Best Cheap Auto Insurance in Boone, CO (2021)

The average Boone, CO auto insurance rates are $368 per month. The minimum auto insurance in Boone is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Boone, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Boone, Colorado is 25/50/15
  • The cheapest auto insurance company in Boone is Liberty Mutual
  • Average auto insurance rates in Boone, CO for senior drivers are $2,642 per year

Boone, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Boone can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Boone, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Boone to other Colorado cities, including Thornton auto insurance rates, Arvada auto insurance rates, and Pueblo auto insurance rates to see how Boone, Colorado auto insurance rates stack up.

Before you buy Boone, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Boone, Colorado auto insurance quotes.

Minimum Auto Insurance in Boone, Colorado

Boone, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Boone, Colorado.

Minimum Required Auto Insurance Coverage in Boone, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Boone, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Boone, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boone, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,051 $3,861 $3,590 $3,634 $12,238 $12,851 $4,627 $4,709
American Family $2,769 $2,769 $2,497 $2,497 $6,732 $9,046 $2,769 $3,395
Farmers $3,561 $3,524 $3,242 $3,512 $13,036 $13,000 $3,879 $3,888
GEICO $2,141 $2,336 $2,304 $2,636 $6,615 $6,938 $1,950 $1,960
Liberty Mutual $1,861 $1,833 $1,580 $1,734 $5,490 $5,981 $1,881 $1,905
Nationwide $3,484 $3,549 $3,100 $3,285 $9,061 $11,643 $4,034 $4,371
Progressive $2,983 $2,800 $2,570 $2,571 $9,774 $10,932 $3,368 $3,281
State Farm $2,302 $2,302 $2,080 $2,080 $6,731 $8,530 $2,581 $3,051
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Boone, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Boone, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Boone, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Boone, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,238 $12,851
American Family $6,732 $9,046
Farmers $13,036 $13,000
GEICO $6,615 $6,938
Liberty Mutual $5,490 $5,981
Nationwide $9,061 $11,643
Progressive $9,774 $10,932
State Farm $6,731 $8,530
USAA $5,826 $6,723

Cheap Boone, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Boone, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Boone, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,590 $3,634
American Family $2,497 $2,497
Farmers $3,242 $3,512
GEICO $2,304 $2,636
Liberty Mutual $1,580 $1,734
Nationwide $3,100 $3,285
Progressive $2,570 $2,571
State Farm $2,080 $2,080
USAA $2,298 $2,340

Cheap Boone, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Boone, Colorado compared to the annual auto insurance rates with a clean record in Boone, Colorado.

Annual Boone, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,430 $6,126 $7,212 $6,012
American Family $3,004 $4,245 $5,581 $3,407
Farmers $5,032 $6,464 $6,381 $5,944
GEICO $2,367 $3,703 $4,272 $3,098
Liberty Mutual $2,436 $2,853 $2,966 $2,878
Nationwide $4,052 $5,591 $7,144 $4,476
Progressive $4,144 $5,764 $4,378 $4,854
State Farm $3,403 $4,011 $3,707 $3,707
USAA $2,644 $3,195 $5,527 $2,989

Cheap Boone, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Boone, Colorado is not easy. Compare the annual rates for DUI auto insurance in Boone, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Boone, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,212
American Family $5,581
Farmers $6,381
GEICO $4,272
Liberty Mutual $2,966
Nationwide $7,144
Progressive $4,378
State Farm $3,707
USAA $5,527

Cheap Boone, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Boone, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Boone, Colorado

Insurance Company Poor Fair Good
Allstate $7,938 $6,068 $4,579
American Family $5,275 $3,755 $3,148
Farmers $6,960 $5,593 $5,312
GEICO $4,043 $3,360 $2,677
Liberty Mutual $3,982 $2,431 $1,936
Nationwide $6,431 $5,088 $4,429
Progressive $5,475 $4,641 $4,238
State Farm $5,150 $3,307 $2,664
USAA $5,346 $3,014 $2,405

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Cheap Boone, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Boone, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Boone, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Boone, Colorado

ZIP Code Average Annual Rates
81025 $4,073

Cheap Boone, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Boone, Colorado auto insurance. Find the cheapest annual Boone, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Boone, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,195 $6,195
American Family $3,972 $4,147
Farmers $5,955 $5,955
GEICO $3,285 $3,435
Liberty Mutual $2,783 $2,783
Nationwide $5,316 $5,316
Progressive $4,785 $4,785
State Farm $3,613 $3,801
USAA $3,485 $3,692

Cheap Boone, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Boone, Colorado? Check out the comparison of annual Boone, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boone, Colorado

Insurance Company Low Medium High
Allstate $5,871 $6,172 $6,542
American Family $3,854 $4,142 $4,182
Farmers $5,178 $5,866 $6,822
GEICO $2,923 $3,271 $3,886
Liberty Mutual $2,634 $2,773 $2,942
Nationwide $5,311 $5,320 $5,316
Progressive $4,416 $4,798 $5,141
State Farm $3,438 $3,711 $3,972
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Boone, Colorado

Compare the cheapest auto insurance companies in Boone, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Boone, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Boone, Colorado Auto Insurance Companies

What auto insurance companies in Boone, Colorado are the cheapest? Compare the top Boone, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Boone, Colorado

Insurance Company Average Annual Rates
Allstate $6,195
American Family $4,059
Farmers $5,955
GEICO $3,360
Liberty Mutual $2,783
Nationwide $5,316
Progressive $4,785
State Farm $3,707
USAA $3,589

What affects auto insurance rates in Boone, Colorado?

There are a lot of reasons why auto insurance rates in Boone, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Boone, Colorado. Many local factors may affect your Boone auto insurance rates.

Boone Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Boone, Colorado commute length is 28.2 minutes according to City-Data.

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Compare Boone, Colorado Auto Insurance Quotes

Before you buy Boone, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Boone, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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