Best Cheap Auto Insurance in Biscayne Park, FL (2021)

The average Biscayne Park, FL auto insurance rates are $582 per month. The minimum auto insurance in Biscayne Park is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Biscayne Park, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Biscayne Park for teen drivers is Allstate
  • The average commute length in Biscayne Park is 32.5 minutes
  • The minimum auto insurance required in Biscayne Park, Florida is 10/20/10

Biscayne Park, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Biscayne Park can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Biscayne Park, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Biscayne Park to other Florida cities, including St. Petersburg auto insurance rates, Jacksonville auto insurance rates, and Tampa auto insurance rates to see how Biscayne Park, Florida auto insurance rates stack up.

Before you buy Biscayne Park, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Biscayne Park, Florida auto insurance quotes.

Minimum Auto Insurance in Biscayne Park, Florida

Biscayne Park, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Biscayne Park, Florida.

Minimum Required Auto Insurance Coverage in Biscayne Park, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Biscayne Park, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Biscayne Park, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Biscayne Park, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $8,193 $7,408 $6,883 $6,761 $25,156 $25,882 $7,528 $7,359
GEICO $3,617 $3,631 $3,379 $3,379 $6,552 $8,229 $3,994 $4,046
Liberty Mutual $5,565 $5,565 $5,080 $5,080 $12,004 $18,608 $5,565 $7,616
Nationwide $4,563 $4,496 $4,041 $4,199 $10,990 $13,549 $5,026 $5,224
Progressive $5,609 $5,317 $4,739 $5,085 $15,835 $17,153 $6,898 $6,507
State Farm $3,130 $3,130 $2,819 $2,819 $8,662 $10,973 $3,486 $3,682
USAA $2,579 $2,542 $2,394 $2,388 $8,937 $10,399 $3,262 $3,546

Cheap Biscayne Park, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Biscayne Park, Florida is a challenge. Take a look at the annual teen auto insurance rates in Biscayne Park, Florida.

Annual Auto Insurance Rates for Teen Drivers in Biscayne Park, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $25,156 $25,882
GEICO $6,552 $8,229
Liberty Mutual $12,004 $18,608
Nationwide $10,990 $13,549
Progressive $15,835 $17,153
State Farm $8,662 $10,973
USAA $8,937 $10,399

Cheap Biscayne Park, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Biscayne Park, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Biscayne Park, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $6,883 $6,761
GEICO $3,379 $3,379
Liberty Mutual $5,080 $5,080
Nationwide $4,041 $4,199
Progressive $4,739 $5,085
State Farm $2,819 $2,819
USAA $2,394 $2,388

Cheap Biscayne Park, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Biscayne Park, Florida compared to the annual auto insurance rates with a clean record in Biscayne Park, Florida.

Annual Biscayne Park, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,340 $12,511 $13,380 $11,354
GEICO $3,167 $4,084 $6,143 $5,020
Liberty Mutual $5,892 $7,630 $11,007 $8,012
Nationwide $5,548 $6,103 $8,227 $6,167
Progressive $6,542 $9,851 $8,263 $8,915
State Farm $4,414 $5,261 $4,838 $4,838
USAA $3,540 $4,358 $6,417 $3,709

Cheap Biscayne Park, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Biscayne Park, Florida is not easy. Compare the annual rates for DUI auto insurance in Biscayne Park, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Biscayne Park, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,380
GEICO $6,143
Liberty Mutual $11,007
Nationwide $8,227
Progressive $8,263
State Farm $4,838
USAA $6,417

Cheap Biscayne Park, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Biscayne Park, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Biscayne Park, Florida

Insurance Company Poor Fair Good
Allstate $17,058 $10,417 $8,214
GEICO $6,764 $4,043 $3,004
Liberty Mutual $10,542 $7,679 $6,185
Nationwide $8,244 $5,949 $5,341
Progressive $10,978 $7,774 $6,426
State Farm $6,653 $4,328 $3,531
USAA $7,378 $3,566 $2,573

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Cheap Biscayne Park, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Biscayne Park, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Biscayne Park, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Biscayne Park, Florida

ZIP Code Average Annual Rates
33161 $5,307

Cheap Biscayne Park, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Biscayne Park, Florida auto insurance. Find the cheapest annual Biscayne Park, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Biscayne Park, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $11,561 $12,232
GEICO $4,581 $4,626
Liberty Mutual $7,865 $8,405
Nationwide $6,511 $6,511
Progressive $8,393 $8,393
State Farm $4,658 $5,017
USAA $4,454 $4,558

Cheap Biscayne Park, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Biscayne Park, Florida? Check out the comparison of annual Biscayne Park, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Biscayne Park, Florida

Insurance Company Low Medium High
Allstate $9,589 $12,424 $13,676
GEICO $3,877 $4,750 $5,184
Liberty Mutual $7,487 $8,353 $8,566
Nationwide $5,187 $6,760 $7,586
Progressive $7,183 $8,566 $9,430
State Farm $4,190 $4,945 $5,377
USAA $3,828 $4,686 $5,004

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Best By Category: Cheapest Auto Insurance in Biscayne Park, Florida

Compare the cheapest auto insurance companies in Biscayne Park, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Biscayne Park, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Biscayne Park, Florida Auto Insurance Companies

What auto insurance companies in Biscayne Park, Florida are the cheapest? Compare the top Biscayne Park, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Biscayne Park, Florida

Insurance Company Average Annual Rates
Allstate $11,896
GEICO $4,603
Liberty Mutual $8,135
Nationwide $6,511
Progressive $8,393
State Farm $4,838
USAA $4,506

What affects auto insurance rates in Biscayne Park, Florida?

There are a lot of reasons why auto insurance rates in Biscayne Park, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Biscayne Park, Florida. Many local factors may affect your Biscayne Park auto insurance rates.

Biscayne Park Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Biscayne Park, Florida auto theft statistics, there have been 2 auto thefts in the city.

Biscayne Park Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Biscayne Park, Florida commute length is 32.5 minutes according to City-Data.

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Compare Biscayne Park, Florida Auto Insurance Quotes

Before you buy Biscayne Park, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Biscayne Park, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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