Best Cheap Auto Insurance in Bluff City, AR (2021)

The average Bluff City, AR auto insurance rates are $339 per month. The minimum auto insurance in Bluff City is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Bluff City, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The average commute length in Bluff City is 35.9 minutes
  • The cheapest auto insurance company in Bluff City is USAA
  • The minimum auto insurance required in Bluff City, Arkansas is 25/50/25

Bluff City, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Bluff City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bluff City, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Bluff City to other Arkansas cities, including Jonesboro auto insurance rates, Fayetteville auto insurance rates, and Rogers auto insurance rates to see how Bluff City, Arkansas auto insurance rates stack up.

Before you buy Bluff City, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bluff City, Arkansas auto insurance quotes.

Minimum Auto Insurance in Bluff City, Arkansas

Bluff City, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bluff City, Arkansas.

Minimum Required Auto Insurance Coverage in Bluff City, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bluff City, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bluff City, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bluff City, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,064 $3,115 $2,700 $2,897 $10,571 $12,576 $3,435 $3,755
Farmers $2,184 $2,175 $1,955 $2,053 $9,040 $9,363 $2,503 $2,643
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,561 $2,438 $2,102 $2,195 $10,553 $11,895 $3,064 $3,308
State Farm $1,765 $1,765 $1,560 $1,560 $4,838 $6,104 $1,982 $2,267
Travelers $2,257 $2,303 $2,211 $2,221 $12,843 $20,594 $2,405 $2,809
USAA $1,421 $1,437 $1,314 $1,327 $4,446 $4,665 $1,835 $1,983

Cheap Bluff City, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bluff City, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Bluff City, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Bluff City, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,571 $12,576
Farmers $9,040 $9,363
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $10,553 $11,895
State Farm $4,838 $6,104
Travelers $12,843 $20,594
USAA $4,446 $4,665

Cheap Bluff City, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Bluff City, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bluff City, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,700 $2,897
Farmers $1,955 $2,053
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,102 $2,195
State Farm $1,560 $1,560
Travelers $2,211 $2,221
USAA $1,314 $1,327

Cheap Bluff City, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bluff City, Arkansas compared to the annual auto insurance rates with a clean record in Bluff City, Arkansas.

Annual Bluff City, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,392 $5,474 $6,006 $5,184
Farmers $3,372 $4,320 $4,218 $4,048
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,113 $5,689 $4,319 $4,938
State Farm $2,522 $2,938 $2,730 $2,730
Travelers $4,995 $5,161 $7,532 $6,133
USAA $1,769 $2,241 $3,240 $1,964

Cheap Bluff City, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bluff City, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Bluff City, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Bluff City, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,006
Farmers $4,218
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,319
State Farm $2,730
Travelers $7,532
USAA $3,240

Cheap Bluff City, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bluff City, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bluff City, Arkansas

Insurance Company Poor Fair Good
Allstate $6,633 $5,056 $4,104
Farmers $4,546 $3,801 $3,622
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,421 $4,602 $4,271
State Farm $3,955 $2,382 $1,854
Travelers $6,843 $5,699 $5,323
USAA $3,059 $2,081 $1,771

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Cheap Bluff City, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bluff City, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Bluff City, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bluff City, Arkansas

ZIP Code Average Annual Rates
71722 $4,129

Cheap Bluff City, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Bluff City, Arkansas auto insurance. Find the cheapest annual Bluff City, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bluff City, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,264 $5,264
Farmers $3,990 $3,990
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $4,765 $4,765
State Farm $2,666 $2,794
Travelers $5,955 $5,955
USAA $2,237 $2,370

Cheap Bluff City, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bluff City, Arkansas? Check out the comparison of annual Bluff City, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bluff City, Arkansas

Insurance Company Low Medium High
Allstate $5,143 $5,262 $5,387
Farmers $3,800 $3,950 $4,219
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,417 $4,694 $5,183
State Farm $2,617 $2,727 $2,847
Travelers $5,697 $5,973 $6,196
USAA $2,214 $2,296 $2,401

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Best By Category: Cheapest Auto Insurance in Bluff City, Arkansas

Compare the cheapest auto insurance companies in Bluff City, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bluff City, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Bluff City, Arkansas Auto Insurance Companies

What auto insurance companies in Bluff City, Arkansas are the cheapest? Compare the top Bluff City, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bluff City, Arkansas

Insurance Company Average Annual Rates
Allstate $5,264
Farmers $3,990
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,833
Progressive $4,765
State Farm $2,730
Travelers $5,955
USAA $2,303

What affects auto insurance rates in Bluff City, Arkansas?

There are a lot of reasons why auto insurance rates in Bluff City, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bluff City, Arkansas. Many local factors may affect your Bluff City auto insurance rates.

Bluff City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bluff City, Arkansas commute length is 35.9 minutes according to City-Data.

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Compare Bluff City, Arkansas Auto Insurance Quotes

Before you buy Bluff City, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bluff City, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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