Best Cheap Auto Insurance in Billingsley, AL (2021)

The average Billingsley, AL auto insurance rates are $309 per month. The minimum auto insurance in Billingsley is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Billingsley, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Billingsley for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Billingsley, Alabama is 25/50/25
  • The average commute length in Billingsley is 32.5 minutes

Billingsley, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Billingsley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Billingsley, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Billingsley to other Alabama cities, including Huntsville auto insurance rates, Tuscaloosa auto insurance rates, and Montgomery auto insurance rates to see how Billingsley, Alabama auto insurance rates stack up.

Before you buy Billingsley, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Billingsley, Alabama auto insurance quotes.

Minimum Auto Insurance in Billingsley, Alabama

Billingsley, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Billingsley, Alabama.

Minimum Required Auto Insurance Coverage in Billingsley, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Billingsley, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Billingsley, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Billingsley, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,933 $1,845 $1,750 $1,785 $6,739 $7,249 $2,164 $2,209
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,228 $3,490 $2,638 $2,954 $11,752 $13,079 $3,448 $3,682
Nationwide $1,733 $1,754 $1,579 $1,635 $4,544 $5,859 $1,923 $2,150
Progressive $2,451 $2,305 $2,008 $2,139 $10,025 $11,210 $2,876 $3,077
State Farm $2,960 $2,960 $2,685 $2,685 $9,061 $11,354 $3,348 $3,855
Travelers $1,546 $1,571 $1,446 $1,442 $8,237 $12,974 $1,464 $1,687
USAA $1,351 $1,374 $1,260 $1,240 $3,986 $4,424 $1,758 $1,904

Cheap Billingsley, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Billingsley, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Billingsley, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Billingsley, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,739 $7,249
Farmers $8,772 $9,029
GEICO $4,975 $4,882
Liberty Mutual $11,752 $13,079
Nationwide $4,544 $5,859
Progressive $10,025 $11,210
State Farm $9,061 $11,354
Travelers $8,237 $12,974
USAA $3,986 $4,424

Cheap Billingsley, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Billingsley, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Billingsley, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,750 $1,785
Farmers $2,054 $2,181
GEICO $1,817 $1,869
Liberty Mutual $2,638 $2,954
Nationwide $1,579 $1,635
Progressive $2,008 $2,139
State Farm $2,685 $2,685
Travelers $1,446 $1,442
USAA $1,260 $1,240

Cheap Billingsley, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Billingsley, Alabama compared to the annual auto insurance rates with a clean record in Billingsley, Alabama.

Annual Billingsley, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,220 $3,803 $3,082
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,341 $6,039 $5,912 $5,844
Nationwide $2,316 $2,316 $3,371 $2,585
Progressive $4,079 $5,121 $4,369 $4,476
State Farm $4,383 $5,451 $4,810 $4,810
Travelers $3,162 $3,319 $4,848 $3,853
USAA $1,663 $2,084 $3,102 $1,800

Cheap Billingsley, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Billingsley, Alabama is not easy. Compare the annual rates for DUI auto insurance in Billingsley, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Billingsley, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,803
Farmers $4,236
GEICO $3,547
Liberty Mutual $5,912
Nationwide $3,371
Progressive $4,369
State Farm $4,810
Travelers $4,848
USAA $3,102

Cheap Billingsley, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Billingsley, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Billingsley, Alabama

Insurance Company Poor Fair Good
Allstate $3,964 $3,117 $2,547
Farmers $4,471 $3,848 $3,649
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,930 $4,858 $3,814
Nationwide $3,191 $2,494 $2,257
Progressive $5,095 $4,364 $4,074
State Farm $7,892 $3,991 $2,708
Travelers $4,141 $3,589 $3,657
USAA $2,909 $1,891 $1,687

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Cheap Billingsley, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Billingsley, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Billingsley, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Billingsley, Alabama

ZIP Code Average Annual Rates
36006 $3,801

Cheap Billingsley, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Billingsley, Alabama auto insurance. Find the cheapest annual Billingsley, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Billingsley, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,209 $3,209
Farmers $3,989 $3,989
GEICO $2,610 $2,708
Liberty Mutual $5,534 $5,534
Nationwide $2,647 $2,647
Progressive $4,511 $4,511
State Farm $4,744 $4,983
Travelers $3,796 $3,796
USAA $2,063 $2,261

Cheap Billingsley, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Billingsley, Alabama? Check out the comparison of annual Billingsley, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Billingsley, Alabama

Insurance Company Low Medium High
Allstate $3,091 $3,205 $3,331
Farmers $3,765 $3,938 $4,264
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,289 $5,509 $5,804
Nationwide $2,625 $2,626 $2,691
Progressive $4,068 $4,489 $4,977
State Farm $4,587 $4,859 $5,145
Travelers $3,607 $3,872 $3,909
USAA $2,085 $2,151 $2,250

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Best By Category: Cheapest Auto Insurance in Billingsley, Alabama

Compare the cheapest auto insurance companies in Billingsley, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Billingsley, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Billingsley, Alabama Auto Insurance Companies

What auto insurance companies in Billingsley, Alabama are the cheapest? Compare the top Billingsley, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Billingsley, Alabama

Insurance Company Average Annual Rates
Allstate $3,209
Farmers $3,989
GEICO $2,659
Liberty Mutual $5,534
Nationwide $2,647
Progressive $4,511
State Farm $4,864
Travelers $3,796
USAA $2,162

What affects auto insurance rates in Billingsley, Alabama?

There are a lot of reasons why auto insurance rates in Billingsley, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Billingsley, Alabama. Many local factors may affect your Billingsley auto insurance rates.

Billingsley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Billingsley, Alabama commute length is 32.5 minutes according to City-Data.

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Compare Billingsley, Alabama Auto Insurance Quotes

Before you buy Billingsley, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Billingsley, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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