Best Cheap Auto Insurance in Birchwood, TN (2021)

The average Birchwood, TN auto insurance rates are $293 per month. The minimum auto insurance in Birchwood is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Birchwood, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Birchwood is USAA
  • The most expensive auto insurance company in Birchwood for teen drivers is Liberty Mutual
  • Average auto insurance rates in Birchwood, TN for senior drivers are $1,857 per year

Birchwood, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Birchwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Birchwood, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Birchwood to other Tennessee cities, including Murfreesboro auto insurance rates, Knoxville auto insurance rates, and Bartlett auto insurance rates to see how Birchwood, Tennessee auto insurance rates stack up.

Before you buy Birchwood, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Birchwood, Tennessee auto insurance quotes.

Minimum Auto Insurance in Birchwood, Tennessee

Birchwood, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Birchwood, Tennessee.

Minimum Required Auto Insurance Coverage in Birchwood, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Birchwood, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Birchwood, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Birchwood, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,575 $2,469 $2,323 $2,410 $9,740 $10,595 $2,736 $2,826
Farmers $1,626 $1,655 $1,462 $1,601 $6,603 $7,016 $2,194 $2,322
GEICO $2,038 $2,052 $1,872 $1,872 $6,381 $6,475 $2,082 $2,149
Liberty Mutual $3,593 $129 $2,954 $3,298 $15,197 $16,881 $3,854 $4,107
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $1,797 $1,694 $1,464 $1,533 $8,070 $9,079 $2,165 $2,360
State Farm $1,762 $1,762 $1,576 $1,576 $5,258 $6,573 $1,988 $2,322
Travelers $1,662 $1,748 $1,516 $1,613 $4,660 $5,783 $1,767 $1,859
USAA $1,443 $1,467 $1,303 $1,302 $5,068 $5,838 $1,880 $1,996

Cheap Birchwood, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Birchwood, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Birchwood, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Birchwood, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,740 $10,595
Farmers $6,603 $7,016
GEICO $6,381 $6,475
Liberty Mutual $15,197 $16,881
Nationwide $5,607 $7,245
Progressive $8,070 $9,079
State Farm $5,258 $6,573
Travelers $4,660 $5,783
USAA $5,068 $5,838

Cheap Birchwood, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Birchwood, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Birchwood, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,323 $2,410
Farmers $1,462 $1,601
GEICO $1,872 $1,872
Liberty Mutual $2,954 $3,298
Nationwide $1,864 $1,897
Progressive $1,464 $1,533
State Farm $1,576 $1,576
Travelers $1,516 $1,613
USAA $1,303 $1,302

Cheap Birchwood, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Birchwood, Tennessee compared to the annual auto insurance rates with a clean record in Birchwood, Tennessee.

Annual Birchwood, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,730 $4,450 $5,386 $4,271
Farmers $2,612 $3,234 $3,312 $3,082
GEICO $2,279 $3,036 $4,867 $2,279
Liberty Mutual $5,053 $7,319 $6,804 $5,830
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,101 $4,025 $3,302 $3,653
State Farm $2,608 $3,097 $2,852 $2,852
Travelers $2,090 $2,680 $2,966 $2,569
USAA $1,850 $2,764 $3,239 $2,296

Cheap Birchwood, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Birchwood, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Birchwood, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Birchwood, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,386
Farmers $3,312
GEICO $4,867
Liberty Mutual $6,804
Nationwide $4,187
Progressive $3,302
State Farm $2,852
Travelers $2,966
USAA $3,239

Cheap Birchwood, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Birchwood, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Birchwood, Tennessee

Insurance Company Poor Fair Good
Allstate $5,686 $4,359 $3,333
Farmers $3,643 $2,846 $2,692
GEICO $3,531 $3,029 $2,786
Liberty Mutual $8,962 $5,499 $4,293
Nationwide $3,874 $3,072 $2,719
Progressive $3,959 $3,413 $3,189
State Farm $4,143 $2,484 $1,929
Travelers $3,275 $2,574 $1,879
USAA $3,673 $2,157 $1,781

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Cheap Birchwood, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Birchwood, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Birchwood, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Birchwood, Tennessee

ZIP Code Average Annual Rates
37308 $3,557

Cheap Birchwood, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Birchwood, Tennessee auto insurance. Find the cheapest annual Birchwood, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Birchwood, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,459 $4,459
Farmers $3,060 $3,060
GEICO $3,093 $3,137
Liberty Mutual $6,251 $6,251
Nationwide $3,222 $3,222
Progressive $3,520 $3,520
State Farm $2,787 $2,918
Travelers $2,475 $2,677
USAA $2,467 $2,607

Cheap Birchwood, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Birchwood, Tennessee? Check out the comparison of annual Birchwood, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Birchwood, Tennessee

Insurance Company Low Medium High
Allstate $4,286 $4,448 $4,644
Farmers $2,884 $3,044 $3,251
GEICO $2,947 $3,107 $3,292
Liberty Mutual $5,977 $6,248 $6,529
Nationwide $3,248 $3,150 $3,267
Progressive $3,304 $3,520 $3,737
State Farm $2,721 $2,862 $2,973
Travelers $2,417 $2,574 $2,737
USAA $2,459 $2,530 $2,623

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Best By Category: Cheapest Auto Insurance in Birchwood, Tennessee

Compare the cheapest auto insurance companies in Birchwood, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Birchwood, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Birchwood, Tennessee Auto Insurance Companies

What auto insurance companies in Birchwood, Tennessee are the cheapest? Compare the top Birchwood, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Birchwood, Tennessee

Insurance Company Average Annual Rates
Allstate $4,459
Farmers $3,060
GEICO $3,115
Liberty Mutual $6,251
Nationwide $3,222
Progressive $3,520
State Farm $2,852
Travelers $2,576
USAA $2,537

Compare Birchwood, Tennessee Auto Insurance Quotes

Before you buy Birchwood, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Birchwood, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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