Best Cheap Auto Insurance in Birch Harbor, ME (2021)

The average Birch Harbor, ME auto insurance rates are $228 per month. The minimum auto insurance in Birch Harbor is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Birch Harbor, Maine, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Birch Harbor, Maine is 50/100/25
  • The cheapest auto insurance company in Birch Harbor is GEICO
  • The most expensive auto insurance company in Birch Harbor for teen drivers is Progressive

Birch Harbor, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Birch Harbor can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Birch Harbor, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Birch Harbor to other Maine cities, including Sanford auto insurance rates, South Portland auto insurance rates, and Biddeford auto insurance rates to see how Birch Harbor, Maine auto insurance rates stack up.

Before you buy Birch Harbor, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Birch Harbor, Maine auto insurance quotes.

Minimum Auto Insurance in Birch Harbor, Maine

Birch Harbor, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Birch Harbor, Maine.

Minimum Required Auto Insurance Coverage in Birch Harbor, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Birch Harbor, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Birch Harbor, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Birch Harbor, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,858 $1,917 $1,668 $1,811 $4,681 $6,226 $2,026 $2,265
Farmers $1,886 $1,906 $1,755 $1,898 $5,767 $6,474 $2,196 $2,281
GEICO $1,018 $1,055 $1,018 $1,018 $2,429 $3,165 $1,109 $1,189
Liberty Mutual $3,072 $3,072 $2,925 $2,925 $6,543 $9,799 $3,072 $4,332
Progressive $2,168 $2,126 $2,168 $2,126 $9,020 $10,144 $2,528 $2,864
State Farm $1,250 $1,250 $1,176 $1,176 $3,954 $4,924 $1,392 $1,528
Travelers $1,195 $1,240 $1,082 $1,108 $4,782 $6,471 $1,190 $1,380
USAA $929 $921 $922 $905 $3,003 $3,324 $1,186 $1,256

Cheap Birch Harbor, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Birch Harbor, Maine is a challenge. Take a look at the annual teen auto insurance rates in Birch Harbor, Maine.

Annual Auto Insurance Rates for Teen Drivers in Birch Harbor, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,681 $6,226
Farmers $5,767 $6,474
GEICO $2,429 $3,165
Liberty Mutual $6,543 $9,799
Progressive $9,020 $10,144
State Farm $3,954 $4,924
Travelers $4,782 $6,471
USAA $3,003 $3,324

Cheap Birch Harbor, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Birch Harbor, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Birch Harbor, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,668 $1,811
Farmers $1,755 $1,898
GEICO $1,018 $1,018
Liberty Mutual $2,925 $2,925
Progressive $2,168 $2,126
State Farm $1,176 $1,176
Travelers $1,082 $1,108
USAA $922 $905

Cheap Birch Harbor, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Birch Harbor, Maine compared to the annual auto insurance rates with a clean record in Birch Harbor, Maine.

Annual Birch Harbor, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,293 $3,111 $3,233 $2,588
Farmers $2,642 $3,366 $2,917 $3,156
GEICO $1,086 $1,535 $2,292 $1,086
Liberty Mutual $3,462 $4,051 $6,601 $3,756
Progressive $3,321 $5,606 $3,696 $3,948
State Farm $1,891 $2,271 $2,081 $2,081
Travelers $1,924 $2,138 $2,672 $2,490
USAA $1,185 $1,554 $2,180 $1,303

Cheap Birch Harbor, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Birch Harbor, Maine is not easy. Compare the annual rates for DUI auto insurance in Birch Harbor, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Birch Harbor, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,233
Farmers $2,917
GEICO $2,292
Liberty Mutual $6,601
Progressive $3,696
State Farm $2,081
Travelers $2,672
USAA $2,180

Cheap Birch Harbor, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Birch Harbor, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Birch Harbor, Maine

Insurance Company Poor Fair Good
Allstate $3,528 $2,686 $2,205
Farmers $3,524 $2,884 $2,654
GEICO $2,019 $1,339 $1,142
Liberty Mutual $6,221 $4,030 $3,152
Progressive $4,688 $4,014 $3,726
State Farm $3,031 $1,811 $1,402
Travelers $2,714 $2,224 $1,980
USAA $2,048 $1,402 $1,218

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Cheap Birch Harbor, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Birch Harbor, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Birch Harbor, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Birch Harbor, Maine

ZIP Code Average Annual Rates
4613 $2,371

Cheap Birch Harbor, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Birch Harbor, Maine auto insurance. Find the cheapest annual Birch Harbor, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Birch Harbor, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,806 $2,806
Farmers $3,021 $3,021
GEICO $1,475 $1,524
Liberty Mutual $4,375 $4,560
Progressive $4,143 $4,143
State Farm $2,013 $2,149
Travelers $2,306 $2,306
USAA $1,511 $1,600

Cheap Birch Harbor, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Birch Harbor, Maine? Check out the comparison of annual Birch Harbor, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Birch Harbor, Maine

Insurance Company Low Medium High
Allstate $2,771 $2,772 $2,875
Farmers $2,901 $2,918 $3,242
GEICO $1,474 $1,481 $1,545
Liberty Mutual $4,419 $4,419 $4,565
Progressive $4,059 $4,066 $4,303
State Farm $2,033 $2,061 $2,150
Travelers $2,270 $2,274 $2,375
USAA $1,528 $1,539 $1,600

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Best By Category: Cheapest Auto Insurance in Birch Harbor, Maine

Compare the cheapest auto insurance companies in Birch Harbor, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Birch Harbor, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Birch Harbor, Maine Auto Insurance Companies

What auto insurance companies in Birch Harbor, Maine are the cheapest? Compare the top Birch Harbor, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Birch Harbor, Maine

Insurance Company Average Annual Rates
Allstate $2,806
Farmers $3,021
GEICO $1,500
Liberty Mutual $4,468
Progressive $4,143
State Farm $2,081
Travelers $2,306
USAA $1,556

Compare Birch Harbor, Maine Auto Insurance Quotes

Before you buy Birch Harbor, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Birch Harbor, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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