Best Cheap Auto Insurance in Booneville, KY (2021)

The average Booneville, KY auto insurance rates are $528 per month. The minimum auto insurance in Booneville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Booneville, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Booneville is 29.3 minutes
  • The minimum auto insurance required in Booneville, Kentucky is 25/50/25
  • Average auto insurance rates in Booneville, KY for senior drivers are $3,507 per year

Booneville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Booneville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Booneville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Booneville to other Kentucky cities, including Owensboro auto insurance rates, Independence auto insurance rates, and Florence auto insurance rates to see how Booneville, Kentucky auto insurance rates stack up.

Before you buy Booneville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Booneville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Booneville, Kentucky

Booneville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Booneville, Kentucky.

Minimum Required Auto Insurance Coverage in Booneville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Booneville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Booneville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Booneville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,502 $5,406 $4,996 $5,355 $22,562 $25,041 $6,021 $6,315
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,472 $3,771 $3,061 $3,412 $12,592 $13,781 $3,559 $3,584
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,743 $2,578 $2,486 $2,485 $14,012 $15,887 $3,402 $3,438
State Farm $2,807 $2,807 $2,492 $2,492 $7,774 $9,855 $3,115 $3,454
Travelers $3,374 $3,438 $3,307 $3,320 $16,932 $27,464 $3,525 $4,090
USAA $2,054 $2,057 $1,852 $1,882 $5,535 $5,819 $2,597 $2,843

Cheap Booneville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Booneville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Booneville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Booneville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,562 $25,041
GEICO $8,902 $10,417
Liberty Mutual $12,592 $13,781
Nationwide $12,445 $15,350
Progressive $14,012 $15,887
State Farm $7,774 $9,855
Travelers $16,932 $27,464
USAA $5,535 $5,819

Cheap Booneville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Booneville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Booneville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,996 $5,355
GEICO $4,595 $4,158
Liberty Mutual $3,061 $3,412
Nationwide $5,015 $5,208
Progressive $2,486 $2,485
State Farm $2,492 $2,492
Travelers $3,307 $3,320
USAA $1,852 $1,882

Cheap Booneville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Booneville, Kentucky compared to the annual auto insurance rates with a clean record in Booneville, Kentucky.

Annual Booneville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,271 $11,023 $11,860 $9,445
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $4,922 $7,571 $5,880 $5,244
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $4,846 $7,253 $5,528 $5,890
State Farm $4,010 $4,689 $4,350 $4,350
Travelers $7,120 $7,328 $10,641 $7,636
USAA $2,318 $3,281 $3,931 $2,790

Cheap Booneville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Booneville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Booneville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Booneville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,860
GEICO $8,597
Liberty Mutual $5,880
Nationwide $10,137
Progressive $5,528
State Farm $4,350
Travelers $10,641
USAA $3,931

Cheap Booneville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Booneville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Booneville, Kentucky

Insurance Company Poor Fair Good
Allstate $13,536 $9,266 $7,647
GEICO $8,861 $4,424 $2,884
Liberty Mutual $8,468 $5,169 $4,076
Nationwide $9,500 $7,372 $6,351
Progressive $6,552 $5,736 $5,349
State Farm $6,250 $3,808 $2,991
Travelers $9,134 $7,718 $7,692
USAA $4,587 $2,565 $2,088

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Booneville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Booneville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Booneville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Booneville, Kentucky

ZIP Code Average Annual Rates
41314 $5,737

Cheap Booneville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Booneville, Kentucky auto insurance. Find the cheapest annual Booneville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Booneville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,150 $10,150
GEICO $5,341 $5,438
Liberty Mutual $5,904 $5,904
Nationwide $7,741 $7,741
Progressive $5,879 $5,879
State Farm $4,245 $4,454
Travelers $8,181 $8,181
USAA $2,965 $3,195

Cheap Booneville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Booneville, Kentucky? Check out the comparison of annual Booneville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Booneville, Kentucky

Insurance Company Low Medium High
Allstate $8,946 $10,086 $11,417
GEICO $4,884 $5,352 $5,934
Liberty Mutual $5,531 $5,848 $6,334
Nationwide $7,713 $7,608 $7,902
Progressive $5,341 $5,764 $6,532
State Farm $4,085 $4,338 $4,626
Travelers $7,740 $8,212 $8,591
USAA $2,940 $3,072 $3,228

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Booneville, Kentucky

Compare the cheapest auto insurance companies in Booneville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Booneville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Booneville, Kentucky Auto Insurance Companies

What auto insurance companies in Booneville, Kentucky are the cheapest? Compare the top Booneville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Booneville, Kentucky

Insurance Company Average Annual Rates
Allstate $10,150
GEICO $5,390
Liberty Mutual $5,904
Nationwide $7,741
Progressive $5,879
State Farm $4,350
Travelers $8,181
USAA $3,080

What affects auto insurance rates in Booneville, Kentucky?

There are a lot of reasons why auto insurance rates in Booneville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Booneville, Kentucky. Many local factors may affect your Booneville auto insurance rates.

Booneville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Booneville, Kentucky commute length is 29.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Booneville, Kentucky Auto Insurance Quotes

Before you buy Booneville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Booneville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption