Best Cheap Auto Insurance in Boonville, MO (2021)

The average Boonville, MO auto insurance rates are $262 per month. The minimum auto insurance in Boonville is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Boonville, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Boonville is Nationwide
  • The average commute length in Boonville is 24.2 minutes
  • The minimum auto insurance required in Boonville, Missouri is 25/50/25

Boonville, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Boonville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Boonville, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Boonville to other Missouri cities, including St. Charles auto insurance rates, Kansas City auto insurance rates, and St. Joseph auto insurance rates to see how Boonville, Missouri auto insurance rates stack up.

Before you buy Boonville, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Boonville, Missouri auto insurance quotes.

Minimum Auto Insurance in Boonville, Missouri

Boonville, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Boonville, Missouri.

Minimum Required Auto Insurance Coverage in Boonville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Boonville, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Boonville, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boonville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,063 $2,063 $1,833 $1,833 $5,507 $7,187 $2,063 $2,425
Farmers $2,247 $2,238 $2,007 $2,126 $9,198 $9,513 $2,556 $2,668
GEICO $1,825 $2,035 $1,423 $1,805 $5,608 $5,929 $1,684 $1,694
Liberty Mutual $2,654 $2,879 $2,183 $2,449 $8,992 $9,988 $2,802 $2,997
Nationwide $1,377 $1,411 $1,230 $1,307 $3,461 $4,451 $1,569 $1,702
Progressive $1,902 $1,769 $1,559 $1,602 $6,186 $6,947 $2,319 $2,375
State Farm $1,568 $1,568 $1,392 $1,392 $4,390 $5,550 $1,760 $2,004
USAA $1,489 $1,481 $1,339 $1,371 $4,285 $5,244 $1,860 $2,077

Cheap Boonville, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Boonville, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Boonville, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Boonville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,507 $7,187
Farmers $9,198 $9,513
GEICO $5,608 $5,929
Liberty Mutual $8,992 $9,988
Nationwide $3,461 $4,451
Progressive $6,186 $6,947
State Farm $4,390 $5,550
USAA $4,285 $5,244

Cheap Boonville, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Boonville, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Boonville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,833 $1,833
Farmers $2,007 $2,126
GEICO $1,423 $1,805
Liberty Mutual $2,183 $2,449
Nationwide $1,230 $1,307
Progressive $1,559 $1,602
State Farm $1,392 $1,392
USAA $1,339 $1,371

Cheap Boonville, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Boonville, Missouri compared to the annual auto insurance rates with a clean record in Boonville, Missouri.

Annual Boonville, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,372 $3,377 $4,053 $2,685
Farmers $3,529 $4,374 $4,278 $4,095
GEICO $2,159 $2,782 $3,725 $2,336
Liberty Mutual $3,179 $4,549 $4,699 $5,045
Nationwide $1,636 $2,080 $2,754 $1,784
Progressive $2,679 $3,565 $2,962 $3,124
State Farm $2,264 $2,642 $2,453 $2,453
USAA $1,942 $2,335 $3,183 $2,113

Cheap Boonville, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Boonville, Missouri is not easy. Compare the annual rates for DUI auto insurance in Boonville, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Boonville, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,758
American Family $4,053
Farmers $4,278
GEICO $3,725
Liberty Mutual $4,699
Nationwide $2,754
Progressive $2,962
State Farm $2,453
USAA $3,183

Cheap Boonville, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Boonville, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Boonville, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,084 $2,867 $2,414
Farmers $4,647 $3,875 $3,686
GEICO $3,797 $2,474 $1,980
Liberty Mutual $6,277 $3,819 $3,008
Nationwide $2,436 $2,007 $1,748
Progressive $3,565 $2,956 $2,726
State Farm $3,321 $2,205 $1,832
USAA $3,981 $1,861 $1,337

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Cheap Boonville, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Boonville, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Boonville, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Boonville, Missouri

ZIP Code Average Annual Rates
65233 $2,585

Cheap Boonville, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Boonville, Missouri auto insurance. Find the cheapest annual Boonville, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Boonville, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,090 $3,153
Farmers $4,069 $4,069
GEICO $2,698 $2,803
Liberty Mutual $4,368 $4,368
Nationwide $2,063 $2,063
Progressive $3,082 $3,082
State Farm $2,393 $2,512
USAA $2,305 $2,481

Cheap Boonville, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Boonville, Missouri? Check out the comparison of annual Boonville, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boonville, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,038 $3,221 $3,106
Farmers $3,813 $4,032 $4,362
GEICO $2,575 $2,770 $2,906
Liberty Mutual $4,132 $4,387 $4,585
Nationwide $1,946 $2,082 $2,163
Progressive $2,777 $3,091 $3,379
State Farm $2,313 $2,460 $2,585
USAA $2,283 $2,385 $2,512

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Best By Category: Cheapest Auto Insurance in Boonville, Missouri

Compare the cheapest auto insurance companies in Boonville, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Boonville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Boonville, Missouri Auto Insurance Companies

What auto insurance companies in Boonville, Missouri are the cheapest? Compare the top Boonville, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Boonville, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,122
Farmers $4,069
GEICO $2,750
Liberty Mutual $4,368
Nationwide $2,063
Progressive $3,082
State Farm $2,453
USAA $2,393

What affects auto insurance rates in Boonville, Missouri?

There are a lot of reasons why auto insurance rates in Boonville, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Boonville, Missouri. Many local factors may affect your Boonville auto insurance rates.

Boonville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Boonville, Missouri commute length is 24.2 minutes according to City-Data.

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Compare Boonville, Missouri Auto Insurance Quotes

Before you buy Boonville, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Boonville, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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