Best Toyota Yaris Insurance Rates [How to Find Low Rates Online]

Toyota Yaris insurance rates cost $1,290 a year, or around $108 a month. Good drivers can save as much as $1,990 a year over high-risk drivers.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 23, 2020

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Key takeaways:

  • Full coverage costs around $1,290 a year or $108 each month
  • A liability-only policy costs around $517 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,715 a year or $393 each month
  • Good drivers can save as much as $532 a year by earning policy discounts
  • Toyota Yaris insurance costs around $229 less per year than the average vehicle

Toyota Yaris insurance rates cost $108 per month for full coverage and $43 per month for liability-only coverage. Read more to learn how you can save $532 per year on Toyota Yaris insurance rates.

You can start comparing quotes for Toyota Yaris auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Toyota Yaris Insurance Cost

The average auto insurance costs for a Toyota Yaris are $1,290 a year or $108 a month.

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Is Toyota Yaris Expensive to Insure?

The chart below details how Toyota Yaris insurance rates compare to other hatchbacks like the Kia Soul and FIAT 500L.

Vehicle Comprehensive Collision Liability Total
Toyota Yaris $256 $478 $398 $1,290
Kia Soul $308 $500 $372 $1,338
FIAT 500L $256 $478 $450 $1,364
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Yaris Insurance?

Even though the average annual rate for the Toyota Yaris is $1,290, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota Yaris.

Age of the Vehicle

The average Toyota Yaris auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Toyota Yaris costs $1,290, while 2010 Toyota Yaris insurance costs are $1,094, a difference of $196.

Model Year Comprehensive Collision Liability Total
2018 Toyota Yaris $256 $478 $398 $1,290
2017 Toyota Yaris $248 $466 $416 $1,288
2016 Toyota Yaris $240 $446 $430 $1,274
2015 Toyota Yaris $226 $430 $442 $1,256
2014 Toyota Yaris $218 $400 $452 $1,228
2013 Toyota Yaris $208 $376 $456 $1,198
2012 Toyota Yaris $200 $338 $460 $1,156
2011 Toyota Yaris $188 $310 $460 $1,116
2010 Toyota Yaris $180 $292 $464 $1,094
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Driver Age

Driver age can have a significant impact on Toyota Yaris auto insurance rates. For instance, a 30-year-old driver may pay $57 more each year for Toyota Yaris auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Toyota Yaris insurance rates. For example, drivers in New York may pay $787 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Yaris auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Yaris auto insurance with violations on their driving record.

Toyota Yaris Safety Ratings

Your Toyota Yaris auto insurance rates are influenced by the safety ratings of the Toyota Yaris. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Toyota Yaris Crash Test Ratings

The crash test ratings of the Toyota Yaris can impact your Toyota Yaris auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Yaris iA 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Toyota Yaris 5 HB FWD N/R 4 stars N/R 4 stars
2019 Toyota Yaris 3 HB FWD N/R N/R N/R N/R
2018 Toyota Yaris iA 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Toyota Yaris 5 HB FWD N/R 4 stars N/R 4 stars
2018 Toyota Yaris 3 HB FWD N/R N/R N/R N/R
2017 Toyota Yaris iA 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Toyota Yaris 5 HB FWD 4 stars 4 stars 5 stars 4 stars
2017 Toyota Yaris 3 HB FWD N/R N/R N/R N/R
2016 Toyota Yaris Liftback 5 HB FWD 4 stars 4 stars 5 stars 4 stars
2016 Toyota Yaris Liftback 3 HB FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota Yaris Safety Features

Having a variety of safety features on your Toyota Yaris can help lower your Toyota Yaris insurance costs. The Toyota Yaris’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Toyota Yaris Insurance Loss Probability

The lower percentage means lower Toyota Yaris auto insurance costs; higher percentages mean higher Toyota Yaris auto insurance costs. Compare the following Toyota Yaris auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision -6%
Property Damage -12%
Comprehensive -8%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Toyota Yaris Finance and Insurance Cost

If you are financing a Toyota Yaris, most lenders will require your carry higher Toyota Yaris coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Yaris auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Toyota Yaris Insurance

Save more on your Toyota Yaris auto insurance rates. Take a look at the following five strategies that will get you the best Toyota Yaris auto insurance rates possible.

  • Buy Your Toyota Yaris with Cash, or Get a Shorter-Term Loan
  • Tell Your Insurer How You Use Your Toyota Yaris
  • Take Public Transit Instead of Driving Your Toyota Yaris
  • Renew Your Toyota Yaris Insurance Coverage to Avoid Lapses
  • Use Paperless Billing for Your Toyota Yaris Insurance Policy

Top Toyota Yaris Insurance Companies

Who is the top auto insurance company for Toyota Yaris insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Yaris auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Yaris offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota Yaris Insurance Quotes Online

Start comparing Toyota Yaris auto insurance quotes for free by using our convenient online comparison tool.

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