Best Cheap Auto Insurance in Boon, MI (2021)

The average Boon, MI auto insurance rates are $795 per month. The minimum auto insurance in Boon is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Boon, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Boon is 25.5 minutes
  • The most expensive auto insurance company in Boon for teen drivers is Allstate
  • The cheapest auto insurance company in Boon is USAA

Boon, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Boon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Boon, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Boon to other Michigan cities, including Troy auto insurance rates, Dearborn auto insurance rates, and Warren auto insurance rates to see how Boon, Michigan auto insurance rates stack up.

Before you buy Boon, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Boon, Michigan auto insurance quotes.

Minimum Auto Insurance in Boon, Michigan

Boon, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Boon, Michigan.

Minimum Required Auto Insurance Coverage in Boon, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Boon, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Boon, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boon, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,170 $18,170 $17,000 $17,000 $42,994 $42,994 $19,100 $19,100
Farmers $4,319 $4,319 $4,030 $4,030 $9,666 $9,666 $4,863 $4,863
GEICO $3,724 $3,724 $3,788 $3,788 $10,569 $10,569 $3,566 $3,566
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,399 $4,399 $3,927 $3,927 $10,998 $10,998 $4,790 $4,790
Progressive $2,879 $2,683 $2,544 $2,834 $10,430 $11,120 $3,350 $3,109
State Farm $6,743 $6,743 $6,235 $6,235 $23,271 $23,271 $7,902 $7,902
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,436 $2,303 $2,292 $2,164 $5,804 $5,491 $2,949 $2,821

Cheap Boon, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Boon, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Boon, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Boon, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,994 $42,994
Farmers $9,666 $9,666
GEICO $10,569 $10,569
Liberty Mutual $30,474 $30,474
Nationwide $10,998 $10,998
Progressive $10,430 $11,120
State Farm $23,271 $23,271
Travelers $16,137 $16,137
USAA $5,804 $5,491

Cheap Boon, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Boon, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Boon, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,000 $17,000
Farmers $4,030 $4,030
GEICO $3,788 $3,788
Liberty Mutual $12,695 $12,695
Nationwide $3,927 $3,927
Progressive $2,544 $2,834
State Farm $6,235 $6,235
Travelers $4,589 $4,589
USAA $2,292 $2,164

Cheap Boon, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Boon, Michigan compared to the annual auto insurance rates with a clean record in Boon, Michigan.

Annual Boon, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,775 $15,848 $53,138 $16,502
Farmers $4,800 $6,123 $6,044 $5,910
GEICO $1,916 $4,033 $12,168 $3,530
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,143 $6,895 $6,270 $5,806
Progressive $4,135 $5,415 $4,871 $5,053
State Farm $7,101 $8,470 $18,055 $10,524
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,648 $3,294 $4,306 $2,882

Cheap Boon, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Boon, Michigan is not easy. Compare the annual rates for DUI auto insurance in Boon, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Boon, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,138
Farmers $6,044
GEICO $12,168
Liberty Mutual $26,565
Nationwide $6,270
Progressive $4,871
State Farm $18,055
Travelers $12,382
USAA $4,306

Cheap Boon, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Boon, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Boon, Michigan

Insurance Company Poor Fair Good
Allstate $37,235 $20,451 $15,262
Farmers $7,547 $4,998 $4,612
GEICO $6,954 $5,116 $4,164
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $7,610 $5,670 $4,805
Progressive $5,616 $4,727 $4,262
State Farm $17,897 $9,060 $6,156
Travelers $8,169 $7,922 $7,822
USAA $4,899 $2,809 $2,140

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Cheap Boon, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Boon, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Boon, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Boon, Michigan

ZIP Code Average Annual Rates
49618 $6,702

Cheap Boon, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Boon, Michigan auto insurance. Find the cheapest annual Boon, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Boon, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,316 $24,316
Farmers $5,719 $5,719
GEICO $5,288 $5,535
Liberty Mutual $16,605 $17,805
Nationwide $6,028 $6,028
Progressive $4,869 $4,869
State Farm $10,739 $11,336
Travelers $7,926 $8,017
USAA $3,245 $3,320

Cheap Boon, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Boon, Michigan? Check out the comparison of annual Boon, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boon, Michigan

Insurance Company Low Medium High
Allstate $23,761 $24,365 $24,821
Farmers $5,593 $5,708 $5,856
GEICO $5,058 $5,364 $5,813
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $6,359 $5,915 $5,811
Progressive $4,733 $4,874 $4,999
State Farm $10,490 $11,105 $11,518
Travelers $7,889 $7,978 $8,047
USAA $3,189 $3,290 $3,369

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Best By Category: Cheapest Auto Insurance in Boon, Michigan

Compare the cheapest auto insurance companies in Boon, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Boon, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Boon, Michigan Auto Insurance Companies

What auto insurance companies in Boon, Michigan are the cheapest? Compare the top Boon, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Boon, Michigan

Insurance Company Average Annual Rates
Allstate $24,316
Farmers $5,719
GEICO $5,412
Liberty Mutual $17,205
Nationwide $6,028
Progressive $4,869
State Farm $11,038
Travelers $7,971
USAA $3,283

What affects auto insurance rates in Boon, Michigan?

There are a lot of reasons why auto insurance rates in Boon, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Boon, Michigan. Many local factors may affect your Boon auto insurance rates.

Boon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Boon, Michigan commute length is 25.5 minutes according to City-Data.

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Compare Boon, Michigan Auto Insurance Quotes

Before you buy Boon, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Boon, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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