Best MINI Hardtop Auto Insurance Rates 2021

To get the best price on your MINI Hardtop auto insurance, you'll need to shop around and compare. Thanks to the safety features of the MINI Hardtop, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your MINI Hardtop auto insurance rates.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Safety features of the MINI Hardtop can earn you a car insurance discount
  • Crash test ratings have an impact on MINI Hardtop auto insurance rates
  • The cost of insurance for a MINI Hardtop depends on the trim level

Buying a new car is both fun and a lot of work. If the MINI Hardtop is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a MINI Hardtop right here.

Take a look at what you can expect in terms of insurance rates for the MINI Hardtop and compare it to other similar vehicles. Then find out how the MINI Hardtop stacks up in terms of safety ratings and features, as well as what it costs to buy a MINI Hardtop right here.

If you need insurance for a MINI Hardtop right now, we can help. Enter your ZIP code for free MINI Hardtop car insurance quotes from top companies.

Are vehicles like the MINI Hardtop expensive to insure?

Take a look at how insurance rates for similar models to the MINI Hardtop look. These insurance rates for other hatchbacks like the Mitsubishi i MiEV, Mazda Mazdaspeed 3, and Dodge Daytona give you a good idea of what to expect.

Insurance Rates for Vehicles Similar to the MINI Hardtop

Vehicle Comprehensive Collision Liability Total
FIAT 500 $236 $466 $470 $1,352
Toyota Yaris $256 $478 $398 $1,290
Dodge Caliber $190 $338 $460 $1,146
Toyota Prius $322 $532 $316 $1,306
Ford C-Max Hybrid $282 $566 $398 $1,404
Kia Soul $308 $500 $372 $1,338
FIAT 500L $256 $478 $450 $1,364
Mazda 2 $206 $326 $452 $1,142

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What impacts the cost of MINI Hardtop insurance?

The MINI Hardtop trim and model you choose can impact the total price you will pay for MINI Hardtop insurance coverage.
You can also expect your MINI Hardtop rates to be affected by where you live, your driving history, and in most states your age and gender.

Ways to Save on MINI Hardtop Insurance

There are several ways you can save even more on your MINI Hardtop car insurance rates. Take a look at the following five tips:

  • Choose automatic payments or EFT for your MINI Hardtop insurance policy
  • Move to an area with a lower cost of living
  • Ask about usage-based insurance for your MINI Hardtop
  • Add a more experienced driver to your MINI Hardtop policy
  • Provide your MINI Hardtop VIN when requesting MINI Hardtop auto insurance quotes

Top MINI Hardtop Insurance Companies

Several insurance companies offer competitive rates for the MINI Hardtop based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with MINI Hardtop drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free MINI Hardtop Insurance Quotes Online

You can compare quotes for MINI Hardtop auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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