Best Mazda MX 5 Miata Auto Insurance Rates 2021

To get the best price on your Mazda MX 5 Miata auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Mazda MX 5 Miata, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Mazda MX 5 Miata auto insurance rates.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Things to Remember

  • Safety features of the Mazda MX 5 Miata can earn you a car insurance discount
  • The cost of insurance for a Mazda MX 5 Miata depends on the trim level
  • Crash test ratings have an impact on Mazda MX 5 Miata auto insurance rates

Before you buy a Mazda MX 5 Miata, or even if you already own one, you’ll want to get the best Mazda MX 5 Miata auto insurance rates. The cost of auto insurance for a Mazda MX 5 Miata can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Mazda MX 5 Miata auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Mazda auto insurance for a MX 5 Miata. You can also compare Mazda MX 5 Miata auto insurance rates to the average cost of insurance for competitors like Volkswagen Cabrio and Volkswagen Cabriolet.

To compare Mazda MX 5 Miata auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the Mazda MX 5 Miata expensive to insure?

Take a look at how insurance rates for similar models to the Mazda MX 5 Miata look. These insurance rates for other convertibles like the Volkswagen Cabriolet, Chrysler TC, and Volkswagen Cabrio give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Mazda MX 5 Miata

Vehicle Comprehensive Collision Liability Total
MINI Convertible $294 $536 $264 $1,204
Buick Cascada $332 $656 $398 $1,544
BMW M6 $520 $1,130 $450 $2,280
Volkswagen Eos $298 $530 $430 $1,416
BMW Z4 $332 $612 $364 $1,444
Mercedes-Benz SL 450 $482 $922 $398 $1,960
Mercedes-Benz SLC 300 $432 $804 $398 $1,792

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What impacts the cost of Mazda MX 5 Miata insurance?

As with any car, your Mazda MX 5 Miata car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Mazda MX 5 Miata trim level you buy will also have an impact on the total price you will pay for Mazda MX 5 Miata insurance coverage.

Ways to Save on Mazda MX 5 Miata Insurance

There are several ways you can save even more on your Mazda MX 5 Miata car insurance rates. Take a look at the following five tips:

  • Ask about retiree discounts
  • Avoid the temptation to file a claim for minor incidents
  • Don’t always pick the cheapest Mazda MX 5 Miata insurance policy
  • Ask your insurance company about Mazda MX 5 Miata discounts
  • Wait six years for accidents to disappear from your record

Top Mazda MX 5 Miata Insurance Companies

Several insurance companies offer competitive rates for the Mazda MX 5 Miata based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Mazda MX 5 Miata drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Mazda MX 5 Miata Insurance Quotes Online

Save money by comparing Mazda MX 5 Miata insurance rates with free quotes online now.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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