Best Cheap Auto Insurance in Bethel, OH (2021)

The average Bethel, OH auto insurance rates are $246 per month. The minimum auto insurance in Bethel is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Bethel, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Bethel, OH for senior drivers are $1,522 per year
  • The average commute length in Bethel is 34.8 minutes
  • The cheapest auto insurance company in Bethel is USAA

Bethel, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Bethel can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bethel, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Bethel to other Ohio cities, including Cleveland auto insurance rates, Dayton auto insurance rates, and Cincinnati auto insurance rates to see how Bethel, Ohio auto insurance rates stack up.

Before you buy Bethel, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bethel, Ohio auto insurance quotes.

Minimum Auto Insurance in Bethel, Ohio

Bethel, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bethel, Ohio.

Minimum Required Auto Insurance Coverage in Bethel, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bethel, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bethel, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bethel, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,113 $2,103 $1,909 $2,041 $5,878 $6,723 $2,213 $2,360
American Family $1,066 $1,111 $972 $980 $3,291 $3,586 $1,314 $1,389
Farmers $1,854 $1,849 $1,633 $1,723 $8,205 $8,520 $2,078 $2,172
GEICO $1,353 $1,313 $1,273 $1,286 $3,661 $3,405 $1,504 $1,269
Liberty Mutual $2,233 $2,443 $1,718 $2,090 $11,334 $12,827 $2,389 $2,620
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $2,014 $1,893 $1,678 $1,732 $9,042 $10,184 $2,410 $2,491
State Farm $1,576 $1,576 $1,407 $1,407 $4,866 $6,116 $1,830 $2,098
Travelers $1,453 $1,475 $1,443 $1,436 $6,283 $9,926 $1,515 $1,730
USAA $882 $889 $841 $838 $2,743 $3,051 $1,178 $1,271

Cheap Bethel, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bethel, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Bethel, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Bethel, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,878 $6,723
American Family $3,291 $3,586
Farmers $8,205 $8,520
GEICO $3,661 $3,405
Liberty Mutual $11,334 $12,827
Nationwide $5,646 $7,298
Progressive $9,042 $10,184
State Farm $4,866 $6,116
Travelers $6,283 $9,926
USAA $2,743 $3,051

Cheap Bethel, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Bethel, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bethel, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,909 $2,041
American Family $972 $980
Farmers $1,633 $1,723
GEICO $1,273 $1,286
Liberty Mutual $1,718 $2,090
Nationwide $2,007 $2,025
Progressive $1,678 $1,732
State Farm $1,407 $1,407
Travelers $1,443 $1,436
USAA $841 $838

Cheap Bethel, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bethel, Ohio compared to the annual auto insurance rates with a clean record in Bethel, Ohio.

Annual Bethel, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,658 $3,221 $3,781 $3,011
American Family $1,640 $1,738 $1,738 $1,738
Farmers $2,889 $3,721 $3,629 $3,778
GEICO $1,274 $1,845 $2,683 $1,729
Liberty Mutual $3,961 $5,064 $5,191 $4,612
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $3,387 $4,613 $3,608 $4,114
State Farm $2,381 $2,838 $2,609 $2,609
Travelers $2,324 $3,030 $4,573 $2,702
USAA $1,122 $1,505 $1,976 $1,243

Cheap Bethel, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bethel, Ohio is not easy. Compare the annual rates for DUI auto insurance in Bethel, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Bethel, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,781
American Family $1,738
Farmers $3,629
GEICO $2,683
Liberty Mutual $5,191
Nationwide $4,311
Progressive $3,608
State Farm $2,609
Travelers $4,573
USAA $1,976

Cheap Bethel, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bethel, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bethel, Ohio

Insurance Company Poor Fair Good
Allstate $4,068 $2,963 $2,472
American Family $2,273 $1,552 $1,316
Farmers $3,969 $3,352 $3,192
GEICO $2,258 $1,883 $1,508
Liberty Mutual $6,768 $4,122 $3,231
Nationwide $4,017 $3,235 $2,731
Progressive $4,406 $3,816 $3,570
State Farm $3,719 $2,298 $1,811
Travelers $3,530 $3,072 $2,870
USAA $1,896 $1,343 $1,145

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Cheap Bethel, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bethel, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Bethel, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bethel, Ohio

ZIP Code Average Annual Rates
45106 $2,819

Cheap Bethel, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Bethel, Ohio auto insurance. Find the cheapest annual Bethel, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bethel, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,168 $3,168
American Family $1,692 $1,735
Farmers $3,504 $3,504
GEICO $1,852 $1,914
Liberty Mutual $4,707 $4,707
Nationwide $3,328 $3,328
Progressive $3,931 $3,931
State Farm $2,545 $2,674
Travelers $3,157 $3,157
USAA $1,407 $1,517

Cheap Bethel, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bethel, Ohio? Check out the comparison of annual Bethel, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bethel, Ohio

Insurance Company Low Medium High
Allstate $3,059 $3,161 $3,283
American Family $1,682 $1,727 $1,732
Farmers $3,321 $3,450 $3,742
GEICO $1,824 $1,876 $1,950
Liberty Mutual $4,541 $4,729 $4,851
Nationwide $3,681 $3,226 $3,077
Progressive $3,773 $3,897 $4,122
State Farm $2,488 $2,617 $2,723
Travelers $3,074 $3,199 $3,199
USAA $1,398 $1,460 $1,527

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Best By Category: Cheapest Auto Insurance in Bethel, Ohio

Compare the cheapest auto insurance companies in Bethel, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bethel, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Bethel, Ohio Auto Insurance Companies

What auto insurance companies in Bethel, Ohio are the cheapest? Compare the top Bethel, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bethel, Ohio

Insurance Company Average Annual Rates
Allstate $3,168
American Family $1,714
Farmers $3,504
GEICO $1,883
Liberty Mutual $4,707
Nationwide $3,328
Progressive $3,931
State Farm $2,609
Travelers $3,157
USAA $1,462

What affects auto insurance rates in Bethel, Ohio?

There are a lot of reasons why auto insurance rates in Bethel, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bethel, Ohio. Many local factors may affect your Bethel auto insurance rates.

Bethel Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bethel, Ohio auto theft statistics, there have been 2 auto thefts in the city.

Bethel Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bethel, Ohio commute length is 34.8 minutes according to City-Data.

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Compare Bethel, Ohio Auto Insurance Quotes

Before you buy Bethel, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bethel, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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