Best Subaru XT Auto Insurance Rates 2021

Auto insurance for the Subaru XT will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Subaru XT has numerous safety features that can help reduce car insurance rates. To find the best deal on Subaru XT auto insurance, it's best to compare multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cost of insurance for a Subaru XT depends on the trim level
  • Safety features of the Subaru XT can earn you a car insurance discount
  • Crash test ratings have an impact on Subaru XT auto insurance rates

Before you buy a Subaru XT, or even if you already own one, you’ll want to get the best Subaru XT auto insurance rates. The cost of auto insurance for a Subaru XT can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Subaru XT auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Subaru auto insurance for a XT. You can also compare Subaru XT auto insurance rates to the average cost of insurance for competitors like BMW 8 Series and BMW Z4 M.

To compare Subaru XT auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the Subaru XT expensive to insure?

Take a look at how insurance rates for similar models to the Subaru XT look. These insurance rates for other coupes like the BMW 8 Series, BMW 1 Series, and BMW Z4 M give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Subaru XT

Vehicle Comprehensive Collision Liability Total
Porsche 911 $482 $1,042 $398 $2,080
Infiniti Q60 $382 $744 $398 $1,682
Chrysler Sebring $206 $346 $464 $1,174
Nissan 370Z $332 $714 $450 $1,676
Cadillac ATS Coupe $344 $686 $398 $1,586
Dodge Challenger $404 $688 $420 $1,692
MINI Hardtop 2 Door $282 $536 $338 $1,292
Mazda RX-8 $250 $408 $460 $1,276

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What impacts the cost of Subaru XT insurance?

As with any car, your Subaru XT car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Subaru XT trim level you buy will also have an impact on the total price you will pay for Subaru XT insurance coverage.

Ways to Save on Subaru XT Insurance

Save more on your Subaru XT car insurance rates. Take a look at the following five strategies that will get you the best Subaru XT auto insurance rates possible.

  • Ask about usage-based insurance for your Subaru XT
  • Keep a close eye on teen drivers
  • Audit your Subaru XT driving when you move to a new location or start a new job
  • Choose a Subaru XT with cheaper repair costs
  • Ask about a student away from home discount

Top Subaru XT Insurance Companies

What is the best company for affordable Subaru XT insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru XT insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Subaru XT.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Subaru XT Insurance Quotes Online

You can start comparing quotes for Subaru XT insurance from some of the top car insurance companies by using our free online tool today.

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