Best Toyota Yaris Insurance Rates [How to Find Low Rates Online]
Toyota Yaris insurance rates cost $1,290 a year, or around $108 a month. Good drivers can save as much as $1,990 a year over high-risk drivers.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jun 23, 2020
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Key takeaways:
- Full coverage costs around $1,290 a year or $108 each month
- A liability-only policy costs around $517 a year or $43 each month
- Highest rates are for teenage drivers at around $4,715 a year or $393 each month
- Good drivers can save as much as $532 a year by earning policy discounts
- Toyota Yaris insurance costs around $229 less per year than the average vehicle
Toyota Yaris insurance rates cost $108 per month for full coverage and $43 per month for liability-only coverage. Read more to learn how you can save $532 per year on Toyota Yaris insurance rates.
You can start comparing quotes for Toyota Yaris auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
Toyota Yaris Insurance Cost
The average auto insurance costs for a Toyota Yaris are $1,290 a year or $108 a month.
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Is Toyota Yaris Expensive to Insure?
The chart below details how Toyota Yaris insurance rates compare to other hatchbacks like the Kia Soul and FIAT 500L.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Yaris | $256 | $478 | $398 | $1,290 |
| Kia Soul | $308 | $500 | $372 | $1,338 |
| FIAT 500L | $256 | $478 | $450 | $1,364 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota Yaris Insurance?
Even though the average annual rate for the Toyota Yaris is $1,290, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota Yaris.
Age of the Vehicle
The average Toyota Yaris auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Toyota Yaris costs $1,290, while 2010 Toyota Yaris insurance costs are $1,094, a difference of $196.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Toyota Yaris | $256 | $478 | $398 | $1,290 |
| 2017 Toyota Yaris | $248 | $466 | $416 | $1,288 |
| 2016 Toyota Yaris | $240 | $446 | $430 | $1,274 |
| 2015 Toyota Yaris | $226 | $430 | $442 | $1,256 |
| 2014 Toyota Yaris | $218 | $400 | $452 | $1,228 |
| 2013 Toyota Yaris | $208 | $376 | $456 | $1,198 |
| 2012 Toyota Yaris | $200 | $338 | $460 | $1,156 |
| 2011 Toyota Yaris | $188 | $310 | $460 | $1,116 |
| 2010 Toyota Yaris | $180 | $292 | $464 | $1,094 |
Driver Age
Driver age can have a significant impact on Toyota Yaris auto insurance rates. For instance, a 30-year-old driver may pay $57 more each year for Toyota Yaris auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Toyota Yaris insurance rates. For example, drivers in New York may pay $787 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Toyota Yaris auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Yaris auto insurance with violations on their driving record.
Toyota Yaris Safety Ratings
Your Toyota Yaris auto insurance rates are influenced by the safety ratings of the Toyota Yaris. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota Yaris Crash Test Ratings
The crash test ratings of the Toyota Yaris can impact your Toyota Yaris auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Toyota Yaris iA 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Toyota Yaris 5 HB FWD | N/R | 4 stars | N/R | 4 stars |
| 2019 Toyota Yaris 3 HB FWD | N/R | N/R | N/R | N/R |
| 2018 Toyota Yaris iA 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Toyota Yaris 5 HB FWD | N/R | 4 stars | N/R | 4 stars |
| 2018 Toyota Yaris 3 HB FWD | N/R | N/R | N/R | N/R |
| 2017 Toyota Yaris iA 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Toyota Yaris 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Yaris 3 HB FWD | N/R | N/R | N/R | N/R |
| 2016 Toyota Yaris Liftback 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Yaris Liftback 3 HB FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Yaris Safety Features
Having a variety of safety features on your Toyota Yaris can help lower your Toyota Yaris insurance costs. The Toyota Yaris’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Toyota Yaris Insurance Loss Probability
The lower percentage means lower Toyota Yaris auto insurance costs; higher percentages mean higher Toyota Yaris auto insurance costs. Compare the following Toyota Yaris auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | -6% |
|---|---|
| Property Damage | -12% |
| Comprehensive | -8% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Toyota Yaris Finance and Insurance Cost
If you are financing a Toyota Yaris, most lenders will require your carry higher Toyota Yaris coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Yaris auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Toyota Yaris Insurance
Save more on your Toyota Yaris auto insurance rates. Take a look at the following five strategies that will get you the best Toyota Yaris auto insurance rates possible.
- Buy Your Toyota Yaris with Cash, or Get a Shorter-Term Loan
- Tell Your Insurer How You Use Your Toyota Yaris
- Take Public Transit Instead of Driving Your Toyota Yaris
- Renew Your Toyota Yaris Insurance Coverage to Avoid Lapses
- Use Paperless Billing for Your Toyota Yaris Insurance Policy
Top Toyota Yaris Insurance Companies
Who is the top auto insurance company for Toyota Yaris insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Yaris auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Yaris offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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