Best Volvo S40 Auto Insurance Rates 2021

Auto insurance for the Volvo S40 will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Volvo S40 has numerous safety features that can help reduce car insurance rates. To find the best deal on Volvo S40 auto insurance, it's best to compare multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • Crash test ratings have an impact on Volvo S40 auto insurance rates
  • Safety features of the Volvo S40 can earn you a car insurance discount
  • The cost of insurance for a Volvo S40 depends on the trim level

Before you buy a Volvo S40, or even if you already own one, you’ll want to get the best Volvo S40 auto insurance rates. The cost of auto insurance for a Volvo S40 can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Volvo S40 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Volvo auto insurance for a S40. You can also compare Volvo S40 auto insurance rates to the average cost of insurance for competitors like Cadillac CT4 and Cadillac CT6.

To compare Volvo S40 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the Volvo S40 expensive to insure?

Take a look at how insurance rates for similar models to the Volvo S40 look. These insurance rates for other sedans like the Cadillac CT4, Audi S7, and Cadillac CT6 give you a good idea of what to expect.

Insurance Rates for Vehicles Similar to the Volvo S40

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz CLS 550 $432 $952 $398 $1,940
Acura ILX $308 $552 $416 $1,434
Ford Fusion $336 $626 $372 $1,492
Nissan Sentra $266 $594 $372 $1,390
Audi S7 $532 $1,250 $398 $2,338
Mitsubishi Galant $200 $338 $460 $1,156
Cadillac ATS $294 $566 $398 $1,416
Kia Forte $322 $500 $372 $1,352

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What impacts the cost of Volvo S40 insurance?

The average annual rate for the Volvo S40 is just that, an average. Your insurance rates for a Volvo S40 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Volvo S40.

Ways to Save on Volvo S40 Insurance

If you want to reduce the cost of your Volvo S40 insurance rates, follow these tips below:

  • Improve your credit score
  • Check reviews and state complaints before you choose an insurer
  • Don’t skimp on Volvo S40 liability coverage
  • If you’re recently married, ask about discounts
  • Avoid the temptation to file a claim for minor incidents

Top Volvo S40 Insurance Companies

What is the best auto insurance company for Volvo S40 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S40 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Volvo S40.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Volvo S40 Insurance Quotes Online

You can compare quotes for Volvo S40 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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