Best Cheap Auto Insurance in Boise City, ID (2021)

The average Boise City, ID auto insurance rates are $221 per month. The minimum auto insurance in Boise City is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Boise City, Idaho, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Boise City, Idaho is 25/50/15
  • The cheapest auto insurance company in Boise City is USAA
  • The average commute length in Boise City is 18.5 minutes

Boise City, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Boise City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Boise City, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Boise City to other Idaho cities, including Post Falls auto insurance rates, Idaho Falls auto insurance rates, and Pocatello auto insurance rates to see how Boise City, Idaho auto insurance rates stack up.

Before you buy Boise City, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Boise City, Idaho auto insurance quotes.

Minimum Auto Insurance in Boise City, Idaho

Boise City, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Boise City, Idaho.

Minimum Required Auto Insurance Coverage in Boise City, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Boise City, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Boise City, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boise City, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,097 $2,074 $1,843 $1,908 $7,928 $9,188 $2,313 $2,430
American Family $1,929 $1,929 $1,707 $1,707 $7,059 $9,117 $1,929 $2,384
Farmers $1,489 $1,477 $1,310 $1,394 $7,482 $7,742 $1,708 $1,782
GEICO $1,739 $1,715 $1,653 $1,605 $3,821 $4,741 $2,401 $1,816
Liberty Mutual $1,274 $1,372 $1,025 $1,148 $4,370 $4,862 $1,347 $1,413
Nationwide $1,702 $1,733 $1,542 $1,629 $4,320 $5,278 $2,009 $2,158
State Farm $1,088 $1,088 $992 $992 $3,363 $4,246 $1,230 $1,413
Travelers $1,257 $1,275 $1,277 $1,271 $6,431 $10,250 $1,341 $1,506
USAA $957 $943 $948 $927 $3,190 $3,571 $1,266 $1,349

Cheap Boise City, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Boise City, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Boise City, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Boise City, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,928 $9,188
American Family $7,059 $9,117
Farmers $7,482 $7,742
GEICO $3,821 $4,741
Liberty Mutual $4,370 $4,862
Nationwide $4,320 $5,278
State Farm $3,363 $4,246
Travelers $6,431 $10,250
USAA $3,190 $3,571

Cheap Boise City, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Boise City, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Boise City, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,843 $1,908
American Family $1,707 $1,707
Farmers $1,310 $1,394
GEICO $1,653 $1,605
Liberty Mutual $1,025 $1,148
Nationwide $1,542 $1,629
State Farm $992 $992
Travelers $1,277 $1,271
USAA $948 $927

Cheap Boise City, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Boise City, Idaho compared to the annual auto insurance rates with a clean record in Boise City, Idaho.

Annual Boise City, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,055 $3,856 $4,335 $3,644
American Family $2,726 $3,866 $4,189 $3,100
Farmers $2,652 $3,374 $3,171 $2,995
GEICO $1,510 $2,393 $3,321 $2,521
Liberty Mutual $1,748 $2,195 $2,245 $2,217
Nationwide $1,966 $2,527 $3,495 $2,197
State Farm $1,635 $1,968 $1,801 $1,801
Travelers $1,886 $2,703 $4,684 $3,031
USAA $1,179 $1,689 $2,279 $1,429

Cheap Boise City, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Boise City, Idaho is not easy. Compare the annual rates for DUI auto insurance in Boise City, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Boise City, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,335
American Family $4,189
Farmers $3,171
GEICO $3,321
Liberty Mutual $2,245
Nationwide $3,495
State Farm $1,801
Travelers $4,684
USAA $2,279

Cheap Boise City, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Boise City, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Boise City, Idaho

Insurance Company Poor Fair Good
Allstate $4,910 $3,339 $2,918
American Family $4,468 $3,204 $2,739
Farmers $3,427 $2,924 $2,793
GEICO $2,961 $2,366 $1,982
Liberty Mutual $2,978 $1,856 $1,470
Nationwide $3,024 $2,461 $2,154
State Farm $2,530 $1,600 $1,274
Travelers $3,513 $2,966 $2,749
USAA $2,365 $1,415 $1,152

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Cheap Boise City, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Boise City, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Boise City, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Boise City, Idaho

ZIP Code Average Annual Rates
83702 $2,643
83703 $2,630
83704 $2,671
83705 $2,646
83706 $2,615
83708 $2,653
83709 $2,641
83712 $2,645
83713 $2,720
83714 $2,691
83716 $2,613
83725 $2,626

Cheap Boise City, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Boise City, Idaho auto insurance. Find the cheapest annual Boise City, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Boise City, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,723 $3,723
American Family $3,398 $3,543
Farmers $3,048 $3,048
GEICO $2,395 $2,478
Liberty Mutual $2,101 $2,101
Nationwide $2,546 $2,546
State Farm $1,756 $1,846
Travelers $3,076 $3,076
USAA $1,624 $1,663

Cheap Boise City, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Boise City, Idaho? Check out the comparison of annual Boise City, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boise City, Idaho

Insurance Company Low Medium High
Allstate $3,561 $3,714 $3,893
American Family $3,432 $3,642 $3,337
Farmers $2,872 $3,007 $3,265
GEICO $2,280 $2,432 $2,597
Liberty Mutual $1,966 $2,099 $2,239
Nationwide $2,483 $2,677 $2,478
State Farm $1,679 $1,807 $1,918
Travelers $3,001 $3,123 $3,104
USAA $1,579 $1,640 $1,712

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Best By Category: Cheapest Auto Insurance in Boise City, Idaho

Compare the cheapest auto insurance companies in Boise City, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Boise City, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Boise City, Idaho Auto Insurance Companies

What auto insurance companies in Boise City, Idaho are the cheapest? Compare the top Boise City, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Boise City, Idaho

Insurance Company Average Annual Rates
Allstate $3,723
American Family $3,470
Farmers $3,048
GEICO $2,436
Liberty Mutual $2,101
Nationwide $2,546
State Farm $1,801
Travelers $3,076
USAA $1,644

What affects auto insurance rates in Boise City, Idaho?

There are a lot of reasons why auto insurance rates in Boise City, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Boise City, Idaho. Many local factors may affect your Boise City auto insurance rates.

Boise City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Boise City, Idaho commute length is 18.5 minutes according to City-Data.

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Compare Boise City, Idaho Auto Insurance Quotes

Before you buy Boise City, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Boise City, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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