Best Cheap Auto Insurance in Blanchester, OH (2021)

The average Blanchester, OH auto insurance rates are $230 per month. The minimum auto insurance in Blanchester is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Blanchester, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Blanchester is 32.0 minutes
  • The cheapest auto insurance company in Blanchester is USAA
  • The most expensive auto insurance company in Blanchester for teen drivers is Liberty Mutual

Blanchester, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Blanchester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Blanchester, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Blanchester to other Ohio cities, including Cincinnati auto insurance rates, Lorain auto insurance rates, and Youngs auto insurance rates to see how Blanchester, Ohio auto insurance rates stack up.

Before you buy Blanchester, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Blanchester, Ohio auto insurance quotes.

Minimum Auto Insurance in Blanchester, Ohio

Blanchester, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Blanchester, Ohio.

Minimum Required Auto Insurance Coverage in Blanchester, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Blanchester, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Blanchester, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Blanchester, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,108 $2,102 $1,901 $2,033 $5,824 $6,665 $2,216 $2,367
American Family $947 $984 $864 $868 $2,871 $3,119 $1,170 $1,233
Farmers $1,818 $1,810 $1,602 $1,686 $7,885 $8,179 $2,040 $2,138
GEICO $1,310 $1,267 $1,219 $1,222 $3,458 $3,218 $1,457 $1,239
Liberty Mutual $1,828 $1,993 $1,409 $1,709 $9,609 $10,846 $1,942 $2,119
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $1,727 $1,627 $1,442 $1,485 $7,621 $8,579 $2,064 $2,130
State Farm $1,567 $1,567 $1,401 $1,401 $4,875 $6,127 $1,819 $2,085
Travelers $1,419 $1,440 $1,412 $1,403 $6,123 $9,650 $1,480 $1,688
USAA $882 $889 $841 $838 $2,743 $3,051 $1,178 $1,271

Cheap Blanchester, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Blanchester, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Blanchester, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Blanchester, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,824 $6,665
American Family $2,871 $3,119
Farmers $7,885 $8,179
GEICO $3,458 $3,218
Liberty Mutual $9,609 $10,846
Nationwide $5,646 $7,298
Progressive $7,621 $8,579
State Farm $4,875 $6,127
Travelers $6,123 $9,650
USAA $2,743 $3,051

Cheap Blanchester, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Blanchester, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Blanchester, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,901 $2,033
American Family $864 $868
Farmers $1,602 $1,686
GEICO $1,219 $1,222
Liberty Mutual $1,409 $1,709
Nationwide $2,007 $2,025
Progressive $1,442 $1,485
State Farm $1,401 $1,401
Travelers $1,412 $1,403
USAA $841 $838

Cheap Blanchester, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Blanchester, Ohio compared to the annual auto insurance rates with a clean record in Blanchester, Ohio.

Annual Blanchester, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,651 $3,204 $3,754 $2,997
American Family $1,444 $1,528 $1,528 $1,528
Farmers $2,798 $3,602 $3,512 $3,666
GEICO $1,230 $1,762 $2,528 $1,676
Liberty Mutual $3,305 $4,239 $4,329 $3,854
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $2,876 $3,906 $3,064 $3,491
State Farm $2,375 $2,836 $2,605 $2,605
Travelers $2,264 $2,953 $4,456 $2,635
USAA $1,122 $1,505 $1,976 $1,243

Cheap Blanchester, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Blanchester, Ohio is not easy. Compare the annual rates for DUI auto insurance in Blanchester, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Blanchester, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,754
American Family $1,528
Farmers $3,512
GEICO $2,528
Liberty Mutual $4,329
Nationwide $4,311
Progressive $3,064
State Farm $2,605
Travelers $4,456
USAA $1,976

Cheap Blanchester, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Blanchester, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Blanchester, Ohio

Insurance Company Poor Fair Good
Allstate $4,049 $2,946 $2,461
American Family $1,997 $1,366 $1,157
Farmers $3,848 $3,246 $3,091
GEICO $2,156 $1,799 $1,441
Liberty Mutual $5,625 $3,458 $2,713
Nationwide $4,017 $3,235 $2,731
Progressive $3,746 $3,236 $3,021
State Farm $3,713 $2,294 $1,808
Travelers $3,440 $2,994 $2,796
USAA $1,896 $1,343 $1,145

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Cheap Blanchester, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Blanchester, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Blanchester, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Blanchester, Ohio

ZIP Code Average Annual Rates
45107 $2,640

Cheap Blanchester, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Blanchester, Ohio auto insurance. Find the cheapest annual Blanchester, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Blanchester, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,152 $3,152
American Family $1,489 $1,525
Farmers $3,395 $3,395
GEICO $1,766 $1,831
Liberty Mutual $3,932 $3,932
Nationwide $3,328 $3,328
Progressive $3,334 $3,334
State Farm $2,541 $2,670
Travelers $3,077 $3,077
USAA $1,407 $1,517

Cheap Blanchester, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Blanchester, Ohio? Check out the comparison of annual Blanchester, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Blanchester, Ohio

Insurance Company Low Medium High
Allstate $3,050 $3,146 $3,260
American Family $1,483 $1,518 $1,520
Farmers $3,233 $3,350 $3,602
GEICO $1,745 $1,791 $1,860
Liberty Mutual $3,787 $3,951 $4,058
Nationwide $3,681 $3,226 $3,077
Progressive $3,202 $3,305 $3,496
State Farm $2,479 $2,613 $2,723
Travelers $2,997 $3,117 $3,117
USAA $1,398 $1,460 $1,527

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Best By Category: Cheapest Auto Insurance in Blanchester, Ohio

Compare the cheapest auto insurance companies in Blanchester, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Blanchester, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Blanchester, Ohio Auto Insurance Companies

What auto insurance companies in Blanchester, Ohio are the cheapest? Compare the top Blanchester, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Blanchester, Ohio

Insurance Company Average Annual Rates
Allstate $3,152
American Family $1,507
Farmers $3,395
GEICO $1,799
Liberty Mutual $3,932
Nationwide $3,328
Progressive $3,334
State Farm $2,605
Travelers $3,077
USAA $1,462

What affects auto insurance rates in Blanchester, Ohio?

There are a lot of reasons why auto insurance rates in Blanchester, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Blanchester, Ohio. Many local factors may affect your Blanchester auto insurance rates.

Blanchester Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Blanchester, Ohio auto theft statistics, there have been 39 auto thefts in the city.

Blanchester Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Blanchester, Ohio commute length is 32.0 minutes according to City-Data.

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Compare Blanchester, Ohio Auto Insurance Quotes

Before you buy Blanchester, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Blanchester, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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