Best Cheap Auto Insurance in Black River, MI (2021)

The average Black River, MI auto insurance rates are $757 per month. The minimum auto insurance in Black River is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Black River, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Black River for teen drivers is Allstate
  • The cheapest auto insurance company in Black River is USAA
  • Average auto insurance rates in Black River, MI for senior drivers are $5,976 per year

Black River, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Black River can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Black River, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Black River to other Michigan cities, including Livonia auto insurance rates, Lansing auto insurance rates, and Ann Arbor auto insurance rates to see how Black River, Michigan auto insurance rates stack up.

Before you buy Black River, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Black River, Michigan auto insurance quotes.

Minimum Auto Insurance in Black River, Michigan

Black River, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Black River, Michigan.

Minimum Required Auto Insurance Coverage in Black River, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Black River, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Black River, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Black River, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,130 $14,130 $13,112 $13,112 $35,096 $35,096 $14,887 $14,887
Farmers $4,182 $4,182 $3,904 $3,904 $9,101 $9,101 $4,687 $4,687
GEICO $3,763 $3,763 $3,801 $3,801 $10,378 $10,378 $3,599 $3,599
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,763 $4,763 $4,231 $4,231 $12,415 $12,415 $5,214 $5,214
Progressive $3,015 $2,822 $2,654 $2,956 $10,631 $11,317 $3,514 $3,272
State Farm $6,666 $6,666 $6,164 $6,164 $23,056 $23,056 $7,815 $7,815
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,489 $2,376 $2,338 $2,222 $6,054 $5,798 $3,047 $2,949

Cheap Black River, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Black River, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Black River, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Black River, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,096 $35,096
Farmers $9,101 $9,101
GEICO $10,378 $10,378
Liberty Mutual $30,474 $30,474
Nationwide $12,415 $12,415
Progressive $10,631 $11,317
State Farm $23,056 $23,056
Travelers $16,861 $16,861
USAA $6,054 $5,798

Cheap Black River, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Black River, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Black River, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,112 $13,112
Farmers $3,904 $3,904
GEICO $3,801 $3,801
Liberty Mutual $12,695 $12,695
Nationwide $4,231 $4,231
Progressive $2,654 $2,956
State Farm $6,164 $6,164
Travelers $4,792 $4,792
USAA $2,338 $2,222

Cheap Black River, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Black River, Michigan compared to the annual auto insurance rates with a clean record in Black River, Michigan.

Annual Black River, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,444 $12,597 $42,001 $13,182
Farmers $4,607 $5,849 $5,778 $5,640
GEICO $1,941 $4,016 $12,049 $3,534
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,683 $7,605 $6,921 $6,413
Progressive $4,260 $5,578 $5,034 $5,220
State Farm $7,014 $8,374 $17,897 $10,415
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,747 $3,414 $4,482 $2,993

Cheap Black River, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Black River, Michigan is not easy. Compare the annual rates for DUI auto insurance in Black River, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Black River, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,001
Farmers $5,778
GEICO $12,049
Liberty Mutual $26,565
Nationwide $6,921
Progressive $5,034
State Farm $17,897
Travelers $12,908
USAA $4,482

Cheap Black River, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Black River, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Black River, Michigan

Insurance Company Poor Fair Good
Allstate $29,310 $16,214 $12,394
Farmers $7,241 $4,766 $4,399
GEICO $6,920 $5,091 $4,144
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,377 $6,271 $5,320
Progressive $5,814 $4,870 $4,383
State Farm $17,712 $8,968 $6,095
Travelers $8,534 $8,275 $8,170
USAA $5,097 $2,906 $2,224

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Cheap Black River, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Black River, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Black River, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Black River, Michigan

ZIP Code Average Annual Rates
48721 $6,461

Cheap Black River, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Black River, Michigan auto insurance. Find the cheapest annual Black River, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Black River, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,306 $19,306
Farmers $5,468 $5,468
GEICO $5,260 $5,510
Liberty Mutual $16,605 $17,805
Nationwide $6,656 $6,656
Progressive $5,023 $5,023
State Farm $10,632 $11,219
Travelers $8,279 $8,375
USAA $3,370 $3,448

Cheap Black River, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Black River, Michigan? Check out the comparison of annual Black River, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Black River, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,344 $19,697
Farmers $5,331 $5,457 $5,618
GEICO $5,036 $5,338 $5,782
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $6,997 $6,535 $6,435
Progressive $4,861 $5,030 $5,177
State Farm $10,391 $10,991 $11,393
Travelers $8,241 $8,334 $8,405
USAA $3,309 $3,417 $3,502

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Best By Category: Cheapest Auto Insurance in Black River, Michigan

Compare the cheapest auto insurance companies in Black River, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Black River, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Black River, Michigan Auto Insurance Companies

What auto insurance companies in Black River, Michigan are the cheapest? Compare the top Black River, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Black River, Michigan

Insurance Company Average Annual Rates
Allstate $19,306
Farmers $5,468
GEICO $5,385
Liberty Mutual $17,205
Nationwide $6,656
Progressive $5,023
State Farm $10,925
Travelers $8,327
USAA $3,409

Compare Black River, Michigan Auto Insurance Quotes

Before you buy Black River, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Black River, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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