Best Cheap Auto Insurance in Big Laurel, KY (2021)

The average Big Laurel, KY auto insurance rates are $554 per month. The minimum auto insurance in Big Laurel is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Big Laurel, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Big Laurel is USAA
  • The most expensive auto insurance company in Big Laurel for teen drivers is Allstate
  • Average auto insurance rates in Big Laurel, KY for senior drivers are $3,690 per year

Big Laurel, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Big Laurel can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Big Laurel, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Big Laurel to other Kentucky cities, including Nicholasville auto insurance rates, Hopkinsville auto insurance rates, and Elizabeth auto insurance rates to see how Big Laurel, Kentucky auto insurance rates stack up.

Before you buy Big Laurel, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Big Laurel, Kentucky auto insurance quotes.

Minimum Auto Insurance in Big Laurel, Kentucky

Big Laurel, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Big Laurel, Kentucky.

Minimum Required Auto Insurance Coverage in Big Laurel, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Big Laurel, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Big Laurel, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Big Laurel, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,170 $6,074 $5,664 $6,023 $23,229 $25,709 $6,689 $6,983
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,431 $4,824 $3,816 $4,285 $17,695 $19,543 $4,576 $4,679
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $2,908 $2,745 $2,627 $2,629 $14,687 $16,662 $3,612 $3,666
State Farm $2,373 $2,373 $2,132 $2,132 $6,432 $7,952 $2,638 $2,884
Travelers $3,217 $3,279 $3,147 $3,162 $16,066 $26,149 $3,354 $3,894
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

Cheap Big Laurel, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Big Laurel, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Big Laurel, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Big Laurel, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,229 $25,709
GEICO $8,902 $10,417
Liberty Mutual $17,695 $19,543
Nationwide $13,093 $16,143
Progressive $14,687 $16,662
State Farm $6,432 $7,952
Travelers $16,066 $26,149
USAA $5,756 $6,065

Cheap Big Laurel, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Big Laurel, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Big Laurel, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,664 $6,023
GEICO $4,595 $4,158
Liberty Mutual $3,816 $4,285
Nationwide $5,260 $5,461
Progressive $2,627 $2,629
State Farm $2,132 $2,132
Travelers $3,147 $3,162
USAA $1,955 $1,999

Cheap Big Laurel, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Big Laurel, Kentucky compared to the annual auto insurance rates with a clean record in Big Laurel, Kentucky.

Annual Big Laurel, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,939 $11,690 $12,528 $10,112
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,633 $10,270 $7,952 $7,069
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $5,106 $7,625 $5,825 $6,211
State Farm $3,317 $3,912 $3,614 $3,614
Travelers $6,781 $6,978 $10,108 $7,266
USAA $2,436 $3,454 $4,127 $2,933

Cheap Big Laurel, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Big Laurel, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Big Laurel, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Big Laurel, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,528
GEICO $8,597
Liberty Mutual $7,952
Nationwide $10,669
Progressive $5,825
State Farm $3,614
Travelers $10,108
USAA $4,127

Cheap Big Laurel, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Big Laurel, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Big Laurel, Kentucky

Insurance Company Poor Fair Good
Allstate $14,578 $9,809 $8,066
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,477 $6,984 $5,481
Nationwide $9,986 $7,742 $6,667
Progressive $6,908 $6,039 $5,629
State Farm $5,177 $3,169 $2,497
Travelers $8,688 $7,343 $7,319
USAA $4,820 $2,697 $2,196

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Cheap Big Laurel, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Big Laurel, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Big Laurel, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Big Laurel, Kentucky

ZIP Code Average Annual Rates
40808 $5,974

Cheap Big Laurel, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Big Laurel, Kentucky auto insurance. Find the cheapest annual Big Laurel, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Big Laurel, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,818 $10,818
GEICO $5,341 $5,438
Liberty Mutual $7,981 $7,981
Nationwide $8,132 $8,132
Progressive $6,192 $6,192
State Farm $3,523 $3,706
Travelers $7,783 $7,783
USAA $3,114 $3,361

Cheap Big Laurel, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Big Laurel, Kentucky? Check out the comparison of annual Big Laurel, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Big Laurel, Kentucky

Insurance Company Low Medium High
Allstate $9,361 $10,727 $12,364
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,442 $7,908 $8,593
Nationwide $8,122 $7,993 $8,280
Progressive $5,639 $6,077 $6,860
State Farm $3,381 $3,601 $3,861
Travelers $7,342 $7,808 $8,199
USAA $3,078 $3,229 $3,405

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Best By Category: Cheapest Auto Insurance in Big Laurel, Kentucky

Compare the cheapest auto insurance companies in Big Laurel, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Big Laurel, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Big Laurel, Kentucky Auto Insurance Companies

What auto insurance companies in Big Laurel, Kentucky are the cheapest? Compare the top Big Laurel, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Big Laurel, Kentucky

Insurance Company Average Annual Rates
Allstate $10,818
GEICO $5,390
Liberty Mutual $7,981
Nationwide $8,132
Progressive $6,192
State Farm $3,614
Travelers $7,783
USAA $3,238

Compare Big Laurel, Kentucky Auto Insurance Quotes

Before you buy Big Laurel, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Big Laurel, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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