Best Cheap Auto Insurance in Blue Springs, MS (2021)

The average Blue Springs, MS auto insurance rates are $274 per month. The minimum auto insurance in Blue Springs is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Blue Springs, Mississippi, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Blue Springs is USAA
  • The most expensive auto insurance company in Blue Springs for teen drivers is Allstate
  • Average auto insurance rates in Blue Springs, MS for senior drivers are $1,776 per year

Blue Springs, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Blue Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Blue Springs, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Blue Springs to other Mississippi cities, including Southaven auto insurance rates, Hattiesburg auto insurance rates, and Greenville auto insurance rates to see how Blue Springs, Mississippi auto insurance rates stack up.

Before you buy Blue Springs, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Blue Springs, Mississippi auto insurance quotes.

Minimum Auto Insurance in Blue Springs, Mississippi

Blue Springs, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Blue Springs, Mississippi.

Minimum Required Auto Insurance Coverage in Blue Springs, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Blue Springs, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Blue Springs, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Blue Springs, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,355 $2,190 $2,240 $9,742 $10,417 $2,811 $2,891
GEICO $2,492 $2,353 $2,255 $2,095 $6,384 $6,014 $4,266 $2,019
Liberty Mutual $2,482 $2,688 $1,995 $2,238 $8,870 $9,867 $2,638 $2,779
Nationwide $1,774 $1,818 $1,599 $1,688 $3,517 $4,448 $2,006 $2,164
Progressive $2,158 $2,010 $1,780 $1,726 $8,019 $8,962 $2,219 $2,316
State Farm $1,658 $1,658 $1,493 $1,493 $4,928 $6,178 $1,852 $2,123
Travelers $1,646 $1,676 $1,566 $1,567 $7,320 $11,555 $1,727 $2,005
USAA $1,323 $1,312 $1,234 $1,251 $3,254 $3,861 $1,613 $1,778

Cheap Blue Springs, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Blue Springs, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Blue Springs, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Blue Springs, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,742 $10,417
GEICO $6,384 $6,014
Liberty Mutual $8,870 $9,867
Nationwide $3,517 $4,448
Progressive $8,019 $8,962
State Farm $4,928 $6,178
Travelers $7,320 $11,555
USAA $3,254 $3,861

Cheap Blue Springs, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Blue Springs, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Blue Springs, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,240
GEICO $2,255 $2,095
Liberty Mutual $1,995 $2,238
Nationwide $1,599 $1,688
Progressive $1,780 $1,726
State Farm $1,493 $1,493
Travelers $1,566 $1,567
USAA $1,234 $1,251

Cheap Blue Springs, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Blue Springs, Mississippi compared to the annual auto insurance rates with a clean record in Blue Springs, Mississippi.

Annual Blue Springs, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,714 $4,368 $5,269 $4,202
GEICO $2,190 $3,298 $4,977 $3,474
Liberty Mutual $2,981 $4,749 $4,866 $4,182
Nationwide $1,915 $2,421 $3,059 $2,111
Progressive $3,120 $4,203 $3,609 $3,663
State Farm $2,418 $2,985 $2,644 $2,644
Travelers $3,175 $3,324 $4,565 $3,468
USAA $1,528 $1,947 $2,639 $1,699

Cheap Blue Springs, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Blue Springs, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Blue Springs, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Blue Springs, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,269
GEICO $4,977
Liberty Mutual $4,866
Nationwide $3,059
Progressive $3,609
State Farm $2,644
Travelers $4,565
USAA $2,639

Cheap Blue Springs, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Blue Springs, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Blue Springs, Mississippi

Insurance Company Poor Fair Good
Allstate $5,079 $4,497 $3,588
GEICO $5,255 $2,978 $2,222
Liberty Mutual $6,014 $3,678 $2,893
Nationwide $2,777 $2,274 $2,079
Progressive $4,127 $3,532 $3,287
State Farm $3,851 $2,337 $1,830
Travelers $4,125 $3,364 $3,410
USAA $2,670 $1,739 $1,451

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Blue Springs, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Blue Springs, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Blue Springs, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Blue Springs, Mississippi

ZIP Code Average Annual Rates
38828 $2,844

Cheap Blue Springs, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Blue Springs, Mississippi auto insurance. Find the cheapest annual Blue Springs, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Blue Springs, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,388 $4,388
GEICO $3,472 $3,497
Liberty Mutual $4,195 $4,195
Nationwide $2,377 $2,377
Progressive $3,649 $3,649
State Farm $2,609 $2,736
Travelers $3,633 $3,633
USAA $1,893 $2,013

Cheap Blue Springs, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Blue Springs, Mississippi? Check out the comparison of annual Blue Springs, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Blue Springs, Mississippi

Insurance Company Low Medium High
Allstate $4,229 $4,385 $4,551
GEICO $3,289 $3,509 $3,657
Liberty Mutual $3,932 $4,176 $4,476
Nationwide $2,244 $2,369 $2,517
Progressive $3,272 $3,697 $3,977
State Farm $2,514 $2,661 $2,843
Travelers $3,455 $3,655 $3,788
USAA $1,827 $1,942 $2,090

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Blue Springs, Mississippi

Compare the cheapest auto insurance companies in Blue Springs, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Blue Springs, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Blue Springs, Mississippi Auto Insurance Companies

What auto insurance companies in Blue Springs, Mississippi are the cheapest? Compare the top Blue Springs, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Blue Springs, Mississippi

Insurance Company Average Annual Rates
Allstate $4,388
GEICO $3,485
Liberty Mutual $4,195
Nationwide $2,377
Progressive $3,649
State Farm $2,673
Travelers $3,633
USAA $1,953

What affects auto insurance rates in Blue Springs, Mississippi?

There are a lot of reasons why auto insurance rates in Blue Springs, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Blue Springs, Mississippi. Many local factors may affect your Blue Springs auto insurance rates.

Blue Springs Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Blue Springs, Mississippi auto theft statistics, there have been 155 auto thefts in the city.

Blue Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Blue Springs, Mississippi commute length is 15.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Blue Springs, Mississippi Auto Insurance Quotes

Before you buy Blue Springs, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Blue Springs, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption