Best Cheap Auto Insurance in Bode, IA (2021)

The average Bode, IA auto insurance rates are $247 per month. The minimum auto insurance in Bode is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Bode, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Bode for teen drivers is Travelers
  • Average auto insurance rates in Bode, IA for senior drivers are $1,633 per year
  • The cheapest auto insurance company in Bode is USAA

Bode, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Bode can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bode, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Bode to other Iowa cities, including Ames auto insurance rates, West Des Moines auto insurance rates, and Waterloo auto insurance rates to see how Bode, Iowa auto insurance rates stack up.

Before you buy Bode, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bode, Iowa auto insurance quotes.

Minimum Auto Insurance in Bode, Iowa

Bode, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bode, Iowa.

Minimum Required Auto Insurance Coverage in Bode, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Bode, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bode, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bode, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,882 $1,800 $1,683 $1,713 $5,590 $6,306 $2,034 $2,080
American Family $1,968 $1,968 $1,760 $1,760 $5,256 $7,372 $1,968 $2,369
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,166 $2,350 $1,905 $2,314 $10,614 $11,942 $2,455 $2,710
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,610 $1,545 $1,327 $1,381 $4,007 $4,518 $1,934 $2,088
State Farm $1,425 $1,425 $1,258 $1,258 $3,948 $4,995 $1,604 $1,832
Travelers $2,526 $2,578 $2,452 $2,459 $11,220 $17,916 $2,625 $3,107
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Cheap Bode, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bode, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Bode, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Bode, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,590 $6,306
American Family $5,256 $7,372
Farmers $4,449 $4,739
GEICO $4,328 $4,022
Liberty Mutual $10,614 $11,942
Nationwide $3,780 $4,882
Progressive $4,007 $4,518
State Farm $3,948 $4,995
Travelers $11,220 $17,916
USAA $3,380 $3,592

Cheap Bode, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Bode, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bode, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,683 $1,713
American Family $1,760 $1,760
Farmers $1,324 $1,444
GEICO $1,710 $1,564
Liberty Mutual $1,905 $2,314
Nationwide $1,464 $1,560
Progressive $1,327 $1,381
State Farm $1,258 $1,258
Travelers $2,452 $2,459
USAA $1,149 $1,174

Cheap Bode, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bode, Iowa compared to the annual auto insurance rates with a clean record in Bode, Iowa.

Annual Bode, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,444 $2,972 $3,388 $2,740
American Family $2,204 $3,226 $4,189 $2,591
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,935 $4,872 $4,965 $4,457
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,849 $3,036 $2,007 $2,314
State Farm $2,048 $2,389 $2,218 $2,218
Travelers $4,090 $5,450 $7,302 $5,601
USAA $1,432 $1,922 $2,500 $1,643

Cheap Bode, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bode, Iowa is not easy. Compare the annual rates for DUI auto insurance in Bode, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Bode, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,388
American Family $4,189
Farmers $2,558
GEICO $3,206
Liberty Mutual $4,965
Nationwide $3,340
Progressive $2,007
State Farm $2,218
Travelers $7,302
USAA $2,500

Cheap Bode, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bode, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bode, Iowa

Insurance Company Poor Fair Good
Allstate $3,443 $2,746 $2,469
American Family $3,893 $2,860 $2,405
Farmers $2,736 $2,270 $2,151
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,502 $4,014 $3,156
Nationwide $2,864 $2,248 $1,970
Progressive $2,714 $2,197 $1,992
State Farm $3,159 $1,954 $1,541
Travelers $6,311 $5,388 $5,133
USAA $2,466 $1,692 $1,465

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Cheap Bode, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bode, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Bode, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bode, Iowa

ZIP Code Average Annual Rates
50519 $2,494

Cheap Bode, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Bode, Iowa auto insurance. Find the cheapest annual Bode, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bode, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,817 $2,954
American Family $3,017 $3,088
Farmers $2,386 $2,386
GEICO $2,294 $2,387
Liberty Mutual $4,557 $4,557
Nationwide $2,361 $2,361
Progressive $2,301 $2,301
State Farm $2,165 $2,272
Travelers $5,611 $5,611
USAA $1,806 $1,943

Cheap Bode, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bode, Iowa? Check out the comparison of annual Bode, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bode, Iowa

Insurance Company Low Medium High
Allstate $2,755 $2,891 $3,012
American Family $3,064 $3,222 $2,872
Farmers $2,288 $2,393 $2,476
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,379 $4,548 $4,744
Nationwide $2,455 $2,351 $2,276
Progressive $2,165 $2,309 $2,429
State Farm $2,105 $2,232 $2,318
Travelers $5,271 $5,696 $5,865
USAA $1,780 $1,880 $1,963

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Best By Category: Cheapest Auto Insurance in Bode, Iowa

Compare the cheapest auto insurance companies in Bode, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bode, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Bode, Iowa Auto Insurance Companies

What auto insurance companies in Bode, Iowa are the cheapest? Compare the top Bode, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bode, Iowa

Insurance Company Average Annual Rates
Allstate $2,886
American Family $3,053
Farmers $2,386
GEICO $2,341
Liberty Mutual $4,557
Nationwide $2,361
Progressive $2,301
State Farm $2,218
Travelers $5,611
USAA $1,874

What affects auto insurance rates in Bode, Iowa?

There are a lot of reasons why auto insurance rates in Bode, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bode, Iowa. Many local factors may affect your Bode auto insurance rates.

Bode Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bode, Iowa commute length is 24.1 minutes according to City-Data.

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Compare Bode, Iowa Auto Insurance Quotes

Before you buy Bode, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bode, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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