Best Cheap Auto Insurance in Bethany, MO (2021)

The average Bethany, MO auto insurance rates are $264 per month. The minimum auto insurance in Bethany is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Bethany, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Bethany is Nationwide
  • The minimum auto insurance required in Bethany, Missouri is 25/50/25
  • The most expensive auto insurance company in Bethany for teen drivers is Farmers

Bethany, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Bethany can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bethany, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Bethany to other Missouri cities, including O’Fallon auto insurance rates, Lee’s Summit auto insurance rates, and St. Louis auto insurance rates to see how Bethany, Missouri auto insurance rates stack up.

Before you buy Bethany, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bethany, Missouri auto insurance quotes.

Minimum Auto Insurance in Bethany, Missouri

Bethany, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bethany, Missouri.

Minimum Required Auto Insurance Coverage in Bethany, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bethany, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bethany, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bethany, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,050 $2,050 $1,818 $1,818 $5,392 $7,044 $2,050 $2,421
Farmers $2,386 $2,382 $2,143 $2,257 $9,236 $9,551 $2,714 $2,858
GEICO $2,024 $2,239 $1,569 $1,946 $5,985 $6,361 $1,902 $1,938
Liberty Mutual $2,599 $2,822 $2,144 $2,404 $8,412 $9,341 $2,747 $2,942
Nationwide $1,447 $1,489 $1,284 $1,374 $3,569 $4,627 $1,643 $1,792
Progressive $1,992 $1,887 $1,626 $1,670 $5,951 $6,713 $2,436 $2,503
State Farm $1,611 $1,611 $1,405 $1,405 $4,143 $5,283 $1,798 $2,025
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

Cheap Bethany, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bethany, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Bethany, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Bethany, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,392 $7,044
Farmers $9,236 $9,551
GEICO $5,985 $6,361
Liberty Mutual $8,412 $9,341
Nationwide $3,569 $4,627
Progressive $5,951 $6,713
State Farm $4,143 $5,283
USAA $4,422 $5,416

Cheap Bethany, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Bethany, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bethany, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,818 $1,818
Farmers $2,143 $2,257
GEICO $1,569 $1,946
Liberty Mutual $2,144 $2,404
Nationwide $1,284 $1,374
Progressive $1,626 $1,670
State Farm $1,405 $1,405
USAA $1,356 $1,392

Cheap Bethany, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bethany, Missouri compared to the annual auto insurance rates with a clean record in Bethany, Missouri.

Annual Bethany, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,352 $3,334 $3,979 $2,656
Farmers $3,674 $4,475 $4,384 $4,231
GEICO $2,406 $3,024 $3,967 $2,585
Liberty Mutual $3,052 $4,340 $4,498 $4,816
Nationwide $1,725 $2,170 $2,844 $1,873
Progressive $2,735 $3,527 $2,988 $3,138
State Farm $2,250 $2,571 $2,410 $2,410
USAA $1,998 $2,393 $3,276 $2,169

Cheap Bethany, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bethany, Missouri is not easy. Compare the annual rates for DUI auto insurance in Bethany, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Bethany, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,758
American Family $3,979
Farmers $4,384
GEICO $3,967
Liberty Mutual $4,498
Nationwide $2,844
Progressive $2,988
State Farm $2,410
USAA $3,276

Cheap Bethany, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bethany, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bethany, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,026 $2,830 $2,384
Farmers $4,807 $3,979 $3,787
GEICO $4,138 $2,694 $2,154
Liberty Mutual $6,008 $3,645 $2,877
Nationwide $2,550 $2,088 $1,821
Progressive $3,604 $2,962 $2,726
State Farm $3,146 $2,201 $1,884
USAA $4,127 $1,897 $1,352

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Cheap Bethany, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bethany, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Bethany, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bethany, Missouri

ZIP Code Average Annual Rates
64424 $2,611

Cheap Bethany, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Bethany, Missouri auto insurance. Find the cheapest annual Bethany, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bethany, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,049 $3,112
Farmers $4,191 $4,191
GEICO $2,934 $3,057
Liberty Mutual $4,176 $4,176
Nationwide $2,153 $2,153
Progressive $3,097 $3,097
State Farm $2,352 $2,468
USAA $2,369 $2,548

Cheap Bethany, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bethany, Missouri? Check out the comparison of annual Bethany, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bethany, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,015 $3,180 $3,046
Farmers $3,964 $4,157 $4,452
GEICO $2,834 $3,012 $3,140
Liberty Mutual $3,959 $4,196 $4,375
Nationwide $2,034 $2,171 $2,254
Progressive $2,824 $3,104 $3,364
State Farm $2,297 $2,415 $2,519
USAA $2,371 $2,452 $2,554

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Best By Category: Cheapest Auto Insurance in Bethany, Missouri

Compare the cheapest auto insurance companies in Bethany, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bethany, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Bethany, Missouri Auto Insurance Companies

What auto insurance companies in Bethany, Missouri are the cheapest? Compare the top Bethany, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bethany, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,080
Farmers $4,191
GEICO $2,995
Liberty Mutual $4,176
Nationwide $2,153
Progressive $3,097
State Farm $2,410
USAA $2,459

What affects auto insurance rates in Bethany, Missouri?

There are a lot of reasons why auto insurance rates in Bethany, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bethany, Missouri. Many local factors may affect your Bethany auto insurance rates.

Bethany Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bethany, Missouri commute length is 20.8 minutes according to City-Data.

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Compare Bethany, Missouri Auto Insurance Quotes

Before you buy Bethany, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bethany, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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