Best Cheap Auto Insurance in Bogota, TN (2021)

The average Bogota, TN auto insurance rates are $296 per month. The minimum auto insurance in Bogota is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Bogota, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Bogota is Travelers
  • The minimum auto insurance required in Bogota, Tennessee is 25/50/15
  • The most expensive auto insurance company in Bogota for teen drivers is Liberty Mutual

Bogota, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Bogota can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bogota, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Bogota to other Tennessee cities, including Clarksville auto insurance rates, Murfreesboro auto insurance rates, and Memphis auto insurance rates to see how Bogota, Tennessee auto insurance rates stack up.

Before you buy Bogota, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bogota, Tennessee auto insurance quotes.

Minimum Auto Insurance in Bogota, Tennessee

Bogota, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bogota, Tennessee.

Minimum Required Auto Insurance Coverage in Bogota, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Bogota, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bogota, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bogota, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,850 $2,744 $2,556 $2,654 $10,521 $11,450 $3,055 $3,168
Farmers $1,882 $1,915 $1,688 $1,846 $7,671 $8,149 $2,547 $2,710
GEICO $2,208 $2,234 $2,041 $2,041 $6,470 $6,611 $2,228 $2,297
Liberty Mutual $3,207 $129 $2,645 $2,957 $13,267 $14,743 $3,431 $3,647
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,779 $1,685 $1,449 $1,511 $7,812 $8,804 $2,145 $2,342
State Farm $1,641 $1,641 $1,478 $1,478 $4,980 $6,237 $1,853 $2,149
Travelers $1,631 $1,715 $1,484 $1,577 $4,504 $5,568 $1,735 $1,825
USAA $1,651 $1,687 $1,486 $1,493 $5,782 $6,629 $2,160 $2,310

Cheap Bogota, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bogota, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Bogota, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Bogota, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,521 $11,450
Farmers $7,671 $8,149
GEICO $6,470 $6,611
Liberty Mutual $13,267 $14,743
Nationwide $5,594 $7,251
Progressive $7,812 $8,804
State Farm $4,980 $6,237
Travelers $4,504 $5,568
USAA $5,782 $6,629

Cheap Bogota, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Bogota, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bogota, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,556 $2,654
Farmers $1,688 $1,846
GEICO $2,041 $2,041
Liberty Mutual $2,645 $2,957
Nationwide $1,878 $1,915
Progressive $1,449 $1,511
State Farm $1,478 $1,478
Travelers $1,484 $1,577
USAA $1,486 $1,493

Cheap Bogota, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bogota, Tennessee compared to the annual auto insurance rates with a clean record in Bogota, Tennessee.

Annual Bogota, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,097 $4,874 $5,856 $4,672
Farmers $3,034 $3,753 $3,836 $3,581
GEICO $2,355 $3,177 $5,178 $2,355
Liberty Mutual $4,461 $6,437 $5,982 $5,133
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,033 $3,925 $3,231 $3,574
State Farm $2,447 $2,917 $2,682 $2,682
Travelers $2,037 $2,607 $2,876 $2,499
USAA $2,112 $3,156 $3,714 $2,617

Cheap Bogota, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bogota, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Bogota, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Bogota, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,856
Farmers $3,836
GEICO $5,178
Liberty Mutual $5,982
Nationwide $4,216
Progressive $3,231
State Farm $2,682
Travelers $2,876
USAA $3,714

Cheap Bogota, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bogota, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bogota, Tennessee

Insurance Company Poor Fair Good
Allstate $6,222 $4,762 $3,641
Farmers $4,219 $3,306 $3,128
GEICO $3,712 $3,172 $2,915
Liberty Mutual $7,880 $4,842 $3,788
Nationwide $3,894 $3,084 $2,730
Progressive $3,880 $3,333 $3,109
State Farm $3,895 $2,336 $1,814
Travelers $3,187 $2,499 $1,828
USAA $4,213 $2,460 $2,027

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Cheap Bogota, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bogota, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Bogota, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bogota, Tennessee

ZIP Code Average Annual Rates
38007 $3,598

Cheap Bogota, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Bogota, Tennessee auto insurance. Find the cheapest annual Bogota, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bogota, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,875 $4,875
Farmers $3,551 $3,551
GEICO $3,250 $3,282
Liberty Mutual $5,503 $5,503
Nationwide $3,236 $3,236
Progressive $3,441 $3,441
State Farm $2,618 $2,746
Travelers $2,407 $2,603
USAA $2,817 $2,983

Cheap Bogota, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bogota, Tennessee? Check out the comparison of annual Bogota, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bogota, Tennessee

Insurance Company Low Medium High
Allstate $4,704 $4,863 $5,057
Farmers $3,364 $3,536 $3,752
GEICO $3,131 $3,260 $3,407
Liberty Mutual $5,246 $5,500 $5,763
Nationwide $3,267 $3,162 $3,279
Progressive $3,242 $3,441 $3,639
State Farm $2,529 $2,695 $2,822
Travelers $2,356 $2,502 $2,656
USAA $2,805 $2,889 $3,005

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Best By Category: Cheapest Auto Insurance in Bogota, Tennessee

Compare the cheapest auto insurance companies in Bogota, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bogota, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Bogota, Tennessee Auto Insurance Companies

What auto insurance companies in Bogota, Tennessee are the cheapest? Compare the top Bogota, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bogota, Tennessee

Insurance Company Average Annual Rates
Allstate $4,875
Farmers $3,551
GEICO $3,266
Liberty Mutual $5,503
Nationwide $3,236
Progressive $3,441
State Farm $2,682
Travelers $2,505
USAA $2,900

What affects auto insurance rates in Bogota, Tennessee?

There are a lot of reasons why auto insurance rates in Bogota, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bogota, Tennessee. Many local factors may affect your Bogota auto insurance rates.

Bogota Traffic

How does Bogota, Tennessee rank for traffic? According to Inrix Bogota, Tennessee is the 1st most congested worldwide.

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Compare Bogota, Tennessee Auto Insurance Quotes

Before you buy Bogota, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bogota, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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