Best Cheap Auto Insurance in Big Bay, MI (2021)

The average Big Bay, MI auto insurance rates are $710 per month. The minimum auto insurance in Big Bay is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Big Bay, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Big Bay, MI for senior drivers are $5,632 per year
  • The cheapest auto insurance company in Big Bay is USAA
  • The minimum auto insurance required in Big Bay, Michigan is 20/40/10

Big Bay, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Big Bay can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Big Bay, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Big Bay to other Michigan cities, including Detroit auto insurance rates, Sterling Heights auto insurance rates, and Ann Arbor auto insurance rates to see how Big Bay, Michigan auto insurance rates stack up.

Before you buy Big Bay, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Big Bay, Michigan auto insurance quotes.

Minimum Auto Insurance in Big Bay, Michigan

Big Bay, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Big Bay, Michigan.

Minimum Required Auto Insurance Coverage in Big Bay, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Big Bay, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Big Bay, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Big Bay, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,559 $3,559 $3,312 $3,312 $8,075 $8,075 $3,999 $3,999
GEICO $3,127 $3,127 $3,182 $3,182 $8,935 $8,935 $2,997 $2,997
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $3,742 $3,742 $3,325 $3,325 $9,836 $9,836 $4,099 $4,099
Progressive $2,980 $2,776 $2,631 $2,932 $10,835 $11,555 $3,470 $3,219
State Farm $5,778 $5,778 $5,342 $5,342 $20,051 $20,051 $6,781 $6,781
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

Cheap Big Bay, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Big Bay, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Big Bay, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Big Bay, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,075 $8,075
GEICO $8,935 $8,935
Liberty Mutual $30,473 $30,473
Nationwide $9,836 $9,836
Progressive $10,835 $11,555
State Farm $20,051 $20,051
Travelers $15,616 $15,616
USAA $5,776 $5,561

Cheap Big Bay, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Big Bay, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Big Bay, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,312 $3,312
GEICO $3,182 $3,182
Liberty Mutual $12,673 $12,673
Nationwide $3,325 $3,325
Progressive $2,631 $2,932
State Farm $5,342 $5,342
Travelers $4,461 $4,461
USAA $2,226 $2,124

Cheap Big Bay, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Big Bay, Michigan compared to the annual auto insurance rates with a clean record in Big Bay, Michigan.

Annual Big Bay, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $3,987 $5,072 $5,000 $4,887
GEICO $1,630 $3,408 $10,219 $2,984
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,513 $5,964 $5,456 $5,070
Progressive $4,285 $5,619 $5,054 $5,241
State Farm $6,063 $7,254 $15,594 $9,041
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Cheap Big Bay, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Big Bay, Michigan is not easy. Compare the annual rates for DUI auto insurance in Big Bay, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Big Bay, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,000
GEICO $10,219
Liberty Mutual $26,480
Nationwide $5,456
Progressive $5,054
State Farm $15,594
Travelers $12,018
USAA $4,286

Cheap Big Bay, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Big Bay, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Big Bay, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,178 $4,169 $3,863
GEICO $5,851 $4,313 $3,517
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $6,547 $4,963 $4,242
Progressive $5,827 $4,903 $4,420
State Farm $15,363 $7,794 $5,307
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

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Cheap Big Bay, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Big Bay, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Big Bay, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Big Bay, Michigan

ZIP Code Average Annual Rates
49808 $6,025

Cheap Big Bay, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Big Bay, Michigan auto insurance. Find the cheapest annual Big Bay, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Big Bay, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,737 $4,737
GEICO $4,457 $4,664
Liberty Mutual $16,587 $17,788
Nationwide $5,251 $5,251
Progressive $5,050 $5,050
State Farm $9,241 $9,735
Travelers $7,683 $7,771
USAA $3,223 $3,297

Cheap Big Bay, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Big Bay, Michigan? Check out the comparison of annual Big Bay, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Big Bay, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,619 $4,726 $4,865
GEICO $4,246 $4,518 $4,917
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $5,484 $5,164 $5,104
Progressive $4,902 $5,056 $5,191
State Farm $9,057 $9,541 $9,866
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

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Best By Category: Cheapest Auto Insurance in Big Bay, Michigan

Compare the cheapest auto insurance companies in Big Bay, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Big Bay, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Big Bay, Michigan Auto Insurance Companies

What auto insurance companies in Big Bay, Michigan are the cheapest? Compare the top Big Bay, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Big Bay, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,737
GEICO $4,560
Liberty Mutual $17,188
Nationwide $5,251
Progressive $5,050
State Farm $9,488
Travelers $7,727
USAA $3,260

What affects auto insurance rates in Big Bay, Michigan?

There are a lot of reasons why auto insurance rates in Big Bay, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Big Bay, Michigan. Many local factors may affect your Big Bay auto insurance rates.

Big Bay Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Big Bay, Michigan commute length is 19.6 minutes according to City-Data.

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Compare Big Bay, Michigan Auto Insurance Quotes

Before you buy Big Bay, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Big Bay, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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