of annual Borrego Springs, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Borrego Springs, California

Insurance Company Low Medium High
Allstate $3,812 $4,021 $4,141
Farmers $3,844 $4,152 $4,364
GEICO $2,110 $2,281 $2,394
Liberty Mutual $2,674 $2,893 $3,042
Nationwide $3,375 $3,787 $4,031
Progressive $1,992 $2,257 $2,348
State Farm $3,779 $4,228 $4,476
Travelers $2,559 $2,981 $3,183
USAA $2,209 $2,477 $2,608

Best By Category: Cheapest Auto Insurance in Borrego Springs, California

Compare the cheapest auto insurance companies in Borrego Springs, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Borrego Springs, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Borrego Springs, California Auto Insurance Companies

What auto insurance companies in Borrego Springs, California are the cheapest? Compare the top Borrego Springs, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Borrego Springs, California

Insurance Company Average Annual Rates
Allstate $3,992
Farmers $4,120
GEICO $2,261
Liberty Mutual $2,869
Nationwide $3,731
Progressive $2,199
State Farm $4,161
Travelers $2,908
USAA $2,431

What affects auto insurance rates in Borrego Springs, California?

There are a lot of reasons why auto insurance rates in Borrego Springs, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Borrego Springs, California. Many local factors may affect your Borrego Springs auto insurance rates.

Borrego Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Borrego Springs, California commute length is 24.1 minutes according to City-Data.

Compare Borrego Springs, California Auto Insurance Quotes

Before you buy Borrego Springs, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Borrego Springs, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption