Best MINI Cooper Coupe Auto Insurance Rates 2021

To get the best price on your MINI Cooper Coupe auto insurance, you'll need to shop around and compare. Thanks to the safety features of the MINI Cooper Coupe, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your MINI Cooper Coupe auto insurance rates.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Things to Remember

  • The cost of insurance for a MINI Cooper Coupe depends on the trim level
  • Crash test ratings have an impact on MINI Cooper Coupe auto insurance rates
  • Safety features of the MINI Cooper Coupe can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the MINI Cooper Coupe is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a MINI Cooper Coupe right here.

Take a look at what you can expect in terms of insurance rates for the MINI Cooper Coupe and compare it to other similar vehicles. Then find out how the MINI Cooper Coupe stacks up in terms of safety ratings and features, as well as what it costs to buy a MINI Cooper Coupe right here.

If you need insurance for a MINI Cooper Coupe right now, we can help. Enter your ZIP code for free MINI Cooper Coupe car insurance quotes from top companies.

Are vehicles like the MINI Cooper Coupe expensive to insure?

Take a look at how insurance rates for similar models to the MINI Cooper Coupe look. These insurance rates for other coupes like the Toyota Celica, Porsche Cayman S, and BMW 1 Series M give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the MINI Cooper Coupe

Vehicle Comprehensive Collision Liability Total
Porsche 911 $482 $1,042 $398 $2,080
Mercedes-Benz CLA 250 $406 $834 $398 $1,796
Mazda RX-8 $250 $408 $460 $1,276
Cadillac ATS-V $406 $834 $398 $1,796
MINI Hardtop 2 Door $282 $536 $338 $1,292
MINI Cooper $274 $502 $364 $1,276
Hyundai Veloster $308 $524 $416 $1,406
Dodge Challenger $404 $688 $420 $1,692

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What impacts the cost of MINI Cooper Coupe insurance?

The average annual rate for the MINI Cooper Coupe is just that, an average. Your insurance rates for a MINI Cooper Coupe can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your MINI Cooper Coupe.

Ways to Save on MINI Cooper Coupe Insurance

If you want to reduce the cost of your MINI Cooper Coupe insurance rates, follow these tips below:

  • Understand the different types of auto insurance for your MINI Cooper Coupe
  • Consider MINI Cooper Coupe insurance costs before buying a MINI Cooper Coupe
  • Ask about MINI Cooper Coupe safety discounts
  • Improve your credit score
  • Ask about loyalty discounts

Top MINI Cooper Coupe Insurance Companies

What is the best company for affordable MINI Cooper Coupe insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering MINI Cooper Coupe insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the MINI Cooper Coupe.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free MINI Cooper Coupe Insurance Quotes Online

You can start comparing quotes for MINI Cooper Coupe insurance from some of the top car insurance companies by using our free online tool today.

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