Best Cheap Auto Insurance in Boca Raton, FL (2021)

The average Boca Raton, FL auto insurance rates are $497 per month. The minimum auto insurance in Boca Raton is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Boca Raton, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Boca Raton, Florida is 10/20/10
  • The cheapest auto insurance company in Boca Raton is USAA
  • The most expensive auto insurance company in Boca Raton for teen drivers is Allstate

Boca Raton, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Boca Raton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Boca Raton, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Boca Raton to other Florida cities, including Tampa auto insurance rates, Miami auto insurance rates, and Cape Coral auto insurance rates to see how Boca Raton, Florida auto insurance rates stack up.

Before you buy Boca Raton, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Boca Raton, Florida auto insurance quotes.

Minimum Auto Insurance in Boca Raton, Florida

Boca Raton, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Boca Raton, Florida.

Minimum Required Auto Insurance Coverage in Boca Raton, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Boca Raton, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Boca Raton, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boca Raton, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,597 $5,317 $4,883 $4,940 $19,554 $21,222 $5,458 $5,492
GEICO $4,111 $4,123 $3,844 $3,844 $7,426 $9,274 $4,532 $4,575
Liberty Mutual $4,723 $4,723 $4,313 $4,313 $10,158 $15,739 $4,723 $6,468
Nationwide $4,079 $4,025 $3,625 $3,755 $10,038 $12,399 $4,509 $4,698
Progressive $4,756 $4,437 $4,041 $4,344 $13,632 $14,785 $5,714 $5,373
State Farm $2,642 $2,642 $2,398 $2,398 $7,419 $9,476 $2,942 $3,120
USAA $1,932 $1,894 $1,817 $1,792 $6,821 $7,881 $2,413 $2,596

Cheap Boca Raton, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Boca Raton, Florida is a challenge. Take a look at the annual teen auto insurance rates in Boca Raton, Florida.

Annual Auto Insurance Rates for Teen Drivers in Boca Raton, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,554 $21,222
GEICO $7,426 $9,274
Liberty Mutual $10,158 $15,739
Nationwide $10,038 $12,399
Progressive $13,632 $14,785
State Farm $7,419 $9,476
USAA $6,821 $7,881

Cheap Boca Raton, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Boca Raton, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Boca Raton, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,883 $4,940
GEICO $3,844 $3,844
Liberty Mutual $4,313 $4,313
Nationwide $3,625 $3,755
Progressive $4,041 $4,344
State Farm $2,398 $2,398
USAA $1,817 $1,792

Cheap Boca Raton, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Boca Raton, Florida compared to the annual auto insurance rates with a clean record in Boca Raton, Florida.

Annual Boca Raton, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,782 $9,385 $10,407 $8,657
GEICO $3,581 $4,625 $6,969 $5,690
Liberty Mutual $4,868 $6,428 $9,502 $6,782
Nationwide $5,004 $5,508 $7,476 $5,577
Progressive $5,613 $8,346 $7,021 $7,562
State Farm $3,766 $4,493 $4,130 $4,130
USAA $2,633 $3,278 $4,896 $2,767

Cheap Boca Raton, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Boca Raton, Florida is not easy. Compare the annual rates for DUI auto insurance in Boca Raton, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Boca Raton, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,407
GEICO $6,969
Liberty Mutual $9,502
Nationwide $7,476
Progressive $7,021
State Farm $4,130
USAA $4,896

Cheap Boca Raton, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Boca Raton, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Boca Raton, Florida

Insurance Company Poor Fair Good
Allstate $12,724 $8,003 $6,446
GEICO $7,671 $4,579 $3,399
Liberty Mutual $8,931 $6,509 $5,244
Nationwide $7,396 $5,401 $4,876
Progressive $9,265 $6,628 $5,513
State Farm $5,690 $3,692 $3,007
USAA $5,502 $2,710 $1,969

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Boca Raton, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Boca Raton, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Boca Raton, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Boca Raton, Florida

ZIP Code Average Annual Rates
33428 $4,545
33431 $4,582
33432 $4,582
33433 $4,579
33434 $4,543
33486 $4,582
33487 $4,582
33496 $4,621
33498 $4,621

Cheap Boca Raton, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Boca Raton, Florida auto insurance. Find the cheapest annual Boca Raton, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Boca Raton, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,800 $9,315
GEICO $5,191 $5,241
Liberty Mutual $6,666 $7,124
Nationwide $5,891 $5,891
Progressive $7,135 $7,135
State Farm $3,981 $4,278
USAA $3,355 $3,432

Cheap Boca Raton, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Boca Raton, Florida? Check out the comparison of annual Boca Raton, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boca Raton, Florida

Insurance Company Low Medium High
Allstate $6,774 $9,575 $10,824
GEICO $4,176 $5,416 $6,057
Liberty Mutual $6,281 $7,018 $7,386
Nationwide $4,541 $6,143 $6,990
Progressive $5,768 $7,328 $8,310
State Farm $3,509 $4,232 $4,648
USAA $2,872 $3,531 $3,778

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Boca Raton, Florida

Compare the cheapest auto insurance companies in Boca Raton, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Boca Raton, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Boca Raton, Florida Auto Insurance Companies

What auto insurance companies in Boca Raton, Florida are the cheapest? Compare the top Boca Raton, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Boca Raton, Florida

Insurance Company Average Annual Rates
Allstate $9,058
GEICO $5,216
Liberty Mutual $6,895
Nationwide $5,891
Progressive $7,135
State Farm $4,130
USAA $3,394

What affects auto insurance rates in Boca Raton, Florida?

There are a lot of reasons why auto insurance rates in Boca Raton, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Boca Raton, Florida. Many local factors may affect your Boca Raton auto insurance rates.

Boca Raton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Boca Raton, Florida auto theft statistics, there have been 190 auto thefts in the city.

Boca Raton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Boca Raton, Florida commute length is 21.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Boca Raton, Florida Auto Insurance Quotes

Before you buy Boca Raton, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Boca Raton, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption