Best Cheap Auto Insurance in Bingham Lake, MN (2021)

The average Bingham Lake, MN auto insurance rates are $347 per month. The minimum auto insurance in Bingham Lake is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Bingham Lake, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Bingham Lake is State Farm
  • The minimum auto insurance required in Bingham Lake, Minnesota is 30/60/10
  • The most expensive auto insurance company in Bingham Lake for teen drivers is Liberty Mutual

Bingham Lake, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Bingham Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bingham Lake, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Bingham Lake to other Minnesota cities, including Plymouth auto insurance rates, Maple Grove auto insurance rates, and Rochester auto insurance rates to see how Bingham Lake, Minnesota auto insurance rates stack up.

Before you buy Bingham Lake, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bingham Lake, Minnesota auto insurance quotes.

Minimum Auto Insurance in Bingham Lake, Minnesota

Bingham Lake, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bingham Lake, Minnesota.

Minimum Required Auto Insurance Coverage in Bingham Lake, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bingham Lake, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bingham Lake, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bingham Lake, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $2,085 $2,085 $1,890 $1,890 $5,618 $8,169 $2,085 $2,358
Farmers $2,427 $2,413 $2,337 $2,440 $6,590 $6,515 $3,143 $3,057
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,823 $1,831 $1,623 $1,722 $4,557 $5,532 $2,129 $2,210
State Farm $1,307 $1,307 $1,158 $1,158 $2,766 $3,413 $1,515 $1,252
USAA $1,636 $1,631 $1,484 $1,494 $4,214 $4,636 $2,134 $2,282

Cheap Bingham Lake, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bingham Lake, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Bingham Lake, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Bingham Lake, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $5,618 $8,169
Farmers $6,590 $6,515
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,557 $5,532
State Farm $2,766 $3,413
USAA $4,214 $4,636

Cheap Bingham Lake, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Bingham Lake, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bingham Lake, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $1,890 $1,890
Farmers $2,337 $2,440
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,623 $1,722
State Farm $1,158 $1,158
USAA $1,484 $1,494

Cheap Bingham Lake, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bingham Lake, Minnesota compared to the annual auto insurance rates with a clean record in Bingham Lake, Minnesota.

Annual Bingham Lake, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,191 $3,994 $4,420 $2,484
Farmers $3,085 $3,921 $3,952 $3,503
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,123 $2,822 $3,249 $2,519
State Farm $1,600 $1,869 $1,735 $1,735
USAA $1,818 $2,300 $3,473 $2,165

Cheap Bingham Lake, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bingham Lake, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Bingham Lake, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Bingham Lake, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,325
American Family $4,420
Farmers $3,952
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,249
State Farm $1,735
USAA $3,473

Cheap Bingham Lake, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bingham Lake, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bingham Lake, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,440 $2,975 $2,402
Farmers $4,559 $3,252 $3,035
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,187 $2,568 $2,280
State Farm $2,528 $1,547 $1,129
USAA $3,838 $1,866 $1,613

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Cheap Bingham Lake, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bingham Lake, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Bingham Lake, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bingham Lake, Minnesota

ZIP Code Average Annual Rates
56118 $3,194

Cheap Bingham Lake, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Bingham Lake, Minnesota auto insurance. Find the cheapest annual Bingham Lake, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bingham Lake, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,234 $3,311
Farmers $3,615 $3,615
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,678 $2,678
State Farm $1,689 $1,780
USAA $2,407 $2,471

Cheap Bingham Lake, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bingham Lake, Minnesota? Check out the comparison of annual Bingham Lake, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bingham Lake, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,270 $3,364 $3,184
Farmers $3,514 $3,623 $3,708
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,538 $2,695 $2,801
State Farm $1,672 $1,739 $1,792
USAA $2,373 $2,437 $2,506

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Best By Category: Cheapest Auto Insurance in Bingham Lake, Minnesota

Compare the cheapest auto insurance companies in Bingham Lake, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bingham Lake, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Bingham Lake, Minnesota Auto Insurance Companies

What auto insurance companies in Bingham Lake, Minnesota are the cheapest? Compare the top Bingham Lake, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bingham Lake, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,273
Farmers $3,615
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,678
State Farm $1,735
USAA $2,439

What affects auto insurance rates in Bingham Lake, Minnesota?

There are a lot of reasons why auto insurance rates in Bingham Lake, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bingham Lake, Minnesota. Many local factors may affect your Bingham Lake auto insurance rates.

Bingham Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bingham Lake, Minnesota commute length is 19.7 minutes according to City-Data.

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Compare Bingham Lake, Minnesota Auto Insurance Quotes

Before you buy Bingham Lake, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bingham Lake, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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