Best Cheap Auto Insurance in Birchwood, WI (2021)

The average Birchwood, WI auto insurance rates are $265 per month. The minimum auto insurance in Birchwood is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Birchwood, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • Average auto insurance rates in Birchwood, WI for senior drivers are $1,811 per year
  • The average commute length in Birchwood is 23.6 minutes
  • The most expensive auto insurance company in Birchwood for teen drivers is Nationwide

Birchwood, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Birchwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Birchwood, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Birchwood to other Wisconsin cities, including Janesville auto insurance rates, Appleton auto insurance rates, and Milwaukee auto insurance rates to see how Birchwood, Wisconsin auto insurance rates stack up.

Before you buy Birchwood, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Birchwood, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Birchwood, Wisconsin

Birchwood, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Birchwood, Wisconsin.

Minimum Required Auto Insurance Coverage in Birchwood, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Birchwood, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Birchwood, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Birchwood, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,392 $2,536 $2,190 $2,431 $7,304 $9,388 $2,450 $2,667
American Family $1,040 $1,091 $968 $980 $2,881 $3,192 $1,223 $1,306
Farmers $2,124 $2,133 $1,890 $1,989 $9,564 $9,938 $2,401 $2,528
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $4,174 $4,411 $3,433 $3,630 $8,237 $12,554 $5,058 $6,077
Progressive $1,935 $1,874 $1,582 $1,634 $6,748 $7,659 $2,327 $2,517
State Farm $1,422 $1,422 $1,244 $1,244 $3,781 $4,806 $1,597 $1,813
USAA $1,426 $1,429 $1,283 $1,315 $3,556 $4,148 $1,860 $2,053

Cheap Birchwood, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Birchwood, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Birchwood, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Birchwood, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,304 $9,388
American Family $2,881 $3,192
Farmers $9,564 $9,938
GEICO $4,697 $5,064
Liberty Mutual $6,027 $6,784
Nationwide $8,237 $12,554
Progressive $6,748 $7,659
State Farm $3,781 $4,806
USAA $3,556 $4,148

Cheap Birchwood, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Birchwood, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Birchwood, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,431
American Family $968 $980
Farmers $1,890 $1,989
GEICO $1,472 $1,670
Liberty Mutual $1,700 $1,944
Nationwide $3,433 $3,630
Progressive $1,582 $1,634
State Farm $1,244 $1,244
USAA $1,283 $1,315

Cheap Birchwood, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Birchwood, Wisconsin compared to the annual auto insurance rates with a clean record in Birchwood, Wisconsin.

Annual Birchwood, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,236 $4,405 $4,086 $3,952
American Family $1,516 $1,608 $1,608 $1,608
Farmers $3,550 $4,460 $4,245 $4,029
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $5,027 $5,816 $7,129 $5,816
Progressive $3,019 $3,614 $3,122 $3,383
State Farm $2,010 $2,322 $2,166 $2,166
USAA $1,675 $2,103 $2,849 $1,908

Cheap Birchwood, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Birchwood, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Birchwood, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Birchwood, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,086
American Family $1,608
Farmers $4,245
GEICO $2,949
Liberty Mutual $3,602
Nationwide $7,129
Progressive $3,122
State Farm $2,166
USAA $2,849

Cheap Birchwood, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Birchwood, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Birchwood, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,155 $3,540 $3,064
American Family $2,120 $1,399 $1,236
Farmers $4,613 $3,883 $3,717
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,686 $5,577 $5,577
Progressive $3,780 $3,157 $2,916
State Farm $3,231 $1,855 $1,412
USAA $3,303 $1,725 $1,373

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Cheap Birchwood, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Birchwood, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Birchwood, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Birchwood, Wisconsin

ZIP Code Average Annual Rates
54817 $3,072

Cheap Birchwood, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Birchwood, Wisconsin auto insurance. Find the cheapest annual Birchwood, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Birchwood, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,825 $4,014
American Family $1,558 $1,612
Farmers $4,071 $4,071
GEICO $2,281 $2,384
Liberty Mutual $3,189 $3,189
Nationwide $5,947 $5,947
Progressive $3,284 $3,284
State Farm $2,114 $2,218
USAA $2,106 $2,162

Cheap Birchwood, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Birchwood, Wisconsin? Check out the comparison of annual Birchwood, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Birchwood, Wisconsin

Insurance Company Low Medium High
Allstate $3,757 $3,910 $4,091
American Family $1,569 $1,599 $1,587
Farmers $3,783 $4,042 $4,388
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,795 $5,943 $6,102
Progressive $3,129 $3,304 $3,420
State Farm $2,068 $2,171 $2,259
USAA $2,063 $2,135 $2,203

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Best By Category: Cheapest Auto Insurance in Birchwood, Wisconsin

Compare the cheapest auto insurance companies in Birchwood, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Birchwood, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Birchwood, Wisconsin Auto Insurance Companies

What auto insurance companies in Birchwood, Wisconsin are the cheapest? Compare the top Birchwood, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Birchwood, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,920
American Family $1,585
Farmers $4,071
GEICO $2,333
Liberty Mutual $3,189
Nationwide $5,947
Progressive $3,284
State Farm $2,166
USAA $2,134

What affects auto insurance rates in Birchwood, Wisconsin?

There are a lot of reasons why auto insurance rates in Birchwood, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Birchwood, Wisconsin. Many local factors may affect your Birchwood auto insurance rates.

Birchwood Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Birchwood, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Birchwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Birchwood, Wisconsin commute length is 23.6 minutes according to City-Data.

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Compare Birchwood, Wisconsin Auto Insurance Quotes

Before you buy Birchwood, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Birchwood, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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