Best Volvo XC40 Auto Insurance Rates 2021

To get the best price on your Volvo XC40 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Volvo XC40, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Volvo XC40 auto insurance rates.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Things to Remember

  • Safety features of the Volvo XC40 can earn you a car insurance discount
  • The MSRP of the Volvo XC40 is $34,100
  • The cost of insurance for a Volvo XC40 depends on the trim level

If you’re looking to buy a Volvo XC40, you will want to know the details first. We’ve put together information on insurance for the Volvo XC40 to help you get an idea of costs. We’ve also gathered other cost information, including how much a Volvo XC40 will run you.

Read on to learn all about the Volvo XC40 including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Volvo XC40 with confidence.

To see fast, free Volvo XC40 insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Volvo XC40 insurance rate from top companies right away.

Are vehicles like the Volvo XC40 expensive to insure?

Take a look at how insurance rates for similar models to the Volvo XC40 look. These insurance rates for other SUVs like the Buick Enclave, Audi Q7 e tron, and Ford Explorer Hybrid give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Volvo XC40

Vehicle Comprehensive Collision Liability Total
Audi Q3 $344 $686 $398 $1,586
Hyundai Santa Fe $294 $562 $372 $1,386
Cadillac XT5 $376 $718 $372 $1,624
Mitsubishi Endeavor $206 $310 $460 $1,134
Jaguar F-PACE $470 $982 $398 $2,008
Tesla Model X $540 $1,124 $372 $2,194
Mazda Tribute $188 $330 $390 $1,044
Toyota 4Runner $348 $532 $316 $1,332

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What impacts the cost of Volvo XC40 insurance?

As with any car, your Volvo XC40 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Volvo XC40 trim level you buy will also have an impact on the total price you will pay for Volvo XC40 insurance coverage.

How much is the Volvo XC40?

The average cost to buy a new Volvo XC40 is $34,100. This cost will be affected by the trim level of your Volvo XC40 and any options you might chooose to add.

Volvo XC40 Safety Ratings

The cost of Volvo XC40 auto insurance rates depend in part on the Volvo XC40 safety ratings. See how the Volvo XC40 is rated for safety here.

Volvo XC40 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Volvo XC40 Crash Test Ratings

Volvo XC40 crash test ratings can impact the cost of your Volvo XC40 car insurance. See Volvo XC40 crash test results here.

Volvo XC40 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC40 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC40 T4 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC40 T5 SUV AWD N/R N/R N/R N/R
2019 Volvo XC40 T4 SUV FWD N/R N/R N/R N/R

Ways to Save on Volvo XC40 Insurance

If you want to reduce the cost of your Volvo XC40 insurance rates, follow these tips below:

  • Ask about student discounts
  • Buy a Volvo XC40 with an anti-theft device
  • Purchase a roadside assistance program for your Volvo XC40
  • Understand the different types of auto insurance for your Volvo XC40
  • Take a refresher course as an older driver

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Top Volvo XC40 Insurance Companies

What is the best company for affordable Volvo XC40 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC40 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Volvo XC40.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Volvo XC40 Insurance Quotes Online

You can start comparing quotes for Volvo XC40 insurance from some of the top car insurance companies by using our free online tool today.

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