Best Cheap Auto Insurance in Boody, IL (2021)

The average Boody, IL auto insurance rates are $252 per month. The minimum auto insurance in Boody is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Boody, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Boody, IL for senior drivers are $1,725 per year
  • The cheapest auto insurance company in Boody is Liberty Mutual
  • The minimum auto insurance required in Boody, Illinois is 25/50/20

Boody, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Boody can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Boody, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Boody to other Illinois cities, including Chicago auto insurance rates, Elgin auto insurance rates, and Springfield auto insurance rates to see how Boody, Illinois auto insurance rates stack up.

Before you buy Boody, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Boody, Illinois auto insurance quotes.

Minimum Auto Insurance in Boody, Illinois

Boody, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Boody, Illinois.

Minimum Required Auto Insurance Coverage in Boody, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Boody, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Boody, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boody, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,062 $3,076 $3,198 $3,198 $7,947 $10,338 $3,681 $3,979
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,234 $2,235 $1,980 $2,094 $9,648 $10,064 $2,553 $2,670
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,370 $1,479 $1,139 $1,272 $4,494 $5,000 $1,433 $1,513
Nationwide $1,616 $1,647 $1,440 $1,526 $4,370 $5,607 $1,875 $2,029
Progressive $1,768 $1,667 $1,458 $1,526 $6,501 $7,294 $2,106 $2,284
State Farm $1,411 $1,411 $1,271 $1,271 $4,155 $5,267 $1,597 $1,836
Travelers $1,534 $1,619 $1,416 $1,509 $4,558 $5,792 $1,619 $1,706
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

Cheap Boody, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Boody, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Boody, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Boody, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,947 $10,338
American Family $6,420 $8,919
Farmers $9,648 $10,064
GEICO $4,375 $4,641
Liberty Mutual $4,494 $5,000
Nationwide $4,370 $5,607
Progressive $6,501 $7,294
State Farm $4,155 $5,267
Travelers $4,558 $5,792
USAA $5,299 $5,845

Cheap Boody, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Boody, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Boody, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,198
American Family $2,092 $2,092
Farmers $1,980 $2,094
GEICO $1,364 $1,612
Liberty Mutual $1,139 $1,272
Nationwide $1,440 $1,526
Progressive $1,458 $1,526
State Farm $1,271 $1,271
Travelers $1,416 $1,509
USAA $1,530 $1,509

Cheap Boody, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Boody, Illinois compared to the annual auto insurance rates with a clean record in Boody, Illinois.

Annual Boody, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,440 $5,836 $5,446 $4,518
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,533 $4,556 $4,443 $4,207
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,846 $2,613 $2,299 $2,093
Nationwide $2,030 $2,620 $3,077 $2,328
Progressive $2,535 $3,765 $2,806 $3,197
State Farm $2,074 $2,481 $2,277 $2,277
Travelers $1,956 $2,566 $2,897 $2,457
USAA $1,965 $2,823 $3,867 $2,370

Cheap Boody, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Boody, Illinois is not easy. Compare the annual rates for DUI auto insurance in Boody, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Boody, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,446
American Family $5,085
Farmers $4,443
GEICO $3,141
Liberty Mutual $2,299
Nationwide $3,077
Progressive $2,806
State Farm $2,277
Travelers $2,897
USAA $3,867

Cheap Boody, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Boody, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Boody, Illinois

Insurance Company Poor Fair Good
Allstate $6,129 $4,429 $3,872
American Family $4,882 $3,316 $2,802
Farmers $4,753 $3,998 $3,803
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,129 $1,953 $1,556
Nationwide $2,998 $2,421 $2,122
Progressive $3,502 $2,975 $2,750
State Farm $3,308 $1,984 $1,540
Travelers $3,008 $2,428 $1,970
USAA $3,672 $2,521 $2,077

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Cheap Boody, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Boody, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Boody, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Boody, Illinois

ZIP Code Average Annual Rates
62514 $2,986

Cheap Boody, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Boody, Illinois auto insurance. Find the cheapest annual Boody, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Boody, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,810 $4,810
American Family $3,619 $3,714
Farmers $4,185 $4,185
GEICO $2,263 $2,351
Liberty Mutual $2,213 $2,213
Nationwide $2,514 $2,514
Progressive $3,076 $3,076
State Farm $2,219 $2,336
Travelers $2,372 $2,566
USAA $2,679 $2,834

Cheap Boody, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Boody, Illinois? Check out the comparison of annual Boody, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boody, Illinois

Insurance Company Low Medium High
Allstate $4,672 $4,805 $4,951
American Family $3,539 $3,801 $3,661
Farmers $3,979 $4,084 $4,491
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,090 $2,208 $2,340
Nationwide $2,515 $2,530 $2,496
Progressive $2,821 $3,067 $3,339
State Farm $2,138 $2,281 $2,414
Travelers $2,281 $2,466 $2,661
USAA $2,572 $2,754 $2,944

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Best By Category: Cheapest Auto Insurance in Boody, Illinois

Compare the cheapest auto insurance companies in Boody, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Boody, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Boody, Illinois Auto Insurance Companies

What auto insurance companies in Boody, Illinois are the cheapest? Compare the top Boody, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Boody, Illinois

Insurance Company Average Annual Rates
Allstate $4,810
American Family $3,667
Farmers $4,185
GEICO $2,307
Liberty Mutual $2,213
Nationwide $2,514
Progressive $3,076
State Farm $2,277
Travelers $2,469
USAA $2,756

What affects auto insurance rates in Boody, Illinois?

There are a lot of reasons why auto insurance rates in Boody, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Boody, Illinois. Many local factors may affect your Boody auto insurance rates.

Boody Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Boody, Illinois commute length is 37.3 minutes according to City-Data.

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Compare Boody, Illinois Auto Insurance Quotes

Before you buy Boody, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Boody, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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