Best Cheap Auto Insurance in Biloxi, MS (2021)

The average Biloxi, MS auto insurance rates are $314 per month. The minimum auto insurance in Biloxi is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Biloxi, Mississippi, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Biloxi is USAA
  • The average commute length in Biloxi is 20.5 minutes
  • The minimum auto insurance required in Biloxi, Mississippi is 25/50/25

Biloxi, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Biloxi can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Biloxi, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Biloxi to other Mississippi cities, including Southaven auto insurance rates, Meridian auto insurance rates, and Olive Branch auto insurance rates to see how Biloxi, Mississippi auto insurance rates stack up.

Before you buy Biloxi, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Biloxi, Mississippi auto insurance quotes.

Minimum Auto Insurance in Biloxi, Mississippi

Biloxi, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Biloxi, Mississippi.

Minimum Required Auto Insurance Coverage in Biloxi, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Biloxi, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Biloxi, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Biloxi, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,790 $2,666 $2,496 $2,554 $11,153 $11,930 $3,164 $3,239
GEICO $2,737 $2,583 $2,464 $2,289 $7,070 $6,605 $4,722 $2,213
Liberty Mutual $2,772 $3,001 $2,220 $2,495 $10,338 $11,503 $2,941 $3,089
Nationwide $2,128 $2,176 $1,913 $2,018 $4,385 $5,554 $2,430 $2,624
Progressive $2,764 $2,547 $2,272 $2,195 $10,021 $11,197 $2,823 $2,912
State Farm $1,893 $1,893 $1,714 $1,714 $5,754 $7,224 $2,118 $2,424
Travelers $1,692 $1,720 $1,624 $1,623 $7,895 $12,570 $1,781 $2,036
USAA $1,352 $1,334 $1,274 $1,279 $3,449 $4,064 $1,636 $1,795

Cheap Biloxi, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Biloxi, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Biloxi, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Biloxi, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,153 $11,930
GEICO $7,070 $6,605
Liberty Mutual $10,338 $11,503
Nationwide $4,385 $5,554
Progressive $10,021 $11,197
State Farm $5,754 $7,224
Travelers $7,895 $12,570
USAA $3,449 $4,064

Cheap Biloxi, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Biloxi, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Biloxi, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,496 $2,554
GEICO $2,464 $2,289
Liberty Mutual $2,220 $2,495
Nationwide $1,913 $2,018
Progressive $2,272 $2,195
State Farm $1,714 $1,714
Travelers $1,624 $1,623
USAA $1,274 $1,279

Cheap Biloxi, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Biloxi, Mississippi compared to the annual auto insurance rates with a clean record in Biloxi, Mississippi.

Annual Biloxi, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,223 $4,977 $6,015 $4,782
GEICO $2,413 $3,629 $5,476 $3,824
Liberty Mutual $3,385 $5,453 $5,570 $4,771
Nationwide $2,325 $2,960 $3,759 $2,571
Progressive $3,925 $5,266 $4,570 $4,606
State Farm $2,786 $3,465 $3,058 $3,058
Travelers $3,375 $3,531 $4,881 $3,683
USAA $1,574 $2,023 $2,741 $1,753

Cheap Biloxi, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Biloxi, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Biloxi, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Biloxi, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,015
GEICO $5,476
Liberty Mutual $5,570
Nationwide $3,759
Progressive $4,570
State Farm $3,058
Travelers $4,881
USAA $2,741

Cheap Biloxi, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Biloxi, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Biloxi, Mississippi

Insurance Company Poor Fair Good
Allstate $5,797 $5,123 $4,078
GEICO $5,783 $3,278 $2,445
Liberty Mutual $6,866 $4,212 $3,306
Nationwide $3,398 $2,774 $2,538
Progressive $5,199 $4,443 $4,133
State Farm $4,456 $2,703 $2,116
Travelers $4,380 $3,582 $3,641
USAA $2,748 $1,807 $1,514

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Cheap Biloxi, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Biloxi, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Biloxi, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Biloxi, Mississippi

ZIP Code Average Annual Rates
39530 $3,291
39531 $3,255
39532 $3,253
39534 $3,222

Cheap Biloxi, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Biloxi, Mississippi auto insurance. Find the cheapest annual Biloxi, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Biloxi, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,999 $4,999
GEICO $3,821 $3,850
Liberty Mutual $4,795 $4,795
Nationwide $2,903 $2,903
Progressive $4,592 $4,592
State Farm $3,016 $3,167
Travelers $3,868 $3,868
USAA $1,961 $2,084

Cheap Biloxi, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Biloxi, Mississippi? Check out the comparison of annual Biloxi, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Biloxi, Mississippi

Insurance Company Low Medium High
Allstate $4,768 $4,994 $5,235
GEICO $3,564 $3,869 $4,072
Liberty Mutual $4,483 $4,773 $5,129
Nationwide $2,712 $2,893 $3,105
Progressive $4,056 $4,659 $5,060
State Farm $2,888 $3,079 $3,308
Travelers $3,650 $3,891 $4,062
USAA $1,875 $2,011 $2,182

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Best By Category: Cheapest Auto Insurance in Biloxi, Mississippi

Compare the cheapest auto insurance companies in Biloxi, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Biloxi, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Biloxi, Mississippi Auto Insurance Companies

What auto insurance companies in Biloxi, Mississippi are the cheapest? Compare the top Biloxi, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Biloxi, Mississippi

Insurance Company Average Annual Rates
Allstate $4,999
GEICO $3,835
Liberty Mutual $4,795
Nationwide $2,903
Progressive $4,592
State Farm $3,092
Travelers $3,868
USAA $2,023

What affects auto insurance rates in Biloxi, Mississippi?

There are a lot of reasons why auto insurance rates in Biloxi, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Biloxi, Mississippi. Many local factors may affect your Biloxi auto insurance rates.

Biloxi Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Biloxi, Mississippi auto theft statistics, there have been 185 auto thefts in the city.

Biloxi Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Biloxi, Mississippi commute length is 20.5 minutes according to City-Data.

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Compare Biloxi, Mississippi Auto Insurance Quotes

Before you buy Biloxi, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Biloxi, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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