Best Cheap Auto Insurance in Bon Air, AL (2021)

The average Bon Air, AL auto insurance rates are $301 per month. The minimum auto insurance in Bon Air is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Bon Air, Alabama, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Bon Air is USAA
  • The minimum auto insurance required in Bon Air, Alabama is 25/50/25
  • The most expensive auto insurance company in Bon Air for teen drivers is Liberty Mutual

Bon Air, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Bon Air can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bon Air, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Bon Air to other Alabama cities, including Madison auto insurance rates, Decatur auto insurance rates, and Tuscaloosa auto insurance rates to see how Bon Air, Alabama auto insurance rates stack up.

Before you buy Bon Air, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bon Air, Alabama auto insurance quotes.

Minimum Auto Insurance in Bon Air, Alabama

Bon Air, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bon Air, Alabama.

Minimum Required Auto Insurance Coverage in Bon Air, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bon Air, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bon Air, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bon Air, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,019 $1,923 $1,824 $1,859 $7,091 $7,610 $2,265 $2,317
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,123 $3,374 $2,557 $2,859 $11,428 $12,705 $3,331 $3,553
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,308 $2,164 $1,891 $2,026 $9,412 $10,491 $2,696 $2,854
State Farm $2,753 $2,753 $2,486 $2,486 $8,283 $10,373 $3,109 $3,588
Travelers $1,446 $1,468 $1,356 $1,351 $7,650 $11,975 $1,371 $1,575
USAA $1,295 $1,317 $1,208 $1,184 $3,838 $4,257 $1,687 $1,822

Cheap Bon Air, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bon Air, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Bon Air, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Bon Air, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,091 $7,610
Farmers $8,684 $8,935
GEICO $5,465 $5,384
Liberty Mutual $11,428 $12,705
Nationwide $4,446 $5,755
Progressive $9,412 $10,491
State Farm $8,283 $10,373
Travelers $7,650 $11,975
USAA $3,838 $4,257

Cheap Bon Air, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Bon Air, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bon Air, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,824 $1,859
Farmers $2,009 $2,134
GEICO $1,993 $2,033
Liberty Mutual $2,557 $2,859
Nationwide $1,564 $1,624
Progressive $1,891 $2,026
State Farm $2,486 $2,486
Travelers $1,356 $1,351
USAA $1,208 $1,184

Cheap Bon Air, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bon Air, Alabama compared to the annual auto insurance rates with a clean record in Bon Air, Alabama.

Annual Bon Air, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,854 $3,369 $4,001 $3,229
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,206 $5,862 $5,729 $5,669
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,822 $4,801 $4,103 $4,195
State Farm $4,046 $5,008 $4,431 $4,431
Travelers $2,935 $3,080 $4,504 $3,576
USAA $1,597 $2,002 $2,977 $1,728

Cheap Bon Air, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bon Air, Alabama is not easy. Compare the annual rates for DUI auto insurance in Bon Air, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Bon Air, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,001
Farmers $4,175
GEICO $3,878
Liberty Mutual $5,729
Nationwide $3,331
Progressive $4,103
State Farm $4,431
Travelers $4,504
USAA $2,977

Cheap Bon Air, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bon Air, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bon Air, Alabama

Insurance Company Poor Fair Good
Allstate $4,149 $3,267 $2,674
Farmers $4,409 $3,792 $3,594
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,688 $4,713 $3,698
Nationwide $3,155 $2,458 $2,223
Progressive $4,778 $4,093 $3,820
State Farm $7,263 $3,676 $2,497
Travelers $3,844 $3,333 $3,395
USAA $2,795 $1,814 $1,619

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Cheap Bon Air, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bon Air, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Bon Air, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bon Air, Alabama

ZIP Code Average Annual Rates
35032 $3,702

Cheap Bon Air, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Bon Air, Alabama auto insurance. Find the cheapest annual Bon Air, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bon Air, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,363 $3,363
Farmers $3,932 $3,932
GEICO $2,876 $2,987
Liberty Mutual $5,366 $5,366
Nationwide $2,612 $2,612
Progressive $4,230 $4,230
State Farm $4,371 $4,586
Travelers $3,524 $3,524
USAA $1,981 $2,171

Cheap Bon Air, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bon Air, Alabama? Check out the comparison of annual Bon Air, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bon Air, Alabama

Insurance Company Low Medium High
Allstate $3,249 $3,359 $3,482
Farmers $3,711 $3,880 $4,204
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,130 $5,342 $5,626
Nationwide $2,607 $2,586 $2,642
Progressive $3,787 $4,205 $4,699
State Farm $4,242 $4,473 $4,721
Travelers $3,362 $3,594 $3,616
USAA $2,005 $2,065 $2,158

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Best By Category: Cheapest Auto Insurance in Bon Air, Alabama

Compare the cheapest auto insurance companies in Bon Air, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bon Air, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Bon Air, Alabama Auto Insurance Companies

What auto insurance companies in Bon Air, Alabama are the cheapest? Compare the top Bon Air, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bon Air, Alabama

Insurance Company Average Annual Rates
Allstate $3,363
Farmers $3,932
GEICO $2,931
Liberty Mutual $5,366
Nationwide $2,612
Progressive $4,230
State Farm $4,479
Travelers $3,524
USAA $2,076

What affects auto insurance rates in Bon Air, Alabama?

There are a lot of reasons why auto insurance rates in Bon Air, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bon Air, Alabama. Many local factors may affect your Bon Air auto insurance rates.

Bon Air Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bon Air, Alabama commute length is 26.4 minutes according to City-Data.

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Compare Bon Air, Alabama Auto Insurance Quotes

Before you buy Bon Air, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bon Air, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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