Best Cheap Auto Insurance in Bluff City, KS (2021)

The average Bluff City, KS auto insurance rates are $296 per month. The minimum auto insurance in Bluff City is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Bluff City, Kansas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Bluff City for teen drivers is Travelers
  • Average auto insurance rates in Bluff City, KS for senior drivers are $2,114 per year
  • The minimum auto insurance required in Bluff City, Kansas is 25/50/25

Bluff City, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Bluff City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bluff City, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Bluff City to other Kansas cities, including Wichita auto insurance rates, Kansas City auto insurance rates, and Salina auto insurance rates to see how Bluff City, Kansas auto insurance rates stack up.

Before you buy Bluff City, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bluff City, Kansas auto insurance quotes.

Minimum Auto Insurance in Bluff City, Kansas

Bluff City, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bluff City, Kansas.

Minimum Required Auto Insurance Coverage in Bluff City, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Bluff City, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bluff City, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bluff City, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,687 $2,631 $2,380 $2,453 $6,991 $7,738 $2,791 $2,894
American Family $1,865 $1,865 $1,682 $1,682 $3,532 $4,228 $1,865 $2,087
Farmers $2,823 $2,814 $2,530 $2,631 $7,220 $7,485 $3,168 $3,350
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,769 $1,824 $1,574 $1,698 $3,618 $4,432 $2,055 $2,187
Progressive $2,619 $2,531 $2,116 $2,192 $8,954 $10,143 $3,094 $3,301
State Farm $1,757 $1,757 $1,544 $1,544 $4,747 $6,047 $1,976 $2,232
Travelers $2,357 $2,410 $2,241 $2,288 $9,086 $14,286 $2,400 $2,915
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap Bluff City, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bluff City, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Bluff City, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Bluff City, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,991 $7,738
American Family $3,532 $4,228
Farmers $7,220 $7,485
GEICO $5,374 $7,167
Liberty Mutual $10,464 $11,698
Nationwide $3,618 $4,432
Progressive $8,954 $10,143
State Farm $4,747 $6,047
Travelers $9,086 $14,286
USAA $4,983 $5,299

Cheap Bluff City, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Bluff City, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bluff City, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,380 $2,453
American Family $1,682 $1,682
Farmers $2,530 $2,631
GEICO $3,138 $2,920
Liberty Mutual $2,256 $2,519
Nationwide $1,574 $1,698
Progressive $2,116 $2,192
State Farm $1,544 $1,544
Travelers $2,241 $2,288
USAA $1,424 $1,461

Cheap Bluff City, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bluff City, Kansas compared to the annual auto insurance rates with a clean record in Bluff City, Kansas.

Annual Bluff City, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $3,873 $4,379 $3,700
American Family $2,314 $2,464 $2,314 $2,314
Farmers $3,389 $4,328 $4,219 $4,075
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,799 $2,069 $3,652 $2,059
Progressive $4,043 $4,707 $4,208 $4,516
State Farm $2,501 $2,900 $2,700 $2,700
Travelers $3,524 $4,528 $6,164 $4,776
USAA $1,897 $2,529 $3,713 $2,170

Cheap Bluff City, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bluff City, Kansas is not easy. Compare the annual rates for DUI auto insurance in Bluff City, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Bluff City, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,379
American Family $2,314
Farmers $4,219
GEICO $6,215
Liberty Mutual $5,201
Nationwide $3,652
Progressive $4,208
State Farm $2,700
Travelers $6,164
USAA $3,713

Cheap Bluff City, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bluff City, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bluff City, Kansas

Insurance Company Poor Fair Good
Allstate $4,744 $3,585 $3,133
American Family $3,068 $2,176 $1,808
Farmers $4,728 $3,744 $3,536
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,659 $2,342 $2,184
Progressive $5,056 $4,195 $3,855
State Farm $3,932 $2,350 $1,820
Travelers $5,511 $4,455 $4,278
USAA $3,553 $2,300 $1,879

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Bluff City, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bluff City, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Bluff City, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bluff City, Kansas

ZIP Code Average Annual Rates
67018 $3,696

Cheap Bluff City, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Bluff City, Kansas auto insurance. Find the cheapest annual Bluff City, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bluff City, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,820 $3,820
American Family $2,320 $2,382
Farmers $4,003 $4,003
GEICO $3,773 $3,945
Liberty Mutual $4,685 $4,685
Nationwide $2,395 $2,395
Progressive $4,369 $4,369
State Farm $2,632 $2,768
Travelers $4,748 $4,748
USAA $2,500 $2,655

Cheap Bluff City, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bluff City, Kansas? Check out the comparison of annual Bluff City, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bluff City, Kansas

Insurance Company Low Medium High
Allstate $3,688 $3,811 $3,962
American Family $2,380 $2,470 $2,203
Farmers $3,862 $3,984 $4,162
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,518 $2,368 $2,298
Progressive $4,161 $4,338 $4,606
State Farm $2,597 $2,708 $2,796
Travelers $4,529 $4,754 $4,960
USAA $2,515 $2,573 $2,644

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Bluff City, Kansas

Compare the cheapest auto insurance companies in Bluff City, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bluff City, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

The Cheapest Bluff City, Kansas Auto Insurance Companies

What auto insurance companies in Bluff City, Kansas are the cheapest? Compare the top Bluff City, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bluff City, Kansas

Insurance Company Average Annual Rates
Allstate $3,821
American Family $2,351
Farmers $4,003
GEICO $3,859
Liberty Mutual $4,685
Nationwide $2,395
Progressive $4,369
State Farm $2,700
Travelers $4,748
USAA $2,577

Compare Bluff City, Kansas Auto Insurance Quotes

Before you buy Bluff City, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bluff City, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption