Best Cheap Auto Insurance in Black Canyon City, AZ (2021)

The average Black Canyon City, AZ auto insurance rates are $305 per month. The minimum auto insurance in Black Canyon City is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Black Canyon City, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Black Canyon City is 37.6 minutes
  • Average auto insurance rates in Black Canyon City, AZ for senior drivers are $2,109 per year
  • The cheapest auto insurance company in Black Canyon City is GEICO

Black Canyon City, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Black Canyon City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Black Canyon City, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Black Canyon City to other Arizona cities, including Surprise auto insurance rates, Peoria auto insurance rates, and Phoenix auto insurance rates to see how Black Canyon City, Arizona auto insurance rates stack up.

Before you buy Black Canyon City, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Black Canyon City, Arizona auto insurance quotes.

Minimum Auto Insurance in Black Canyon City, Arizona

Black Canyon City, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Black Canyon City, Arizona.

Minimum Required Auto Insurance Coverage in Black Canyon City, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Black Canyon City, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Black Canyon City, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Black Canyon City, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,379 $3,379 $3,293 $3,293 $7,359 $9,506 $3,778 $4,105
American Family $2,593 $2,593 $2,380 $2,380 $6,806 $8,846 $2,593 $3,056
Farmers $2,958 $2,948 $2,641 $2,823 $12,439 $12,812 $3,331 $3,429
GEICO $1,433 $1,601 $1,196 $1,516 $4,146 $4,396 $1,314 $1,308
Nationwide $1,970 $2,008 $1,767 $1,872 $4,713 $6,030 $2,257 $2,438
Progressive $2,070 $1,812 $1,860 $1,764 $8,568 $9,578 $2,232 $2,223
State Farm $2,536 $2,536 $2,232 $2,232 $7,760 $9,759 $2,730 $3,451
Travelers $2,162 $2,277 $2,010 $2,138 $6,342 $8,010 $2,289 $2,407
USAA $1,361 $1,364 $1,277 $1,290 $5,010 $5,751 $1,777 $1,904

Cheap Black Canyon City, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Black Canyon City, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Black Canyon City, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Black Canyon City, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,359 $9,506
American Family $6,806 $8,846
Farmers $12,439 $12,812
GEICO $4,146 $4,396
Nationwide $4,713 $6,030
Progressive $8,568 $9,578
State Farm $7,760 $9,759
Travelers $6,342 $8,010
USAA $5,010 $5,751

Cheap Black Canyon City, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Black Canyon City, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Black Canyon City, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,293 $3,293
American Family $2,380 $2,380
Farmers $2,641 $2,823
GEICO $1,196 $1,516
Nationwide $1,767 $1,872
Progressive $1,860 $1,764
State Farm $2,232 $2,232
Travelers $2,010 $2,138
USAA $1,277 $1,290

Cheap Black Canyon City, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Black Canyon City, Arizona compared to the annual auto insurance rates with a clean record in Black Canyon City, Arizona.

Annual Black Canyon City, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,797 $4,836 $5,484 $4,929
American Family $2,758 $4,325 $5,333 $3,207
Farmers $4,578 $5,908 $5,770 $5,434
GEICO $1,641 $2,209 $2,964 $1,641
Nationwide $2,446 $2,570 $3,780 $2,731
Progressive $3,317 $4,376 $3,503 $3,857
State Farm $3,786 $4,522 $4,154 $4,154
Travelers $2,761 $3,595 $4,023 $3,438
USAA $1,797 $2,570 $3,387 $2,113

Cheap Black Canyon City, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Black Canyon City, Arizona is not easy. Compare the annual rates for DUI auto insurance in Black Canyon City, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Black Canyon City, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,484
American Family $5,333
Farmers $5,770
GEICO $2,964
Nationwide $3,780
Progressive $3,503
State Farm $4,154
Travelers $4,023
USAA $3,387

Cheap Black Canyon City, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Black Canyon City, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Black Canyon City, Arizona

Insurance Company Poor Fair Good
Allstate $6,080 $4,341 $3,864
American Family $4,915 $3,655 $3,147
Farmers $6,208 $5,157 $4,903
GEICO $2,901 $1,906 $1,534
Nationwide $3,460 $2,761 $2,425
Progressive $4,198 $3,666 $3,425
State Farm $7,654 $2,959 $1,851
Travelers $4,211 $3,427 $2,724
USAA $3,244 $2,268 $1,889

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Cheap Black Canyon City, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Black Canyon City, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Black Canyon City, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Black Canyon City, Arizona

ZIP Code Average Annual Rates
85324 $3,644

Cheap Black Canyon City, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Black Canyon City, Arizona auto insurance. Find the cheapest annual Black Canyon City, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Black Canyon City, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,762 $4,762
American Family $3,868 $3,944
Farmers $5,423 $5,423
GEICO $2,079 $2,149
Nationwide $2,882 $2,882
Progressive $3,763 $3,763
State Farm $4,050 $4,258
Travelers $3,454 $3,454
USAA $2,440 $2,493

Cheap Black Canyon City, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Black Canyon City, Arizona? Check out the comparison of annual Black Canyon City, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Black Canyon City, Arizona

Insurance Company Low Medium High
Allstate $4,450 $4,787 $5,048
American Family $3,767 $4,031 $3,920
Farmers $4,611 $5,477 $6,179
GEICO $1,824 $2,142 $2,376
Nationwide $2,779 $2,909 $2,958
Progressive $3,323 $3,832 $4,135
State Farm $3,763 $4,227 $4,473
Travelers $3,055 $3,514 $3,794
USAA $2,274 $2,499 $2,627

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Best By Category: Cheapest Auto Insurance in Black Canyon City, Arizona

Compare the cheapest auto insurance companies in Black Canyon City, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Black Canyon City, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Black Canyon City, Arizona Auto Insurance Companies

What auto insurance companies in Black Canyon City, Arizona are the cheapest? Compare the top Black Canyon City, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Black Canyon City, Arizona

Insurance Company Average Annual Rates
Allstate $4,762
American Family $3,906
Farmers $5,423
GEICO $2,114
Nationwide $2,882
Progressive $3,763
State Farm $4,154
Travelers $3,454
USAA $2,467

What affects auto insurance rates in Black Canyon City, Arizona?

There are a lot of reasons why auto insurance rates in Black Canyon City, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Black Canyon City, Arizona. Many local factors may affect your Black Canyon City auto insurance rates.

Black Canyon City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Black Canyon City, Arizona commute length is 37.6 minutes according to City-Data.

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Compare Black Canyon City, Arizona Auto Insurance Quotes

Before you buy Black Canyon City, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Black Canyon City, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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