Best Volvo XC Auto Insurance Rates 2021

Auto insurance for the Volvo XC will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Volvo XC has numerous safety features that can help reduce car insurance rates. To find the best deal on Volvo XC auto insurance, it's best to compare multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Things to Remember

  • Safety features of the Volvo XC can earn you a car insurance discount
  • The cost of insurance for a Volvo XC depends on the trim level
  • Crash test ratings have an impact on Volvo XC auto insurance rates

If you’re looking to buy a Volvo XC, you will want to know the details first. We’ve put together information on insurance for the Volvo XC to help you get an idea of costs. We’ve also gathered other cost information, including how much a Volvo XC will run you.

Read on to learn all about the Volvo XC including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Volvo XC with confidence.

To see fast, free Volvo XC insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Volvo XC insurance rate from top companies right away.

Are vehicles like the Volvo XC expensive to insure?

Take a look at how insurance rates for similar models to the Volvo XC look. These insurance rates for other crossovers like the Toyota C-HR, Infiniti EX, and Audi Q5 give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Volvo XC

Vehicle Comprehensive Collision Liability Total
Hyundai Kona $280 $500 $316 $1,232
Honda HR-V $294 $532 $372 $1,356
Lexus RX 450h $390 $718 $420 $1,708
Nissan Rogue $280 $532 $420 $1,412
Chrysler PT Cruiser $154 $254 $394 $938
Subaru Crosstrek $336 $532 $316 $1,320
Infiniti QX30 $344 $686 $398 $1,586
Ford EcoSport $280 $500 $372 $1,310

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What impacts the cost of Volvo XC insurance?

The average annual rate for the Volvo XC is just that, an average. Your insurance rates for a Volvo XC can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Volvo XC.

Volvo XC Safety Ratings

Volvo XC auto insurance rates affected by Volvo XC safety ratings. Take a look at the safety ratings for the Volvo XC here.

Volvo XC Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Volvo XC Crash Test Ratings

Volvo XC crash test ratings can impact the cost of your Volvo XC car insurance. See Volvo XC crash test results here.

Volvo XC Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC90 T5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T8 Polestar Engineered SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC40 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC40 T4 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC90 T5 SUV FWD N/R 5 stars 5 stars N/R
2019 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2019 Volvo XC40 T5 SUV AWD N/R N/R N/R N/R
2019 Volvo XC40 T4 SUV FWD N/R N/R N/R N/R
2018 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Volvo XC90 T6 SUV FWD N/R 5 stars 5 stars N/R
2018 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Volvo XC90 T5 SUV FWD N/R 5 stars 5 stars N/R
2018 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2017 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC90 T6 SUV FWD N/R 5 stars 5 stars N/R
2017 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC90 T5 SUV FWD N/R 5 stars 5 stars N/R
2017 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC90 T6 SUV FWD N/R 5 stars 5 stars N/R
2016 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC90 T5 SUV FWD N/R 5 stars 5 stars N/R
2016 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC70 SW FWD N/R N/R N/R N/R
2016 Volvo XC70 SW AWD N/R N/R N/R N/R
2016 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars

Ways to Save on Volvo XC Insurance

There are several ways you can save even more on your Volvo XC car insurance rates. Take a look at the following five tips:

  • Ask for a new Volvo XC auto insurance rate based on your improved credit score
  • Check Volvo XC auto insurance rates through Costco
  • Understand the different types of auto insurance for your Volvo XC
  • Use paperless billing for your Volvo XC insurance policy
  • Pay your Volvo XC insurance upfront

Top Volvo XC Insurance Companies

What is the best auto insurance company for Volvo XC insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Volvo XC.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Volvo XC Insurance Quotes Online

You can compare quotes for Volvo XC auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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