Best Cheap Auto Insurance in Bogata, TX (2021)

The average Bogata, TX auto insurance rates are $303 per month. The minimum auto insurance in Bogata is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Bogata, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Bogata, Texas is 30/60/25
  • The average commute length in Bogata is 30.1 minutes
  • The cheapest auto insurance company in Bogata is USAA

Bogata, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Bogata can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bogata, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Bogata to other Texas cities, including Austin auto insurance rates, Dallas auto insurance rates, and Plano auto insurance rates to see how Bogata, Texas auto insurance rates stack up.

Before you buy Bogata, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bogata, Texas auto insurance quotes.

Minimum Auto Insurance in Bogata, Texas

Bogata, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bogata, Texas.

Minimum Required Auto Insurance Coverage in Bogata, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bogata, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bogata, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bogata, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,438 $3,473 $3,396 $3,396 $8,974 $10,845 $4,251 $4,436
American Family $2,317 $2,569 $2,155 $2,457 $5,958 $7,790 $3,286 $3,737
GEICO $2,260 $2,415 $2,156 $2,404 $4,772 $4,977 $2,434 $2,443
Nationwide $2,166 $2,208 $1,915 $2,031 $6,025 $7,753 $2,533 $2,743
Progressive $2,511 $2,368 $2,242 $2,281 $10,742 $11,969 $2,963 $2,988
State Farm $2,069 $2,069 $1,833 $1,833 $4,831 $6,135 $2,241 $2,313
USAA $1,484 $1,496 $1,415 $1,408 $4,127 $4,506 $1,977 $2,128

Cheap Bogata, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bogata, Texas is a challenge. Take a look at the annual teen auto insurance rates in Bogata, Texas.

Annual Auto Insurance Rates for Teen Drivers in Bogata, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,974 $10,845
American Family $5,958 $7,790
GEICO $4,772 $4,977
Nationwide $6,025 $7,753
Progressive $10,742 $11,969
State Farm $4,831 $6,135
USAA $4,127 $4,506

Cheap Bogata, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Bogata, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bogata, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,396 $3,396
American Family $2,155 $2,457
GEICO $2,156 $2,404
Nationwide $1,915 $2,031
Progressive $2,242 $2,281
State Farm $1,833 $1,833
USAA $1,415 $1,408

Cheap Bogata, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bogata, Texas compared to the annual auto insurance rates with a clean record in Bogata, Texas.

Annual Bogata, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,118 $6,302 $6,565 $4,118
American Family $3,457 $4,375 $3,846 $3,457
GEICO $2,534 $3,310 $2,817 $3,268
Nationwide $2,967 $2,967 $4,399 $3,353
Progressive $4,145 $5,386 $4,839 $4,661
State Farm $2,604 $2,969 $3,485 $2,604
USAA $1,733 $2,547 $3,003 $1,988

Cheap Bogata, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bogata, Texas is not easy. Compare the annual rates for DUI auto insurance in Bogata, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Bogata, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,565
American Family $3,846
GEICO $2,817
Nationwide $4,399
Progressive $4,839
State Farm $3,485
USAA $3,003

Cheap Bogata, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bogata, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bogata, Texas

Insurance Company Poor Fair Good
Allstate $6,712 $4,913 $4,203
American Family $5,216 $3,273 $2,862
GEICO $4,593 $2,609 $1,746
Nationwide $4,106 $3,293 $2,866
Progressive $5,342 $4,633 $4,299
State Farm $4,134 $2,568 $2,044
USAA $3,413 $1,963 $1,577

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Cheap Bogata, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bogata, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Bogata, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bogata, Texas

ZIP Code Average Annual Rates
75417 $5,403

Cheap Bogata, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Bogata, Texas auto insurance. Find the cheapest annual Bogata, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bogata, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,151 $5,401
American Family $3,784 $3,784
GEICO $2,925 $3,040
Nationwide $3,422 $3,422
Progressive $4,758 $4,758
State Farm $2,915 $2,915
USAA $2,288 $2,347

Cheap Bogata, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bogata, Texas? Check out the comparison of annual Bogata, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bogata, Texas

Insurance Company Low Medium High
Allstate $5,154 $5,230 $5,443
American Family $3,528 $3,648 $4,175
GEICO $2,841 $2,949 $3,158
Nationwide $3,698 $3,274 $3,293
Progressive $4,505 $4,733 $5,036
State Farm $2,772 $2,905 $3,070
USAA $2,245 $2,309 $2,398

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Best By Category: Cheapest Auto Insurance in Bogata, Texas

Compare the cheapest auto insurance companies in Bogata, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bogata, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Bogata, Texas Auto Insurance Companies

What auto insurance companies in Bogata, Texas are the cheapest? Compare the top Bogata, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bogata, Texas

Insurance Company Average Annual Rates
Allstate $5,276
American Family $3,784
GEICO $2,983
Nationwide $3,422
Progressive $4,758
State Farm $2,915
USAA $2,318

What affects auto insurance rates in Bogata, Texas?

There are a lot of reasons why auto insurance rates in Bogata, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bogata, Texas. Many local factors may affect your Bogata auto insurance rates.

Bogata Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bogata, Texas auto theft statistics, there have been 1 auto thefts in the city.

Bogata Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bogata, Texas commute length is 30.1 minutes according to City-Data.

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Compare Bogata, Texas Auto Insurance Quotes

Before you buy Bogata, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bogata, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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