Best MINI Electric Hardtop Auto Insurance Rates 2021

To get the best price on your MINI Electric Hardtop auto insurance, you'll need to shop around and compare. Thanks to the safety features of the MINI Electric Hardtop, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your MINI Electric Hardtop auto insurance rates.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • Safety features of the MINI Electric Hardtop can earn you a car insurance discount
  • Crash test ratings have an impact on MINI Electric Hardtop auto insurance rates
  • The cost of insurance for a MINI Electric Hardtop depends on the trim level

Buying a new car is both fun and a lot of work. If the MINI Electric Hardtop is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a MINI Electric Hardtop right here.

Take a look at what you can expect in terms of insurance rates for the MINI Electric Hardtop and compare it to other similar vehicles. Then find out how the MINI Electric Hardtop stacks up in terms of safety ratings and features, as well as what it costs to buy a MINI Electric Hardtop right here.

If you need insurance for a MINI Electric Hardtop right now, we can help. Enter your ZIP code for free MINI Electric Hardtop car insurance quotes from top companies.

Are vehicles like the MINI Electric Hardtop expensive to insure?

Take a look at how insurance rates for similar models to the MINI Electric Hardtop look. These insurance rates for other hatchbacks like the BMW 4 Series, Subaru Impreza WRX, and Ford Festiva give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the MINI Electric Hardtop

Vehicle Comprehensive Collision Liability Total
Honda CR-Z $298 $446 $430 $1,332
Toyota Prius $322 $532 $316 $1,306
Toyota Yaris $256 $478 $398 $1,290
FIAT 500 $236 $466 $470 $1,352
Mazda 3 $308 $562 $372 $1,400
Kia Soul $308 $500 $372 $1,338
Dodge Caliber $190 $338 $460 $1,146
Nissan Leaf $320 $640 $416 $1,534

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What impacts the cost of MINI Electric Hardtop insurance?

The average annual rate for the MINI Electric Hardtop is just that, an average. Your insurance rates for a MINI Electric Hardtop can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your MINI Electric Hardtop.

Ways to Save on MINI Electric Hardtop Insurance

Save more on your MINI Electric Hardtop car insurance rates. Take a look at the following five strategies that will get you the best MINI Electric Hardtop auto insurance rates possible.

  • Remove unnecessary insurance once your MINI Electric Hardtop is paid off
  • Drive your MINI Electric Hardtop safely
  • Ask about a student away from home discount
  • Use an accurate job title when requesting MINI Electric Hardtop auto insurance
  • Ask for a new MINI Electric Hardtop auto insurance rate based on your improved credit score

Top MINI Electric Hardtop Insurance Companies

Several insurance companies offer competitive rates for the MINI Electric Hardtop based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with MINI Electric Hardtop drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free MINI Electric Hardtop Insurance Quotes Online

You can start comparing quotes for MINI Electric Hardtop insurance from some of the top car insurance companies by using our free online tool today.

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