Best Cheap Auto Insurance in Bloomington, CA (2021)

The average Bloomington, CA auto insurance rates are $331 per month. The minimum auto insurance in Bloomington is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Bloomington, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Bloomington is USAA
  • Average auto insurance rates in Bloomington, CA for senior drivers are $2,373 per year
  • The average commute length in Bloomington is 28.6 minutes

Bloomington, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Bloomington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bloomington, California, including driving record, credit, commute time, and more.

Compare auto insurance in Bloomington to other California cities, including San Jose auto insurance rates, Bakersfield auto insurance rates, and Fresno auto insurance rates to see how Bloomington, California auto insurance rates stack up.

Before you buy Bloomington, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bloomington, California auto insurance quotes.

Minimum Auto Insurance in Bloomington, California

Bloomington, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bloomington, California.

Minimum Required Auto Insurance Coverage in Bloomington, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Bloomington, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bloomington, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bloomington, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,188 $3,195 $2,311 $2,341 $8,819 $11,106 $4,107 $4,537
Farmers $3,116 $3,116 $2,808 $2,808 $9,948 $16,317 $3,693 $4,112
GEICO $1,776 $1,777 $1,671 $1,671 $5,400 $5,490 $2,551 $2,607
Liberty Mutual $2,174 $2,052 $2,025 $1,960 $4,697 $5,021 $2,443 $2,474
Nationwide $3,441 $3,283 $3,020 $2,845 $8,771 $9,694 $4,104 $4,048
Progressive $1,853 $1,908 $1,563 $1,861 $4,900 $5,925 $2,669 $2,872
State Farm $4,077 $4,077 $3,644 $3,644 $7,505 $9,312 $4,513 $4,653
Travelers $2,674 $2,590 $2,358 $2,332 $5,531 $6,361 $3,494 $3,418
USAA $1,974 $1,871 $1,926 $1,935 $4,491 $4,511 $2,728 $2,580

Cheap Bloomington, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bloomington, California is a challenge. Take a look at the annual teen auto insurance rates in Bloomington, California.

Annual Auto Insurance Rates for Teen Drivers in Bloomington, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,819 $11,106
Farmers $9,948 $16,317
GEICO $5,400 $5,490
Liberty Mutual $4,697 $5,021
Nationwide $8,771 $9,694
Progressive $4,900 $5,925
State Farm $7,505 $9,312
Travelers $5,531 $6,361
USAA $4,491 $4,511

Cheap Bloomington, California Auto Insurance for Seniors

What are senior auto insurance rates in Bloomington, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bloomington, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,311 $2,341
Farmers $2,808 $2,808
GEICO $1,671 $1,671
Liberty Mutual $2,025 $1,960
Nationwide $3,020 $2,845
Progressive $1,563 $1,861
State Farm $3,644 $3,644
Travelers $2,358 $2,332
USAA $1,926 $1,935

Cheap Bloomington, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bloomington, California compared to the annual auto insurance rates with a clean record in Bloomington, California.

Annual Bloomington, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,969 $5,030 $7,896 $3,906
Farmers $4,243 $5,778 $7,199 $5,739
GEICO $2,005 $3,096 $3,883 $2,487
Liberty Mutual $2,478 $3,320 $2,998 $2,627
Nationwide $3,417 $4,384 $7,418 $4,384
Progressive $1,928 $3,270 $3,799 $2,777
State Farm $3,695 $4,407 $8,324 $4,288
Travelers $2,390 $3,908 $4,554 $3,526
USAA $1,828 $2,718 $4,460 $2,003

Cheap Bloomington, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bloomington, California is not easy. Compare the annual rates for DUI auto insurance in Bloomington, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Bloomington, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,896
Farmers $7,199
GEICO $3,883
Liberty Mutual $2,998
Nationwide $7,418
Progressive $3,799
State Farm $8,324
Travelers $4,554
USAA $4,460

Cheap Bloomington, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bloomington, California can vary. Compare the annual cost of auto insurance by ZIP code in Bloomington, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bloomington, California

ZIP Code Average Annual Rates
92316 $5,358

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Cheap Bloomington, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Bloomington, California auto insurance. Find the cheapest annual Bloomington, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bloomington, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,462 $5,439
Farmers $5,207 $6,272
GEICO $2,605 $3,131
Liberty Mutual $2,621 $3,091
Nationwide $4,326 $5,476
Progressive $2,672 $3,216
State Farm $4,990 $5,367
Travelers $3,229 $3,960
USAA $2,535 $2,969

Cheap Bloomington, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bloomington, California? Check out the comparison of annual Bloomington, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bloomington, California

Insurance Company Low Medium High
Allstate $4,691 $4,992 $5,168
Farmers $5,350 $5,783 $6,085
GEICO $2,581 $2,902 $3,120
Liberty Mutual $2,649 $2,881 $3,038
Nationwide $4,370 $4,989 $5,343
Progressive $2,664 $3,025 $3,142
State Farm $4,671 $5,265 $5,599
Travelers $3,158 $3,686 $3,940
USAA $2,494 $2,806 $2,957

Best By Category: Cheapest Auto Insurance in Bloomington, California

Compare the cheapest auto insurance companies in Bloomington, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bloomington, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Bloomington, California Auto Insurance Companies

What auto insurance companies in Bloomington, California are the cheapest? Compare the top Bloomington, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bloomington, California

Insurance Company Average Annual Rates
Allstate $4,950
Farmers $5,740
GEICO $2,868
Liberty Mutual $2,856
Nationwide $4,901
Progressive $2,944
State Farm $5,178
Travelers $3,595
USAA $2,752

What affects auto insurance rates in Bloomington, California?

There are a lot of reasons why auto insurance rates in Bloomington, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bloomington, California. Many local factors may affect your Bloomington auto insurance rates.

Bloomington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bloomington, California commute length is 28.6 minutes according to City-Data.

Compare Bloomington, California Auto Insurance Quotes

Before you buy Bloomington, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bloomington, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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